Rating based on 69 reviews

MBC Finance

  • Short-term loans up to R4,000
  • Low-interest starting from 32%
  • Repayment up to 30 days

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MBC Finance homepage
Author MBC Finance. Screenshot of MBC Finance website.
[Accessed December 8, 2022]

About MBC Finance

MBC Finance is always looking for the best ways to ensure that clients get credit deals that will help them get ahead in life.

MBC Finance adheres fully to the National Credit Act and has been in the industry for more than 10 years. With that, they offer quick loans online from R1,000 to R10,000 with the maximum repayment term 12 months.

Same-day credit plan retrieval

The repayments are reasonable and can be afforded to anybody who meets their requirements. Should you need cash urgently, MBC Finance is ready and available to assist you.

The first step is completing the online loan application and the rest is their job! MBC Finance usually wants certain documents to verify affordability and once received they'll approve your loan application on the very same day.

MBC Finance Services

MBC Finance's loans are not only simple to get but also available to every South African who meets their criteria.

After you've completed the loan application, they'll see to it that you get feedback before the end of the business day.

Affordable short-term loans

Depending on which bank you use, the money will take one business day to reflect in your bank account. However, the maximum waiting period is two business days.

Life is unpredictable and there's no telling when you'll experience a cash emergency, contact MBC Finance and they'll assist you.

Ensure that the personal loan you apply for is one that you can afford without causing too much financial damage on your budge

MBC Finance – Short-term loan

  • Loan Type Short-term loans
  • Interest Rate from 32%
  • Loan Amount up to R4,000
  • Repayment 7 days to 30 days

Benefits of MBC Finance

  • Affordable personal loans
  • No endless paperwork
  • Quick and easy online applications

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This short-term loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

MBC Finance has effective loan solutions for all South Africans

There's no telling when you'll need extra cash!

That said, you don’t have to worry because, with MBC Finance, you always have a way out. By taking out credit with this lender, you'll ensure that you get the best loan online. Find out whether you meet their requirements by making use of their quick application.

A trusted lender

Fourteen years is a long time considering the fact that MBC Finance has to consistently keep ahead of their competition.

Their business might not be that big but they sure know how to satisfy customers by mastering the basics.

Honoring the regulations of the National Credit Act has given them the ability to always do what's best for their customers - even if that means rejecting applicants. 

The maximum amount is R2,000

Emergency payments need to be paid for right away. This is the reason why MBC Finance's interest rates are low and their terms are flexible.

All you have to do to ensure that you get a short-term loan by choosing a lender you can trust without putting yourself through tough decision-making. 

Blacklisted short-term loans

People who are blacklisted can always apply as MBC Finance don’t base decisions on credit alone. They too are human beings who have made bad financial mistakes. If you can afford the repayments, and prove this affordability, you will be approved. 

It's good to know that you can easily access finance by completing the application online. There's no need to stand in long queues with your credentials in one hand and water on the next, everything is done in the comfort of your own home.

There's no need to keep you waiting because everything can be completed online. From applying to uploading your documents and signing your loan agreement, you can do it all online. By choosing MBC Finance's credit offers, you can easily handle any cash emergency.

Documents you need to apply

  • South African ID document/Smartcard
  • Proof of your current address
  • Three months' bank statements
  • Your latest payslip
man holding thumbs up

MBC Finance is a trusted & reliable provider of short-term loans

In our review, MBC Finance adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ MBC Finance is a registered credit provider in South Africa: NCRCP506

Customer Reviews & Testimonials

May 2019

The turnaround time was quick. I applied for a short-term loan and got approved within a day!

Violet J
— Stellenbosch —

May 2019

I got a short-term loan that was tailored to my situation. This personalised service is what will keep me coming back whenever I need some financial assistance.

Aariz S
— Johannesburg —

MBC Finance Contact

Physical Address

  • Shop 4, Palm Centre, Corner Old Main Rd, Isipingo Rail Durban 4133 South Africa
  • Get Directions

Opening Hours

  • Monday 08:00 – 17:30
  • Tuesday 08:00 – 17:30
  • Wednesday 08:00 – 17:30
  • Thursday 08:00 – 17:30
  • Friday 09:00 – 17:00
  • Saturday 11:00 – 15:30
  • Sunday – Closed