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Why Choose Debt Rescue?

If you’re struggling with debt in South Africa and thinking about debt consolidation, Debt Rescue is a great choice. Here’s why they stand out and why so many people trust them:

1. They Focus on You

Debt Rescue doesn’t just give everyone the same plan. They listen to your story, look at your money situation, and come up with a solution that works for you—something you can actually afford and manage.

2. They Know Their Stuff

Debt Rescue has been helping people with debt for a long time. They’re good at talking to creditors, lowering interest rates, and sorting out debts. Lots of South Africans trust them to get their finances back on track.

3. They Keep Creditors Off Your Back

When you team up with Debt Rescue, creditors can’t keep chasing you for money or take you to court. This gives you some breathing room and peace of mind while you sort things out.

4. One Smaller Payment

Instead of juggling lots of payments, Debt Rescue works with creditors to lower your interest and combine everything into one monthly payment you can handle. It makes life a lot less stressful.

5. No Hidden Costs

Debt Rescue is upfront about what you’ll pay. Their fees follow the rules set by the National Credit Regulator, and they’ll explain everything clearly from the start—no surprises.

6. They Stick With You

Debt Rescue doesn’t just set you up and leave. They’re there to help you through the whole process, answering questions and making sure you stay on the right path to being debt-free.

7. People Trust Them

Debt Rescue has helped tons of South Africans get out of debt. They’ve got a strong reputation for doing good work and helping people get their financial freedom back.

8. Legal Help When You Need It

They’ve got their own legal team ready to step in if there’s any trouble with creditors. It’s like having an extra shield to protect you along the way.

9. Support After You’re Done

Once your debts are sorted, Debt Rescue doesn’t just walk away. They give you tips on fixing your credit and staying out of trouble with money in the future.

10. Learn How to Manage Money

Debt Rescue doesn’t just fix your debts—they teach you how to handle your finances better so you don’t end up in the same spot again. They share practical advice you can use for life.

When you choose Debt Rescue, you’re working with people who get what you’re going through and really want to help you get back on your feet financially.

Debt Rescue FAQ

What is debt consolidation, and how does it work?

Debt consolidation is when you take all your debts—like from credit cards or loans—and mix them into one payment that’s easier to deal with. With Debt Rescue, they sit down with you, call up the people you owe, and try to get them to lower the interest you’re paying. They set it up so you’re paying one amount each month that doesn’t feel impossible, making your life a bit less stressful.

How is Debt Rescue different from other debt consolidation services?

Debt Rescue isn’t like some places that just give you a form and send you off. They actually listen to what’s going on with your money, ask about your situation, and make a plan that feels right for you. They work to get you one payment that you can handle, and they’re there with you, not just handing you something generic.

Is debt consolidation the same as debt review?

Not exactly, though people mix them up sometimes. Debt review is this legal thing in South Africa where Debt Rescue looks at all your debts, talks to the people you owe, and figures out a way to lower your payments—it’s their main way of helping. Debt consolidation could mean getting a new loan to pay off the old ones, but Debt Rescue usually sticks with debt review to sort things out. They’ll tell you which one fits you better when you talk to them.

Will debt consolidation help me become debt-free faster?

It could. Debt Rescue tries to lower what you pay each month by talking down interest rates. If that leaves you with extra cash, you might pay off your debts quicker. It depends on how much you owe and what they can arrange with your creditors.

Do I qualify for debt consolidation if I am blacklisted?

Even if you’re blacklisted, Debt Rescue can help. They don’t care if your credit’s messy—they’re used to working with people who are struggling. As long as you’ve got some income and debts you can’t keep up with, they’ll find a way to sort it out for you.

Who qualifies for debt consolidation through Debt Rescue?

If you’re in South Africa and your bills—like loans or store accounts—are piling up faster than you can pay, you might qualify. You need some income—like a job or pension—so they can set a payment you can afford. They’ll check your situation to see if it’s a good fit.

How do I apply for debt consolidation with Debt Rescue?

It’s easy. You can go to their website and fill out a quick form to check your debts for free, or just give them a call or email. They’ll talk to you, ask about your money, and get started—no stress.

How long does the debt consolidation process take?

It varies—depends on how many debts you’ve got and how fast the people you owe respond. Debt Rescue starts with a chat, makes a plan in a week or two, then talks to creditors over a few weeks. Once it’s set, you’re paying one amount, and clearing it all usually takes 3 to 5 years.

Can I consolidate my debts if I am already under debt review?

If you’re already in debt review, adding consolidation might not work until you’re done. Debt Rescue can look at where you’re at and tell you what’s possible—maybe tweak your current plan instead.

Can I apply for new credit while under debt consolidation?

While you’re with Debt Rescue, taking on new credit isn’t a good idea—it could mess up your plan. They’d rather you focus on paying off what you owe now.

How much will my monthly payments be after consolidation?

It depends on how much you owe, what interest rates Debt Rescue can get lowered, and what you can pay each month. They’ll work it out so it’s something you can manage without breaking a sweat.

Will I still receive calls from creditors after signing up with Debt Rescue?

Once Debt Rescue gets going and starts talking to your creditors, those annoying calls should stop. They take over the conversations so you don’t have to deal with it.

What happens if I miss a payment under the new repayment plan?

If you miss a payment, it could shake things up a bit. Debt Rescue will try to help—talk to you, maybe adjust things with creditors, and get you back on track. Just let them know if you’re struggling.

Will I still have to pay interest on my consolidated debt?

You might, but Debt Rescue works hard to get your interest rates down—sometimes a lot. It means you’re not paying as much extra as you were before.

What happens if I decide to cancel my debt consolidation plan?

If you stop, things might go back to how they were—creditors could start chasing you again. Debt Rescue says to chat with them first; they’ll explain what happens if you walk away.

Will I be legally protected from creditors after signing up?

Yes, once Debt Rescue starts your debt review, South African law stops creditors from coming after you—as long as you keep up your payments, they can’t touch your stuff.

What happens if a creditor refuses to be part of the debt consolidation plan?

If someone you owe won’t agree, Debt Rescue keeps trying to work it out. If it gets tricky—like legal stuff starts—they’ll stand by you and figure out another way to help.

What other debt-relief options does Debt Rescue offer?

Besides consolidation, they do debt review—where they look at all your debts, talk to creditors, and make a plan you can handle. It’s a legal option to get your money life back together.

What happens after I complete my debt consolidation plan?

When you’ve paid everything off, Debt Rescue gives you a certificate showing you’re debt-free. They send it to credit bureaus and creditors so you can start fresh with a clean slate.

How can I prevent falling into debt again in the future?

Debt Rescue suggests keeping a simple budget, saving a little when you can, and not borrowing more than you need. They’ll give you practical tips to stay out of trouble.

I’ve read various negative reviews about Debt Rescue on Hello Peter

Yeah, reviews can be a mixed bag. Debt Rescue knows not everyone’s happy all the time, but they’ve helped tons of people get back on their feet. If something’s off, tell them—they’re ready to fix it.

Does Debt Rescue have a WhatsApp number?

Yep, you can reach them on WhatsApp at 077 391 0827—just send a message if you want to talk.

Debt Rescue Application

Do I qualify for debt consolidation?

Not sure if Debt Rescue can help you out? Here’s what they usually look for—don’t worry, it’s pretty straightforward:

• You’re in South Africa and finding it tough to pay all your bills—like credit cards, loans, or store accounts.
• You’ve got some money coming in, like a paycheck, pension, or cash from a side gig, so they can figure out a payment that works for you.
• Your debts add up to more than you can easily handle each month—they’re here for people who feel stuck.
• You don’t need a clean credit history; they help even if you’ve fallen behind on payments.
• You’re okay sharing the details about what you earn, spend, and owe—they need the full picture to help.

If this sounds like where you’re at, Debt Rescue can probably step in. They’ll take your payments and roll them into one that’s easier to manage.

Requirements

To work with Debt Rescue, they’ll need a few things from you:

• A copy of your South African ID or passport to show who you are.
• Proof of your income, like recent payslips or bank statements.
• A list of everyone you owe, with how much, interest rates, and monthly payments.
• Info on your debts (loans, cards, accounts) and any legal steps creditors have taken.
• A quick breakdown of what you earn and spend monthly.

Once you give them this, their team will look it over, figure out where you stand, and suggest a plan. They’ll talk to the people you owe to combine your debts into one easier payment.

Process

Debt Rescue has a clear way of helping you sort out your debts. Here’s how it goes, with rough times for each step:

1. First Chat (Day 1 to Day 3)
   You’ll have a free, no-pressure talk with a debt counsellor. They’ll ask about your money troubles, what you want to fix, and explain how they can help. If you’re a fit, they’ll kick things off.
2. Looking at Your Debts and Making a Plan (Day 4 to Day 7)
   After you send your documents, they’ll check your debts and build a plan. They’ll try to lower your interest rates and turn all your payments into one you can afford.
3. Talking to the People You Owe (Week 2 to Week 4)
   Debt Rescue contacts your creditors to agree on better terms—like lower rates or more time. This can take a few weeks, depending on how fast your creditors reply.
4. Setting It Up and Keeping You Safe (Week 4 to Week 6)
   When your creditors agree, Debt Rescue finalizes the plan. You sign it, and you’re protected—no more calls or legal threats from creditors.
5. One Payment Moving Forward (Keeps Going)
   You start paying one amount each month to Debt Rescue, and they send it to your creditors. This goes on until your debts are gone, usually 3 to 5 years, depending on what you owe and can pay.

Timeline

• First Chat to Plan: About 1 to 2 weeks
• Talking to Creditors: 2 to 4 weeks
• Finalizing the Deal: 1 to 2 weeks
• Paying It Off: Usually 3 to 5 years

Debt Rescue stays with you the whole time, making sure you’re okay with the payments and giving you tips to avoid trouble later.