First National Bank

image of First National Bank
image of First National Bank

First National Bank is a registered credit provider with South Africa’s National Credit Regulator: NCRCP20


About – First National Bank

As the oldest bank in South Africa, FNB keeps the best traditions in banking and always strives to offer micro finance and other credit solutions to its customers.

Over the years, it has proven that it has the ability and skills to come out of all kinds of difficult situations.

If anyone can deal with a challenge and come out victorious, it's FNB.

The bank has achieved great success due to its total commitment to serving its customers in an honest and reliable manner.

One of the major events in the recent history of the bank is the joining of FirstRand Group in 1998.

Now FNB is part of FirstRand Bank.

Services – First National Bank

FNB offers a wide range of banking products and services to private persons, businesses and corporations.

It is among the top 3 banks in South Africa at the moment and the oldest bank in the country as well.

dedicated customer service & attention to detail

The success of FNB is owned to its dedicated customer service and attention to detail and the ability to find solutions for overcoming all kinds of difficult situations.

With a proven track record of success and millions of customers from all parts of the country, this bank is a natural leader.

It is just like the Acacia tree on its logo deeply rooted into the country's traditions and always providing the most devoted service.


Summary of Services

  • Credit Cards
  • Debit Cards
  • Bank Accounts
  • Finance Leases
  • Card Products 
  • Transactional Products
  • Lending Products


First National Bank Credit Cards Review - Are They Right for You?

It is great to have a credit card at hand whenever you need to make a bigger purchase or to pay a late bill at the end of the month. The perfect card gives you maximum flexibility while being affordable to repay. This First National Bank's credit card review aims to assess the quality and affordability of these products to help you decide whether they match your needs. First National Bank (FNB) is the oldest bank in South Africa and one of the largest too. It is a leader in terms of product and service quality. You will receive excellent treatment and professional assistance.

You will enjoy complete transparency and great deals.

Among the different options, the FNB Classic credit card is perhaps the most popular as well as the most easily accessible. In order to qualify for it, you need to earn a monthly income of R3 000 at least. The card limit ranges from R3 000 to R35 000 depending on the income of the holder. There are no fees for purchase transactions. You can secure an interest-free period of up to 55 days. This is comparable to what competitors have to offer. The card fees are reasonable while the interest rates are competitive.

Benefits that you get as a Card Holder

There are several extra benefits which you will get as a Classic card holder. You will get free automatic debt protection which prevents you from incurring too much high debt. There is a free lost card protection plan as well. The eBucks reward program is one of the major advantages of owning an FNB credit card. As you keep earning point, you can get discounts on products, fuel and air travel - and you can apply online.

Access an Incredible Level of Financial Independance

The Gold, Platinum and Private Client credit cards of First National Bank offer these benefits plus additional ones. With a Gold card, for instance, you can get free comprehensive travel insurance. With a Platinum card, you will be entitled to personalised interest rate. In order to qualify for these cards, you need to earn a higher level of income. This review's conclusion is that the First National Bank credit cards are quite useful and can give you a high level of financial independence.

 Contact Details

3, First Place, Pritchard St & Simmonds St, Bank City, Johannesburg, Gauteng, 2000, South Africa
Ph: 011 688 9900 / 087 575 9404
Em: [email protected]

 Postal Address

PO Box 1153, Johannesburg, 2000, South Africa

 Universal Branch Code

First National Bank’s universal branch code: 254005

 Opening Hours

  • Monday 08:00 – 17:30
  • Tuesday 08:00 – 17:30
  • Wednesday 09:00 – 17:30
  • Thursday 08:00 – 17:30
  • Friday 08:00 – 17:30
  • Saturday 08:00 – 13:00
  • Sunday Closed –