Rating based on 82 reviews

FNB Vehicle Finance

  • Car finance up to R200,000
  • Low-interest starting from 10.25%
  • Repayment up to 72 months

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FNB homepage
Author FNB. Screenshot of FNB website.
[Accessed December 9, 2022]

About FNB

As the oldest bank in South Africa, FNB keeps the best traditions in banking and always strives to offer online loans and other credit solutions to its customers quickly and effectively.

Over many years, FNB have established a proven track record and have shown their ability to grow and better serve the needs of their diverse South African clientele.

FNB is not your average bank

By making sure that all clients’ needs are met and fulfilled in a timely manner FNB has become a name that you can trust for any financial requirements.

One of the major events in the recent history of the bank is the joining of FirstRand Group in 1998.

When you need a personal loan or vehicle financing FNB could be the solution that you have been searching for.

Unlike a traditional bank, they will work within your budget to bring you the deal that best suits your needs.

FNB Services

FNB offers a wide range of banking products and services to private persons, businesses, and corporations.

It's among the top 3 banks in South Africa at the moment and the oldest bank in South Africa with a very rich history and culture.

Vehicle finance up to R30 000

FNB's vehicle loans allow you to borrow up to R30 000 for a vehicle that is up to 10 years old from any dealership. Private vehicle financing allows you to borrow up to R30 000 for a vehicle up to 20 years old. Or borrow up to R200 000 for leisure finance.

Dedicated customer service & attention to detail

The success of FNB is owed to its dedicated customer service and attention to detail. They have the skills and the ability to find solutions to overcome even the most difficult situations.

With a proven track record of success and millions of customers from all parts of the country, this bank is a natural leader.

FNB – Car finance

  • Loan Type Car finance
  • Interest Rate from 10.25%
  • Loan Amount up to R200,000
  • Repayment 160 days to 72 months

Benefits of FNB

  • Revolving car loan
  • Fixed interest rate
  • Comprehensive travel insurance

Car finance calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This car finance calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

FNB will make your dreams a reality with their reliable car loans

It's great to have a credit card at hand whenever you need to make a bigger purchase or to pay a late bill at the end of the month.

The perfect credit card gives you maximum flexibility while being affordable to repay and able to suit your unique needs and requirements. FNB's credit card review aims to assess the quality and affordability of the different products on offer to help you decide which would be your perfect match and the most beneficial for your requirements.

First National Bank is the oldest bank in South Africa and one of the largest as well. It's a leader in terms of products and quality of service. You'll receive excellent treatment and professional assistance.

You will enjoy complete transparency and great deals

The FNB Classic credit card is the most popular and most easily accessible credit card that FNB has to offer.

Requirements and benefits

  • In order to qualify for this card, you will need to earn a monthly income of at least R3,000
  • The card limit ranges from R3,000 to R35,000 depending on the income of the holder
  • There are no fees for purchase transactions
  • You can secure an interest-free period of up to 55 days
  • This is comparable to what competitors have to offer
  • The card fees are reasonable while the interest rates are competitive

Benefits of becoming a cardholder

There are several extra benefits of becoming a cardholder. The card comes with automatic debt protection, this protection will prevent you from overspending on your credit card and push yourself into debt that can be difficult to escape from. The card protection plan will cover the cost of replacing your card should it be lost or stolen.

Rewards for using your credit card include joining the eBucks reward program and earning eBucks. This unique currency unlocks special discounts on products, fuel and air travel. To start earning eBucks with your FNB credit card simply apply online.

Find your financial independence

The Gold, Platinum and Private Client credit cards from First National Bank offer these benefits plus additional ones. With your Gold card, for instance, you can get free comprehensive travel insurance. While your Platinum card entitles you to a personalized interest rate that is completely customized to suit your needs.

In order to qualify for these cards, you will need to be in a certain salary bracket and meet certain requirements. FNB’s credit cards are quite useful, can help you purchase a vehicle, and can give you a high level of financial independence.

Documents you’ll need for FNB vehicle finance:

  • Your last 3 months’ payslips
  • South African ID document/Smart card
  • Your South African driver's license
  • Proof of residence not older than 3 months
  • Foreigners need a valid passport and international driver's license
  • A signed NCA-compliant declaration
man holding thumbs up

FNB is a trusted & reliable provider of car finance

In our review, FNB adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ FNB is a registered credit provider in South Africa: NCRCP20

Customer Reviews & Testimonials

June 2019

I love my app that is on my phone I am able to take control of my saving and my loans from my phone and pay where ever I got.

Ntombi Y
— Port Elizabeth —

May 2019

The company are very sweet they have helped us get our car loan and get our car on insurance to they truly go above and beyond.

Janet C
— Cape Town —

May 2019

It took a few minutes to fill in my app and with the help of the calculator I got to work out my loan and my loans payments.

Charmaine B
— Johannesburg —

FNB Contact

Physical Address

  • 3, First Place, Pritchard St & Simmonds St, Bank City Johannesburg Gauteng 2000 South Africa
  • Get Directions

FNB Universal Branch Code

  • 254005

Postal Address

  • PO Box 1153, Johannesburg, 2000, South Africa

Opening Hours

  • Monday 08:00 – 17:30
  • Tuesday 08:00 – 17:30
  • Wednesday 09:00 – 17:30
  • Thursday 08:00 – 17:30
  • Friday 08:00 – 17:30
  • Saturday 08:00 – 13:00
  • Sunday – Closed