First National Bank

image of First National Bank
image of First National Bank

First National Bank is a registered credit provider with South Africa’s National Credit Regulator: NCRCP20


About – First National Bank

The origins of FNB can be tracked back to 1838 and this makes it the oldest bank in South Africa. At present, it is part of FirstRand Bank Limited.

This is a result of a major merger process which took place in 1998. Throughout its long history, the bank has proven to be capable of overcoming all sorts of challenges and emerging victorious.

Its main objective has always been the provision of top quality personalised service to its customers. The Acacia tree is the symbol of FNB. It shows how strong its bond with the country is and how it grows due to its constant hard work and care for the people.

Services – First National Bank

FNB is the oldest bank in South Africa and one of the long-term leaders in the country's banking industry.

It provides a comprehensive range of services to private persons, businesses, commercial organisations and large corporations. It has numerous satisfied customers all over the country.

It owes its leadership to its ability to overcome challenges successfully and to its total dedication to its clients. Just like the Acacia tree on our logo, our company is deeply rooted in South Africa and grows thanks to caring for its people. We are proud to provide only the best to our customers and to support the community.


Summary of Services

  • VEHICLE Financing
  • FNB Loans
  • REVOLVING Loan
  • TEMPORARY Loan 
  • CAR Loans 
  • AUTO Finance


FNB Car Loans - Do They Offer What You Need

As one of the largest and most reputable banks in the country, you can expect FNB to offer great vehicle finance deals. Find out whether this is the case with this First National Bank car loans review.

Use the review to decide whether to apply.

One of the main benefits of the FNB car loans is their flexibility. You can get finance no matter whether you are purchasing a car from a dealer or from a private seller, as long as the vehicle is less than 10 years old.

The age limitation may be a drawback for some, but if you think about it you will certainly be better off with investing in a new car, especially given the fact that you will repay a loan over several years.

Choose the most affordable option for you

Both instalment sales and leases can be financed. This is not a unique advantage but, it gives you extra flexibility. There is great flexibility when it comes to the interest rates of the First National Bank car loans as well.

You can select from a fixed and variable rate depending on how much risk you are willing to assume and on how you prefer to manage your finances.

The rates are generally highly competitive, but just like with all other banks, they are determined individually. In this situation, you will benefit from having a good credit history.

Instant Decisions - Online Applications

Another advantage which FNB offers is the immediate application feedback. You can apply for a loan online or in one of the offices of the bank and a representative will call you within 30 minutes to inform you about the outcome of your application. This is one of the fastest services ever. You will know almost instantly whether you can get finance so that you can take the most appropriate action.

The verdict of this review is that the First National Bank car loans offer great flexibility. Additionally, they have some of the most competitive rates which you can find. The application process is quick and easy and this is a major advantage as well. Overall, these loans are among the best in their category.

 Contact Details

3, First Place, Pritchard St & Simmonds St, Bank City, Johannesburg, Gauteng, 2000, South Africa
Ph: 011 688 9900 / 0860 327 827
Em: [email protected]

 Postal Address

PO Box 1153, Johannesburg, 2000, South Africa

 Universal Branch Code

First National Bank’s universal branch code: 254005

 Opening Hours

  • Monday 08:00 – 17:30
  • Tuesday 08:00 – 17:30
  • Wednesday 09:00 – 17:30
  • Thursday 08:00 – 17:30
  • Friday 08:00 – 17:30
  • Saturday 08:00 – 13:00
  • Sunday Closed –