Rating based on 82 reviews

Earn a Car

  • INSTANT online approval
  • Affordable car finance
  • Get approved instantly

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Earn a Car homepage
Author Earn a Car. Screenshot of Earn a Car website.
[Accessed December 9, 2022]

About Earn a Car

Earn a Car is different from other vehicle finance providers in SA because they reward you for paying back your loans on time!

They don’t just provide you with the cash you need to buy your vehicle; they pay you in rewards for paying on time! Their aim is to have you driving your new vehicle as quickly as possible without causing you any extra hassle.

Drive off in the car of your dreams

Earn a Car is proud to be part of a team that is known for their quality services and excellent customer service in the finance industry. Their staff are positive and have a passion for helping people get in the driver's seat of their dream cars!

As they grow and adapt to change, they strengthen the benefits they offer and their approach to business.

When the economy looks grim, Earn a Car make sure to bring you the vehicle finance options that will make all the difference in the world! 

Strong competitors in the industry

When you apply for a loan online with Earn a Car you'll be one step closer to driving away in your new vehicle! They'll offer support throughout your application process as well as afterwards!

Earn a Car offer ongoing support

Knowing you have a financial team on your side can be a massive plus when searching for your new vehicle. Earn a Car provide many value-added services because you're important to them and they want to see you find what you're looking for.

Earn a Car Services

All South Africans are welcome to apply for car finance with Earn a Car.

Clients who are blacklisted, or have bad credit are also able to qualify for finance through this flexible lender. All you need is the minimum deposit of R16 500.

You'll need to prove that you have the ability to pay off the rest of the loan over the agreed monthly terms. When deciding if you qualify for a loan they'll have a look at your budget and affordability.

What does Earn a Car offer?

Added benefits include up to 54 months to pay back their vehicle loan and ongoing support. They also provide accident cover, car insurance, and support should you break down!

Value-added benefits from Earn a Car

  • Receive R300 cash back on every payment made towards your vehicle loan
  • Accident and roadside assistance and support
  • They pay a portion of your car service cost
  • They provide a temporary vehicle should yours be damaged in an accident
  • Vehicle warranty throughout your loan period
  • Up to R500 paid should you need your vehicle towed
  • Vehicle tracker
  • Accident cover

All this is included to your value-added services stipulated in your loan contract. Get the best from Earn a Car by taking advantage of their special offers.

They'll help you finance a vehicle and get the most out of your car and loan. Their services are quality guaranteed!

Earn a Car – Car finance

  • Loan Type Car finance

Benefits of Earn a Car

  • Get approved instantly
  • Affordable car loan options
  • Accident and roadside assistance

Car finance calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This car finance calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Earn a Car's unique approach to vehicle finance

Take full ownership of your vehicle within 54 months!

Earn a Car provide a secure method and an easy platform to allow our clients to reap the benefits of their affordable repayment plans. They offer a range of flexible deals that can assist you to buy the vehicle of your dreams and so much more!

Pick your dream car

You can choose from upcoming and continuous deals that are offered on a daily basis through their competitive car loan options. Every car you could possibly think of is available!

How it all works

Apply online through their website. Complete the application form with your personal details, and become a client. You'll have immediate access to all the updated special deals which are advertised daily.

Complete the section in regards to what you're looking for. If you know the car model, make and colour etc., you can choose these options.

Select the price range you're interested then click the search button and you'll receive information based on the specific criteria that you're searching for.

Choose the car that you're interested in and they'll assist you further. Once you've agreed to the terms of the vehicle finance you can set up a customized repayment plan structure.

They'll then forward you a contract to sign, and organize to have your payments directly debited of your banking account. It’s as easy as that!

Earn a Car will reward you

For every payment you make on-time you'll receive a cash-back reward. Their value-added service will help you ensure that your vehicle is roadworthy before you take possession of it, as they take their client's safety very seriously!

Get everything you need and more when you partner with Earn a Car as they really look out for their clients. Apply for a loan today!

Customer Reviews & Testimonials

June 2019

Thanx to this company I was able to get a loan for my car even though my credit score was low I was still able to get my car.

Dwayne M
— Port Elizabeth —

June 2019

I will be going back to them for another car loan once i have paid my car off they have truly helped me and their professionalism is great.

Johnny D
— Cape Town —

June 2019

Fast service truly appreciate you guys and all the help you have given me,

Mel B
— Johannesburg —

Earn a Car Contact

Contact Number


  • not available


Physical Address

  • 8 Jubilee St, O.R. Tambo, Kempton Park Johannesburg Gauteng 1619 South Africa
  • Get Directions

Opening Hours

  • Monday 08:00 – 16:30
  • Tuesday 08:00 – 16:30
  • Wednesday 08:00 – 16:30
  • Thursday 08:00 – 16:30
  • Friday 08:00 – 16:30
  • Saturday 08:00 – 12:00
  • Sunday – Closed