image of Lamna
image of Lamna

About – Lamna

Lamna offer clients the opportunity to invest through asset backed transactions, to get the vehicle finance they need to buy a vehicle.

Responsible, regulated lender

Lamina work in line with the National Credit Act of South Africa and are compliant with the regulations in regards to finance offered to clients. We have been assisting clients in the country with car finance for many years, allowing our customers the freedom to buy a vehicle when they need one.

Secured vehicle loans

We offer secured loans by using your assets as security to guarantee a loan, and we are flexible enough to assist with any assets of value which may be worth the collateral for the amount of cash you need.

Hghly skilled team

Our firm includes a team of qualified financial advisors, accountants, lawyers and appraisers all trained to assist in any financial requirement you may need. Our staff understands the needs of our clients, and work hard to assist clients in getting a positive end goal for their requirements. By going the extra mile for each and every client we assist, we know we have made our mark in the industry as a service provider of choice.

We offer competitive rates and financial help when you need the cash to purchase a vehicle.

Services – Lamna

We are no ordinary financial provider. We provide an uncomplicated way for our clients to afford finance for purchasing a vehicle when they need one.

No credit check required

By borrowing against your assets on a short term basis, you can afford the vehicle you want. We can assist clients with no credit check, no documents or financials needed, no paperwork, just a simple online application.

Simple & convenient service

Our application processes are made simple and fast for the convenience of saving time for our clients. We know you don’t have time in your busy schedule to stand in queues and fill in reams of endless paperwork. We know when you need a vehicle to get to work and home again, you need it fast. We can help you today.

We offer secure lending solutions

All our processes and applications are completed with the utmost security, keeping your information confidential at all times.

We will offer you secured vehicle finance against your current car, as long as we have all the specific car details to work against. Clients can provide make, model, year of their vehicle, and we will provide you with an evaluation on what we can offer you on it as collateral.

Once we have provided you with an appraisal that you are happy with, we can transfer the cash into your account the very same day.

Summary of Services

  • Car loans
  • Personal loans
  • Short-term loans

Lamna helps clients get the car finance they need to drive off in style

Let us assist you with a short-term cash advance on your current vehicle, to use towards your next vehicle.

To apply, clients can simply submit their application through our easy to follow steps on our website.

Clients also have the telephonic option, where they can be in contact directly with one of our highly trained appraisers. We will assist in guiding you towards the best possible solution for your needs.

How to apply for a vehicle loan

The first step is simple, and paperless. Apply for a loan at your convenience. The second step would be to see us in person, at a branch which is closest to you. We would need to see your vehicle in order to provide an accurate appraisal. We will provide you with an offer on your collateral, and you can decide with no obligation, whether or not you accept. Should you agree to the amount we offer, we will draw up an agreement of the contract for you, to sign and accept.

Required documents

You will then need to provide proof of residence and your ID documents, whereby we will immediately transfer the funds into your nominated banking account. It’s as simple as that!

What can be used as collateral?

As a personal loan, your assets, which are used as collateral, will be stored safely over the short term of your loan, and kept safe for your peace of mind until your term is up. We can basically use any asset of value as collateral. These include jewellery, vehicles, art work of value, watches and gold. Surprisingly to our clients, items like these contain great value and can provide a high asset value in order to secure a loan that will afford you some cash for a vehicle.

Low interest rates on loans

We charge a very low interest on a monthly basis on your loan, which will all be included in your loan agreement. We are transparent in our terms, so there are no surprises along the way. Repayment terms will be stipulated in regards to the amount of cash you are provided, and agreed upon by the client before going forward with the transaction.

Our staff will be available to you at any time should you have any queries in regards to your loan.

 Contact Details

128 Strand Street, Soho On Strand Building, Office 201A, Cape Town, Cape Town City Center, 8000, South Africa
Ph: 086 111 2866
Fx: 086 613 6244

 Postal Address

PO Box 50798, Waterfront, 8002, South Africa

 Opening Hours

  • Monday 08:30 – 17:00
  • Tuesday 08:30 – 17:00
  • Wednesday 08:30 – 17:00
  • Thursday 08:30 – 17:00
  • Friday 08:30 – 17:00
  • Saturday Closed –
  • Sunday Closed –