About – Lamna
Lamna offer clients the opportunity to invest through asset-backed transactions, to get the vehicle finance they need to buy a vehicle.
A responsible, regulated lender
Lamina work in line with the National Credit Act of South Africa and are compliant with the regulations in regards to financing offered to clients. We have been assisting clients in the country with car finance for many years, allowing our customers the freedom to buy a vehicle when they need one.
Secured vehicle loans
We offer secured loans by using your assets as security to guarantee a loan, and we are flexible enough to assist with any assets of value which may be worth the collateral for the amount of cash you need.
Highly skilled team
Our firm includes a team of qualified financial advisors, accountants, lawyers and appraisers all trained to assist in any financial requirement you may need. Our staff understands the needs of our clients, and work hard to assist clients in getting a positive end goal for their requirements. By going the extra mile for each and every client we assist, we know we have made our mark in the industry as a service provider of choice.
We offer competitive rates and financial help when you need the cash to purchase a vehicle.
Services – Lamna
We are no ordinary financial provider; our aim is to provide an uncomplicated way for our clients to affordable finance for purchasing a vehicle.
No credit check required
By borrowing against your assets on a short term basis, you can afford the vehicle you want. We can assist clients with no credit check, no documents or financials needed, no paperwork, just a simple online application. Your assets acts as a security against the loan amount, if you default on loan payments you may be at risk of losing your collateral.
Simple convenient service
To apply online is very simple and fast, this convenient service will help save time so you can get an answer as quickly as possible. We know you don’t have time in your busy schedule to stand in queues and fill in reams of endless paperwork. When you need a vehicle in a hurry and you need some assistance with vehicle financing we can help you today.
Secure lending solutions
We will offer you secured vehicle finance against your current vehicle. Provide us with the specific car of your current car. You will need to provide the make, model and age of the vehicle, we will provide an evaluation on what we can offer you on it, and you can then use this amount as collateral. Once we have provided an appraisal and you have decided to accept it, we will transfer the cash into your account on the very same day.
Summary of Services
- CAR Loans
- PERSONAL Loans
- SHORT-TERM Loans
Lamna helps clients get the car finance they need to drive off in style
Let us assist you with a short-term cash advance on your current vehicle this money can be used as collateral towards your next vehicle.
To apply, clients can submit their application; follow these easy steps on our website. If you prefer to speak to someone you are welcome to use our telephonic option where a consultant can assist you in real time. We will assist you by guiding you towards the best possible solution to meet your needs.
How to apply for a vehicle loan
The first step is simple and the process is completely paperless. Simply Apply for a loan at your convenience from any device that has internet access. The second step is to come and visit us in person, visit your nearest branch so that we can have a look at your vehicle in order to provide an accurate appraisal. We will then provide you with an offer and you can decide with no obligation, whether or not you accept it. Should you agree to the amount we offer, we will draw up an agreement contract for you to sign and accept.
You will then need to provide proof of residence and your ID documents; once you have signed the loan agreement we will immediately transfer the funds into your nominated banking account. It’s as simple as that!
What happens to my collateral?
When you apply for a personal loan, your assets will be stored safely over the short term of your loan agreement. Your collateral will be kept safe for you until your loan term is concluded. You can apply using any asset of value as collateral. These include jewellery, vehicles, artwork of value, watches and gold.
Low interest rates on loans
We charge a very low interest monthly which will all be included in your loan agreement. Our terms and conditions are transparent so there are no surprises along the way. Repayment terms can be customized to meet your needs and will need to be agreed upon and finalized in your contract.
If you have any queries in regards to your loan speak to one of our consultants to assist you.
Ph: 086 111 2866
Fx: 086 613 6244
Postal AddressPO Box 50798, Waterfront, 8002, South Africa
- Monday 08:30 – 17:00
- Tuesday 08:30 – 17:00
- Wednesday 08:30 – 17:00
- Thursday 08:30 – 17:00
- Friday 08:30 – 17:00
- Saturday – Closed
- Sunday – Closed