Rating based on 87 reviews

ABSA Loans


  • Short-term loans up to R350,000
  • Low-interest starting from 3%
  • Repayment up to 84 months

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ABSA homepage

Author ABSA. Screenshot of ABSA website. [Accessed April 5, 2018]

About ABSA

Being one of the largest financial service providers comes with a great amount of work.

There are a number of financial services that we do to ensure that our clients get ahead. One of these provisions includes investment banking. Be it financial organizations or private person who are ensuring that you get the best life can give you.

Wealth management

We have become specialists in wealth management and that has made us gain exceptional knowledge when it comes to the subject matter. We remain one of the best South African micro finance providers of all time. This is why we are able to have operations in various other countries.

ABSA Services

The significant A in the name behind our brand identifies the fact that we trusted the initiation phase of our organization and this is where a little patience and huge amounts of effort have taken us.

Red being our choice of colour is due to the fact that we are a vibrant organization that is always looking to stand out.

A registered credit provider

Although challenges tend to take centre stage with any enterprise, having a sound mind and a positive are the reasons why Absa has soldiered on. We are not driven to succeed alone as a brand. We are also mandated to ensure that our clients also flourish in their credit desires. No wonder why our customers have voted for Absa as one of the coolest registered credit providers.

ABSA Short-term loan

  • Loan Type Short-term loans
  • Interest Rate 37% p/a
  • Loan Amount up to R350,000
  • Repayment 2 months to 84 months

Benefits of ABSA

  • Competitive interest rates
  • The best loan deal for your needs

Short-term loans calculator


The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

Absa gives you flexible and competitive short-term loans

It is no secret that life has become ridiculously expensive and as a result of that, nobody can afford to misuse money.

Therefore, when you hear a family complain about their finances, it usually a true scenario. After reading our credit assessment, you will be able to determine whether you can afford our loan offers or not.

Choose your credit plan

The fact that there are a number of credible micro lenders doesn’t mean you might still choose one that doesn’t meet your budget criteria. It is important to always seek guidance when you are opting for a loan plan. However, with the Absa Group short cash term loans, you are not restricted to one credit plan.

The freedom of credit choice

The fact that you can get a quick cash loan up to R8000 and pay it within 6 months doesn’t mean you can’t pay it sooner if you are able to. Without being able to manage a cash emergency, a short term loan might be the answer to all your financial problems.

All you have to do is earn R1500,00

The personal cash loans can be up to R150 000,00 and also paid in instalments that are decided upon by you as the customer. The minimal amount you have to earn is only R1500,00.

Choose an interest rate you can manage

There should be a manner in which you would like to handle your budget monthly. Therefore, you need to decide on an interest rate that you can afford to pay off without skipping any of your other financial obligations.

There are a number of accredited financial providers that offer instant cash loans. The maximum amount you can borrow is instant cash up to R3000 for a total number of 35 days. The main prerequisite is you have to ensure that your credit record is clean to avoid being turned down due to you not meeting our loan terms and conditions.

Our clients have gone out of their way to make us aware of the amount of financial assistance that we give them. In fact, we will not stop!

man holding thumbs up

ABSA is a trusted & reliable provider of short-term loans

In our review, ABSA adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

ABSA is a registered credit provider in South Africa: NCRCP7

Customer Reviews & Testimonials

April 2019

I got a very affordable short-term loan from ABSA. Thank you.

Arthur M
— Vereeniging —

May 2019

I needed extra money after splurging a little too much while on a girls trip. Absa proved why it’s the best bank in the country because they were so helpful, assisting me with a short-term loan w...

Aaron P
— Parys —

June 2019

As always, the service I got when I applied for a short-term loan was nothing short of excellent. Other banks can learn a thing or two from Absa!

Cindy M
— Worcester —

ABSA Contact

Physical Address

ABSA Universal Branch Code

  • 632005

Postal Address

  • PO Box 7735, Johannesburg, 2000, South Africa

Opening Hours

  • Monday 08:30 – 17:30
  • Tuesday 08:30 – 17:30
  • Wednesday 08:30 – 17:30
  • Thursday 08:30 – 17:30
  • Friday 09:00 – 17:00
  • Saturday 09:30 – 13:00
  • Sunday – Closed