Rating based on 15 reviews

Policy Trader

  • Policies into cash!
  • Sell your investment
  • Increase your cash flow

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Policy Trader homepage
Author Policy Trader. Screenshot of Policy Trader website.
[Accessed December 8, 2022]

About Policy Trader

The 25 years that Policy Trader has been in service have been nothing short of amazing.

Being able to help customers with credit in a quick, convenient, and dignified manner is what this lender is all about. 

A provider that matches up to the best

The banks in SA such as Discovery, Liberty, and ABSA offer some of the best financial products and services on the market. Policy Trader is no different. They want you to be able to pay off your loans without strain - which is why they're strict when it comes to affordability. 

With you every step of the way

There's nothing you have to do alone at Policy Trader. Everything is done with the help of competent specialists that have entrusted to work their magic on your loan application.

This provider's job is to help you find a loan that suits all of your needs. You must tell them what you're looking for in terms of amount and repayments and they'll work hard to make it happen.

Policy Trader Services

Trust Policy Trader to meet you halfway when you're looking for credit that's flexible and affordable.

What makes Policy Trader different?

Affordability plays an important role when it comes to getting cash loans you can afford.

Policy Trader knows the significance of numbers and that is why they take extra care to check your income and expenses before approving an online loan application

Knowledge and skill are key

This provider has people who give free advice and even suggest you do things slightly differently if they feel you are making poor financial decisions.

Offering you peace of mind

There will always be a reason that we need cash at some point. Don’t struggle on your own. Let Policy Trader help you make things better.

Policy Trader – Short-term loan

  • Loan Type Short-term loans

Benefits of Policy Trader

  • Policies for cash
  • Quick and easy application

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This short-term loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Policy Trader exchanges your policies for cash

The number of years Policy Trader has worked in the industry has made it easier for customers to trust them and has made them develop some of the best offers in the country.

All that is required of you is that you complete the easy online loan application and the money is yours!

How does Policy Trader work?

After you've completed the application, Policy Trader will check your policy and find out if it's in good standing. By this, they'll check to see if it has matured enough to grant a payout.

There are certain documents you have to submit after the application and the money will be deposed into your bank account within two business days.

As much as Policy Trader would love to help you with money if your policy hasn’t matured to its maximum or at least at a minimum rate, they won't be able to assist you.

However, they'll notify you of how long you might have to wait before they grant your loan. It's important to realize that the ball is always in your court in terms of ensuring that your policy is up to date and in good standing. If you don’t nurture your fruits, who will!

Customer Reviews & Testimonials

May 2019

My short-term loan was processed without any delay and I got the money I needed fast.

Nomthandazo N
— Pinetown —

May 2019

It was nice dealing with people who saw me as an individual even though they deal with people like me on a daily basis. They cared to recognise what I needed from my short-term loan and they help...

Erin W
— Benoni —

Policy Trader Contact

Contact Number



Physical Address

  • Unit 223, The Quays, Park Lane, Grand Central, Century City Cape Town Western Cape 7441 South Africa
  • Get Directions

Postal Address

  • PO Box 744, Edgemead, 7407, South Africa

Opening Hours

  • not available