Rating based on 1,419 reviews


Earn a Car

image of Earn a Car
image of Earn a Car

About – Earn a Car

Earn a Car is different from other vehicle finance providers in SA because we reward our customers for paying back their loans on time.

We don’t just provide you with the cash you need to buy your vehicle; we pay you in rewards for paying on time. Our aim is to have you driving your new vehicle as quickly as possible without causing you any extra hassle.

Drive off in the car you want

We are proud to be part of a team that works, holding our name high in the finance industry. Our staff provides positivity and has a passion for helping people in a diverse world. As we grow and adapt to change we strengthen our benefits and our approach to doing business. When the economy looks grim, we make sure to bring you the vehicle finance options that you have been searching for.

Strong competitors in the industry

When you apply for a loan online you will be one step closer to driving away in your new vehicle. We offer support throughout your application process as well as afterwards.

We offer our support

Knowing you have a financial team on your side can be a massive plus when you are searching for your new vehicle. We provide many value-added services because you are important to us and we want to see you find what you are looking for.

Services – Earn a Car

All South Africans are welcome to apply for car finance. Clients who are blacklisted, or have bad credit are also able to qualify for finance through us.

All you need is the minimum deposit of R16 500. You will need to approve that you have the ability to pay off the rest over monthly terms. When deciding if you qualify for a loan we will have a look at your budget and affordability.

What do we offer?

Added benefits include clients get up to 54 months to pay back their vehicle loan. We provide accident cover and car insurance as well as support should you breakdown along the road in your car.

The value-added benefits are something to smile about:

  • Receive R300 cash back on every payment made towards your vehicle loan
  • Accident and roadside assistance and support
  • We pay a portion of your car service cost
  • We provide a temporary vehicle should yours be damaged in an accident
  • Vehicle warranty throughout your loan period
  • Up to R500 paid should you need your vehicle towed
  • Vehicle tracker
  • Accident cover

All this is included to your value-added services stipulated in your loan contract. Get the best out of Earn a Car by taking advantage of these special offers. We will help you finance a vehicle and get the most out of your loan. Our service is quality guaranteed.


Summary of Services

  • VEHICLE Finance


Earn a Car provides a unique approach to vehicle finance

Take full ownership of your vehicle within 54 months.

We provide a secure method and an easy platform to allow our clients to reap the benefits of our affordable repayment plans. There are cash offers deals that can assist you to buy the vehicle of your dreams and so much more.

Pick your dream car

Clients can choose from upcoming and continuous deals that are offered on a daily basis through our competitive car loan deals. Every car you could possibly think of is available to pick from.

How it all works

Apply online through our website. Complete the application form with your personal details, and become a client. You will have immediate access to all the updated special deals which are advertised daily.

Complete the section in regards to what you are looking for. If you know the car model, make and color etc., you can choose these options. Select the price range you are interested then click the search button you will receive information from the specific criteria that you are searching for. Choose the car that you are interested in and we will assist you further. Once you have agreed to the terms of the vehicle finance you can set up a customized repayment plan structure.

We will then forward you a contract to sign, and organize to have your payments directly debited off your banking account. It’s as easy as that

We reward our customers

For every payment you make on time you will receive a cash-back reward. Our value-added service will help you ensure that your vehicle is roadworthy before you take possession of it, as we take our client's safety very seriously.

Get everything you need and more when you partner with us as we really look out for our clients. Apply for a loan today!


Customer Reviews & Testimonials

 Contact Details

8 Jubilee St, O.R. Tambo, Kempton Park, Johannesburg, Gauteng, 1619, South Africa
Ph: 011 425 1666
Fx: 086 571 9344

 Opening Hours

  • Monday 08:00 – 16:30
  • Tuesday 08:00 – 16:30
  • Wednesday 08:00 – 16:30
  • Thursday 08:00 – 16:30
  • Friday 08:00 – 16:30
  • Saturday 08:00 – 12:00
  • Sunday – Closed