Rating based on 7 reviews



  • Car finance up to R250,000
  • Low-interest starting from 16%
  • Repayment up to 72 months

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Fincheck homepage

Author Fincheck. Screenshot of Fincheck website. [Accessed August 31, 2021]

About Fincheck

When it comes to securing vehicle finance in modern-day times, you’ve probably heard it all.

But, alas, most of the offers out there are misleading and can push you even further away from your dream vehicle.

Because of this, Fincheck decided to step in and provide a more comprehensive version of vehicle finance online. The kind that you can trust and that can get you rolling in style.

Be it finance for a family car, a simple car, or the hot-rod you’ve wanted all your life; we’ve got what you need. With personalized services and bank-level security, who could ask for more?

How Fincheck can put gas in your tank, and money in your bank

With the difficulties and threats to our economy increasing every day, we understand how frustrating it can be to worry about transport, especially if you don’t own a car.

We can help you secure the finance you need to get on the road, and get moving in life, no matter what your goals are. Our lending partners and their attractive offers are all you need.

How Fincheck approaches finance

Life is a highway – you have to just get out there and drive. We step in to help you do that, with comprehensive vehicle finance in these challenging modern times.

As an efficient and responsible brokerage company, we’ve gathered and worked with some of the best lenders in the business.

They’re reliable and trustworthy, and can offer you the quick loans you need at fair and flexible repayment terms, at reasonable rates. All you have to do is apply and compare the offers.

Our blog also helps you understand market trends and how to take advantage of them. Aside from these, our regular services speak for themselves.

Fincheck Services

We have a vast selection of capable, responsible lenders ready to deliver their services.

We provide you with these services because we care about you and your wellbeing.

On top of putting you in touch with these companies, we offer services such as free credit scores. This is done via a transparent process that helps you as a client understand how the banks measure your financial health.

We do this because we’re a brokerage company that really cares about you, your pocket, and your understanding of how the car finance process works. It’s the least we can do for your ongoing support.

What else we’ve got in the trunk, so to speak

We offer other loans, of course. The following is a breakdown of our two popular loan options:

  • Payday loans – these loans cover the gaps in your salary from paycheque to paycheque. Usually smaller, short-term loans, at a higher APR, between as little as R100 and as much as R8000. These can be a huge help when dire straits arise before month-end and that vital salary rolls in.
  • Personal loans – these are often a little larger. Ranging from R8000 upwards, the sum total is really what you can afford to pay off every month at the designated rates. How you spend this money is up to you.

With even just these two on offer, you can see that we like to extend a helping hand to our customers, keeping them financially secure. Your happiness and security is something Fincheck hold in high regard.

Our other services, at your fingertips

We also offer additional free resources you can take advantage of, aside from credit scores. We have a regularly updated blog, which can be used to keep you abreast of current affairs.

This includes business and financial news, as well as tips and tricks to help you beat the current economic difficulties.

Fincheck – Car finance

  • Loan Type Car finance
  • Interest Rate 1628% p/a
  • Loan Amount up to R250,000
  • Repayment 3 months to 72 months
  • Decision Same day

Benefits of Fincheck

  • Easy online application
  • Bad credit loans available
  • Affordable instalments
  • 24/7 access

Car finance calculator


The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

What it takes to get behind the wheel

Our car finance comes with its own terms and conditions, and our lenders will usually make you aware of them in advance.

They have their reasons for asking for what they do, to ensure that the lending process is safe and easy.

The lenders usually ask for these details, as in today’s day and age, many new obstacles are in place for the modern man. Terrorism, cyber-theft, fraud and money laundering are all things that can happen through lending companies. The precautions lenders take care of not only for their good but for yours as well.

Simple details required during the application

  • Your full name
  • Your phone number
  • Your email address
  • Your full RSA ID number

Once they have these details, they can begin the online loan application process, which is simple and easy. Fincheck takes the process over from here on out.

We search our database for companies that have the loans you need and put you in touch with them. You compare which quote suits you best, and sign the contract with that company that you feel will fill your requirements best.

And yes, this really is all free

We pride ourselves on keeping our services free and fair, and available to all those in need. Why should you pay for the help we can provide for free? This is also a point to look out for, as copycat companies or false websites scamming you will try to get money out of you.

The only fees you may be charged during this process will be from the lender you choose to make an agreement with, and they’re almost always the following:

  • Your initiation fee – kind of like a deposit, to activate the car loan you’ve taken out.
  • A monthly service fee – this is a small amount you’ll pay along with your monthly instalments for the service you are receiving. Loan periods can belong, and the staff handling them need to earn a salary.
  • Interest rate – also included in your monthly costs, this is simply the interest rate on a loan.

With all this information, nothing is keeping you from finally getting the shiny new ride you’ve been dreaming of for years.

Customer Reviews & Testimonials

November 2019

I’ve always used Fincheck’s other loan options, but the affordability of their vehicle finance blew me away.

Mthetho W
— Port Elizabeth —

October 2019

Fincheck got me into my new car in a matter of days, I really enjoyed my lending experience with them. Highly recommend.

Junior W
— Nelspruit —

Fincheck Contact

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Physical Address

Opening Hours

  • Monday Open – 24 hours
  • Tuesday Open – 24 hours
  • Wednesday Open – 24 hours
  • Thursday Open – 24 hours
  • Friday Open – 24 hours
  • Saturday Open – 24 hours
  • Sunday Open – 24 hours