Rating based on 905 reviews


First National Bank

image of First National Bank
image of First National Bank

First National Bank is a registered credit provider with South Africa’s National Credit Regulator: NCRCP20


About – First National Bank

As the oldest bank in South Africa, FNB keeps the best traditions in banking and always strives to offer micro finance and other credit solutions to its customers quickly and effectively.

Over many years, we have established a proven track record and have shown our ability to grow and better serve the needs of our diverse South African clientele.

FNB is not your average bank

By making sure that all our clients’ needs are met and fulfilled in a timely manner we have become a name that you can trust for any financial requirements. One of the major events in the recent history of the bank is the joining of FirstRand Group in 1998. When you need a personal loan or vehicle financing then FNB could be the solution that you have been searching for, unlike a traditional bank they will work within your budget to bring you the deal that best suits your needs.

Services – First National Bank

FNB offers a wide range of banking products and services to private persons, businesses and corporations.

It is among the top 3 banks in South Africa at the moment and the oldest bank in South Africa with a very rich history and culture.

Vehicle finance up to R30 000

Our vehicle loans allow you to borrow up to R30 000 for a vehicle that is up to 10 years old from any dealership. Private vehicle financing allows you to borrow up to R30 000 for a vehicle up to 20 years old. Or borrow up to R30 000 for leisure finance.

Dedicated customer service & attention to detail

The success of FNB is owed to its dedicated customer service and attention to detail. They have the skills and the ability to find solutions to overcome even the most difficult situations. With a proven track record of success and millions of customers from all parts of the country, this bank is a natural leader.


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Summary of Services

  • VEHICLE Financing
  • REVOLVING Loan
  • TEMPORARY Loan 
  • CAR Loans 
  • AUTO Finance


FNB will make your dreams a reality with our reliable car loans

It is great to have a credit card at hand whenever you need to make a bigger purchase or to pay a late bill at the end of the month.

The perfect card gives you maximum flexibility while being affordable to repay and able to suit your unique needs and requirements. First National Bank's credit card review aims to assess the quality and affordability of the different products on offer to help you decide which would be your perfect match and the most beneficial for your requirements. First National Bank (FNB) is the oldest bank in South Africa and one of the largest as well. It is a leader in terms of products and quality of service. You will receive excellent treatment and professional assistance.

You will enjoy complete transparency and great deals

The FNB Classic credit card is the most popular and most easily accessible credit card that FNB has to offer.

Requirements and benefits

  • In order to qualify for this card, you will need to earn a monthly income of at least R3 000
  • The card limit ranges from R3 000 to R35 000 depending on the income of the holder.
  • There are no fees for purchase transactions.
  • You can secure an interest-free period of up to 55 days.
  • This is comparable to what competitors have to offer.
  • The card fees are reasonable while the interest rates are competitive.

Benefits of becoming a card holder

There are several extra benefits of becoming a cardholder. The card comes with automatic debt protection, this protection will prevent you from overspending on your credit card and push yourself into debt that can be difficult to escape from. The card protection plan will cover the cost of replacing your card should it be lost or stolen.

Rewards for using your credit card include joining the eBucks reward program and earning eBucks. This unique currency unlocks special discounts on products, fuel and air travel. To start earning eBucks with your FNB credit card simply apply online.

Find your financial independence

The Gold, Platinum and Private Client credit cards from First National Bank offer these benefits plus additional ones. With your Gold card, for instance, you can get free comprehensive travel insurance. While your Platinum card entitles you to a personalized interest rate that is completely customized to suit your needs.

In order to qualify for these cards, you will need to be in a certain salary bracket and meet certain requirements. This review's conclusion is that the First National Bank credit cards are quite useful and can give you a high level of financial independence.


Customer Reviews & Testimonials

 Contact Details

3, First Place, Pritchard St & Simmonds St, Bank City, Johannesburg, Gauteng, 2000, South Africa
Ph: 011 688 9900 / 0860 327 827
Em: info@fnb.co.za

 Postal Address

PO Box 1153, Johannesburg, 2000, South Africa

 Universal Branch Code

First National Bank’s universal branch code: 254005

 Opening Hours

  • Monday 08:00 – 17:30
  • Tuesday 08:00 – 17:30
  • Wednesday 09:00 – 17:30
  • Thursday 08:00 – 17:30
  • Friday 08:00 – 17:30
  • Saturday 08:00 – 13:00
  • Sunday – Closed