Thuthukani Financial Services

image of Thuthukani Financial Services
image of Thuthukani Financial Services

Thuthukani Financial Services is a registered credit provider with South Africa’s National Credit Regulator: NCRCP962


About – Thuthukani Financial Services

The political transformation of South Africa was explosive, but the economic changes in the country are much slower.

One of the major challenges in front of the country is the improvement in the social and economic situation of the so called economically active poor people.

Due to the highly restrictive requirements and high fees of the major financial institutions, numerous income-earning South Africans are unable to access credit facilities for the purpose of building a home, starting a small business and covering emergency expenses.

Specialised credit providers like Thuthukani, on the other hand, are fully committed to serving these people.

With more than 15 years of experience, Thuthukani is the micro lender of choice for thousands.

Services – Thuthukani Financial Services

When it comes to service provision, the proximity to customers is crucial. The statistical data reveals that the largest commercial banks in South Africa have 1,883 branches in total.

At the same time, the major micro-finance banks, the 126 term lenders and the 1,244 companies specialising in short term loans have a combined network of 3,984 branches.

Together, these lenders provide financial products and services to some 3 million customers.

While the big banks have their offices primarily in the financial and central districts of cities, the smaller lenders are close to the places where South Africans work, to shopping and residential areas and to transportation hubs.


Summary of Services

  • NCR Registered credit provider
  • Emergency cash loans
  • Lifestyle Finance
  • Short-term personal loans
  • Personal loans online 
  • Loans up to R4,000
  • Serving over 3million customers
  • Up to 42 days repayment term


Thuthukani – Micro finance suited to your needs.

There are many different credit products designed to give you a small amount of cash which is repaid within a short term. It is not easy to make the right choice, especially when you are under pressure due to a financial emergency.

That is why you will definitely benefit from evaluating what lenders have to offer in advance.

This Thuthukani's short term loans review will help you decide how beneficial these products can be for you.

Thuthukani's has been operating since 1998. It has a solid customer base and enjoys good reputation in the industry. You can be certain that you will be serviced in a polite and friendly manner.

The financial experts of the company will do what it takes to ensure that your needs and requirements are met precisely.

Thuthukani provides short term cash loans up to R4000. The loan amounts are sufficient for paying emergency expenses and for making small purchases.

It's best if you borrow only as much as you need.

You can select the term of the loan as well as the amount. You can choose to repay the principal plus interest and fees within a period of 7 to 42 days.

This term range is comparable to what competitors have to offer. One important benefit which the lender gives you is that you can extend the term of the loan if the need arises.

Repay it in cycles of 30 or 90 days within a 6-month period.

The extension of the term comes at a price, but you will be able to afford the repayment of the loan and you will avoid dealing with a debt collector.

When it comes to the Thuthukani's interest rates, you should know that they are similar to what other lenders offering these types of credit products have to offer.

The lender adheres fully to the regulations of the National Credit Act so you will be informed of the total cost of the loan before you make an application.

You will decide whether the loan is affordable or not.

This review concludes that Thuthukani's short term loans are helpful in a cash emergency and offer flexible repayment.

 Contact Details

190 Robert Sobukwe St, Sunnyside, Pretoria, Gauteng, 0001, South Africa
Ph: 012 341 4213
Fx: 012 804 9662
Em: [email protected]

 Postal Address

PO Box 73789, Lynnwood Ridge , 0040, South Africa

 Opening Hours

  • Monday 08:30 – 17:30
  • Tuesday 08:30 – 17:30
  • Wednesday 08:30 – 17:30
  • Thursday 08:30 – 17:30
  • Friday 09:00 – 17:30
  • Saturday 09:30 – 13:00
  • Sunday Closed –