Debt Therapy

• Easily reduce repayments
• Expert financial advice
• FREE consultations

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Debt Therapy consolidates your debt into one affordable payment

Once you decide to make this choice, you're already on the right track to being free of debt.

Let them consolidate your debt into one simple affordable payment each month and feel the pressure of your monthly payments drop to an amount that you can actually afford. Debt Therapy consolidates your debt and reduces your monthly payment to one affordable instalment

Debt counselling, debt review and debt consolidation are all the solutions they offer you at Debt Therapy. They're fast becoming one of the country’s top debt counselling firms, which offer valuable assistance to you if you want to become debt-free. They offer you a convenient and easy way to resolve your debt problems.

Some of their benefits include

• No call centres, no appointments, no wasting time
• They provide free consultations with quick easy processes
• Your information is kept confidential at all times
• They can consolidate your debt into one reduced monthly payment

How to apply

Take advantage of these quick easy steps to get started on the road to being debt-free:

Apply online through their easy-to-understand loan application form. Submit it to them and let them evaluate your debt situation. They'll need a list of all your creditors with an outstanding balance, a copy of your salary slip, and recent bank statements.

They'll contact your creditors to negotiate your monthly instalments into a much lower reduced payment. They'll also inform them that you're now undergoing debt review and they can no longer harass you with calls for payments.

Legal help

They'll represent you in court to get a court order, for your creditors to state you're under debt review and the amounts they have agreed to will be finalised.

They'll present you with your new repayment structure, which will be only one reduced monthly instalment. They'll consolidate all your debt under one solution so that when you pay your one instalment, the NCR will distribute all the separate payments to your creditors.

When you're completely finished paying off your debts, you'll be cleared on the credit bureau as well as with your creditors.

There is a solution to getting out of debt

This method is a permanent solution and works with clients who are committed to becoming debt-free. You'll not, however, be able to make any debt when under debt review, and won’t be able to use any form of credit. You'll have one reduced payment, making life more affordable and less stressful.