Rating based on 32 reviews


  • SA’s #1 vehicle finance
  • Refinance your vehicle
  • Pre-approved in 5 seconds

In-page navigation

Carfin homepage
Author Carfin. Screenshot of Carfin website.
[Accessed December 9, 2022]

About Carfin

Carfin offers the best vehicle finance sourcing and support services in South Africa.

As an independent vehicle finance specialist, they're able to scour the market to find the best finance options for you.

Leading financial solutions

It's the best time for you to buy a used vehicle as there's an oversupply of trade-ins at the moment. They offer fast, efficient service as well as sound advice on financial products and services.

They assist thousands of clients with affordable loan options and can provide you with access to the cash you need to buy a new or used car. They have the ability to find and compare finance offers to save you money and make sure your needs are met.

By delivering the best possible financial products, you'll get more than what you expect and have your needs flawlessly summarised, assessed, and fulfilled. They can even help you refinance your car if you need to free up some cash.

A dynamic team

With a team of enthusiastic and competitive financial experts, they always manage to find and deliver the best deals.

Carfin has strong relationships in place with the top financial providers in the country.

They ensure you're backed by the best long and short-term loans you need to meet your unique car finance needs.

Carfin Services

If you're looking for a reliable used vehicle or have your eyes on a new vehicle they'll be able to assist you.

For added ease and convenience you'll have access to an online loan that will help you get the wheels you really want. They can deliver pre-approval in under 15 seconds.

Pre-approved loans in 15 seconds

This will allow you the opportunity to search for the car you like and secure the deal on the very same day. You can access this convenient pre-approval service by completing their online application form which requires minimal time and effort.

Providing the support you need

Not only do they provide the car finance you need but they also provide helpful financial advice and support, with their team of vehicle finance professionals. They can guide you in the right direction, assist you in answering questions in regards to buying a vehicle, and offer any assistance you need.

Same-day approvals

Once your application has been submitted, they'll perform a credit check to make sure that you can afford the car finance repayments. They'll then let you know how much you qualify to lend.

Once you have applied you'll receive the outcome on the very same day, and they'll assist you with every step of purchasing a vehicle. This includes checking the car, doing the roadworthy, and finalising the finance.

Carfin – Car finance

  • Loan Type Car finance
  • Decision 15 minutes

Benefits of Carfin

  • Excellent vehicle finance options
  • A quick and easy loan applications

Car finance calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This car finance calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Carfin is your online gateway to getting the vehicle you want

Carfin offers support and advice to help you find a new or used vehicle and secure the finance you need.

Speedy loan applications

Working through their online platform, they're able to provide an outcome on you application faster than their competitors. They have direct partnerships with major banks in SA, allowing for quicker cash payouts and faster pre-approval times. Complete the online loan application in a few short minutes, and they'll get back to you with practical solutions and offers in no time.

Additional services available

They're more than just a car finance provider; they also assist clients with roadworthy certifications on their new or used cars and follow through with their services from beginning to end of your journey to getting a car.

Their services will deliver fast, friendly service, quick turnaround times on applications and convenience throughout the delivery process. As the experts in vehicle finance, you can count on them to have you driving your new vehicle in no time.

Drive off with your new car

Once they've determined affordability they'll offer you a loan bracket. If you agree with the terms simply agree to the terms and start your search for the vehicle you want.

They'll work alongside you to make the payment directly to the seller, and you can drive off in the new car you've just purchased.

No waiting on loans

They don’t believe in making you wait for their loans. One major benefit they offer is a reduced purchase price. Another one of many reasons to get vehicle finance through Carfin.

There's no need to stand in long queues, no need to stress about dealing with difficult sellers and no more signing thousands of documents.

Applications are conveniently and quickly processed online

Carfin assists clients with instant approvals on refinancing options. When you need a little extra cash to cover your debts, or to consolidate your debt, they can make it possible. Carfin will provide excellent service with a smile and is sure to go the extra mile for you.

Apply online today, get the vehicle you need and find the car of your dreams in the shortest time frame possible. Whether you're looking for a new or used car, you'll be happy you chose to use Carfin's comprehensive services.

The qualifying criteria for vehicle finance from Carfin:

  • Vehicle not older than 10 years
  • Earn a monthly income of R8,500 or more
  • Have a clear ITC record
  • Must have a valid South African ID document/Smart card
  • Must have a valid South African driver’s license

The documents you need to support your application form:

  • South African ID document/Smart card
  • South African driver’s license
  • Proof of your current residence
  • Proof of employment
  • Bank account details
  • A breakdown of your monthly income and expenses

Customer Reviews & Testimonials

May 2019

This application is super simple all you need is your three months bank statements and your ID and then submit your app and get your answer back super fast.

John B
— Johannesburg —

June 2019

I was able to get my bike loan and I couldn’t be happier with the service that I was given

David C
— Port Elizabeth —

June 2019

We landed up not knowing that we had a balloon payment at the end of our cars 5 years so we applied to re finance them and it was approved Carfin really went above and beyond to help us.

Jack S
— Johannesburg —

June 2019

I got the car that I wanted and they have helped me so much that we will forever be in debited to the company and will get loans from then again.

Jess G
— Durban —

Carfin Contact

Physical Address

  • Untit 21 & 22, Lombardy Business Park, C/o Lynnwood Road and Cole Road Pretoria Gauteng 0181 South Africa
  • Get Directions

Opening Hours

  • Monday 08:00 – 16:30
  • Tuesday 08:00 – 16:30
  • Wednesday 08:00 – 16:30
  • Thursday 08:00 – 16:30
  • Friday 08:00 – 16:30
  • Saturday – Closed
  • Sunday – Closed