Car finance calculator

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The interest rate of a loan will vary based on your credit score and risk profile.

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This car finance calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

FNB will make your dreams a reality with their reliable car loans

It's great to have a credit card at hand whenever you need to make a bigger purchase or to pay a late bill at the end of the month.

The perfect credit card gives you maximum flexibility while being affordable to repay and able to suit your unique needs and requirements. FNB's credit card review aims to assess the quality and affordability of the different products on offer to help you decide which would be your perfect match and the most beneficial for your requirements.

First National Bank is the oldest bank in South Africa and one of the largest as well. It's a leader in terms of products and quality of service. You'll receive excellent treatment and professional assistance.

You will enjoy complete transparency and great deals

The FNB Classic credit card is the most popular and most easily accessible credit card that FNB has to offer.

Requirements and benefits

• In order to qualify for this card, you will need to earn a monthly income of at least R3,000
• The card limit ranges from R3,000 to R35,000 depending on the income of the holder
• There are no fees for purchase transactions
• You can secure an interest-free period of up to 55 days
• This is comparable to what competitors have to offer
• The card fees are reasonable while the interest rates are competitive

Benefits of becoming a cardholder

There are several extra benefits of becoming a cardholder. The card comes with automatic debt protection, this protection will prevent you from overspending on your credit card and push yourself into debt that can be difficult to escape from. The card protection plan will cover the cost of replacing your card should it be lost or stolen.

Rewards for using your credit card include joining the eBucks reward program and earning eBucks. This unique currency unlocks special discounts on products, fuel and air travel. To start earning eBucks with your FNB credit card simply apply online.

Find your financial independence

The Gold, Platinum and Private Client credit cards from First National Bank offer these benefits plus additional ones. With your Gold card, for instance, you can get free comprehensive travel insurance. While your Platinum card entitles you to a personalized interest rate that is completely customized to suit your needs.

In order to qualify for these cards, you will need to be in a certain salary bracket and meet certain requirements. FNB’s credit cards are quite useful, can help you purchase a vehicle, and can give you a high level of financial independence.

Documents you’ll need for FNB vehicle finance:

• Your last 3 months’ payslips
• South African ID document/Smart card
• Your South African driver's license
• Proof of residence not older than 3 months
• Foreigners need a valid passport and international driver's license
• A signed NCA-compliant declaration