Rating based on 37 reviews

Investec Vehicle Finance

  • Car finance up to R200,000
  • Low-interest starting from 10%
  • Repayment up to 60 months

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Investec homepage
Author Investec. Screenshot of Investec website.
[Accessed December 9, 2022]

About Investec

For over 40 years, Investec has been a leader in the provision of banking services and asset management.

They offer a wide variety of financial solutions to niche customers. Their company operates in three major markets: South Africa, the UK, and Australia. They've also expanded to other countries around the world, the services include loans for foreigners and banking services.

Offering unique profit-generating solutions

Ever since its establishment in 1974, Investec has been providing unique profit-generating solutions in three distinctive financial areas. These include specialist banking, the management of assets, and wealth and investment.

Since 2002, they've been listed on both the London Stock Exchange and the Johannesburg Stock Exchange. At present, the market capitalization of the group is around 3.6 billion British pounds.

Investec Services

Investec can help you finance the purchase of any assets which you require whether they're for your personal use or for your business.

All you need to do is let them know exactly what you want and what resources you need to achieve your goal, and they'll take care of the rest.

Get in touch with an Investec consultant to discuss your personal loan needs in detail or visit their website to find out more.

Industry experts

They provide finance solutions for virtually any purchase. Their expertise is in asset finance, car finance, finance for professional equipment, and specialized finance for the purpose of investing.

They can make your dreams a reality easily and quickly with finance tailored to your needs. 

Investec – Car finance

  • Loan Type Car finance
  • Interest Rate from 10%
  • Loan Amount up to R200,000
  • Repayment 6 months to 60 months

Benefits of Investec

  • Flexible credit facility
  • Affordable and tailored vehicle finance
  • Online application

Car finance calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This car finance calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Investec is the go-to lender when you need fast vehicle finance

The purchase of a vehicle is an important step for any individual or company and is one of the most expensive purchases you'll make.

That's why there's no room for costly mistakes. You need to ensure you get the finance that matches your needs and your current budget. Investec's car loans can provide you with exactly what you're looking for.

Internationally recognized expertise

Investec has been providing banking and asset management services to South Africans since 1974. They've been catering to the needs of both individual customers and businesses when they need a business loan to purchase a vehicle.

Investec is internationally recognized for its expertise and has many satisfied clients. You can have complete confidence in them and the products they offer. Investec's car loans boast unique features which many other vehicle finance products available in South Africa don’t offer.

The company offers a structured repayment plan which is individually developed for each client. This plan is designed to minimize the tax which you pay and maximizes your cash flow. This makes Investec a highly effective and cost-efficient solution for both businesses and individuals.

Flexible credit facility

Another unique feature of Investec's car finance is that it can be used as a flexible credit facility. Deposit and withdraw funds at any time after you set a credit limit. This enables you to repay the loan more quickly and save on interest and fees.

Easily withdraw some of the funds which you've already paid in the case of cash flow management issues. The loans are designed to finance various types of sales including instalment sales.

Affordable and perfectly tailored to suit your needs

The amount of finance available is virtually unlimited as long as you have the ability to repay the loan. The company caters to both individual buyers and companies of various sizes. You can readily purchase a fleet of transport vehicles with an Investec loan.

When it comes to affordability, Investec offers highly competitive interest rates on vehicle loans, especially to long-term clients. The unique features of the loans help you save money in more ways than one. There are special rewards available to borrowers as well as other unique deals and offers for those with bad credit.

The conclusion of this review is that the Investec car loans are among the best you can find. They're advanced, affordable, and perfectly tailored to the needs of clients.

man holding thumbs up

Investec is a trusted & reliable provider of car finance

In our review, Investec adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ Investec is a registered credit provider in South Africa: NCRCP9

Customer Reviews & Testimonials

June 2019

I couldn't have asked for better service they have truly helped me and I was able to get my loan for the Isuzu I have been wanting for about two years.

Peter J
— Cape Town —

April 2019

Great service I recommend them any time that you are looking for a loan, take one through them you will not regret it.

Zane J
— Coffee Bay —

Investec Contact

Contact Number


  • not available


Physical Address

  • 36 Hans Strijdom Ave Ln Cape Town City Centre Cape Town 8001 South Africa
  • Get Directions

Investec Universal Branch Code

  • 580105

Postal Address

  • PO Box 785700, Sandton, 2146, South Africa

Opening Hours

  • Monday 08:00 – 17:30
  • Tuesday 08:00 – 17:30
  • Wednesday 08:00 – 17:30
  • Thursday 08:00 – 17:30
  • Friday 09:00 – 17:00
  • Saturday 11:00 – 15:30
  • Sunday – Closed