FNB Debt Consolidation

FNB is South Africa’s favourite bank; offering modern, personalized financial solutions that will move you forward.

From accounts and Forex to personal loans and credit cards, FNB has a wide range of products and services to suit your needs. They’re well-known for their excellent customer service, modern products and services, and passion for giving back.

FNB’s commitment to the environment

FNB is big on reducing its impact on the environment and has adopted a number of environmental policies to ensure they do exactly that. From energy conservation training to paper-saving policies, this FSP has been recognized for its efforts.

A long and rich history

FNB is proud to be one of the oldest banks in SA. With such a long and rich history they’ve firmly entrenched themselves into the fabric of our nation.

Service that will impress

Whether dealing with FNB in-branch or over the phone, you’ll be struck by the high level of service that they deliver on a consistent basis. Not only are their staff members trained well but their commitment to their values and company ethos see to it that you’ll always be treated well.

Struggling with multiple debts?

With a debt consolidation loan from FNB, you can regain control of your finances by settling your debt and saving on interest. Debt consolidation can be used to settle store accounts, credit card debt, or even personal loans. Some car loans may also be considered.

Settling all your debt can save you on interest and fee payments, improving your monthly cash flow. If you’re not sure if consolidation will work for you, speak to one of FNB’s consultants and they’ll help you evaluate your situation and decide on the best way forward.

FNB offers South Africans one of the most flexible, personalised debt consolidation solutions on the market.

FNB’s personal loan that offers up to R300,000 has been designed to help you take control over your finances.

Whether your debt is made up of credit card balances and store accounts or revolving personal loans, a consolidation loan through FNB can offer a host of benefits.

Support every step of the way

FNB’s consultants will actually help you switch over. They will check your eligibility for consolidation, help you apply and then help you merge all those debts, one at a time.

Primary benefits of consolidating

One of the major concerns for those juggling multiple debts is the proper management of their debts.

While debit orders ensure loans are paid out automatically, these are not always available and may sometimes be misaligned.

By consolidating, you’ll only have to worry about one payment every month, simplifying matters and ensuring you never have to deal with non-payment penalties.

Another major benefit you’ll enjoy is a lower interest rate. This is particularly true if you’re carrying high-interest debt on credit cards. You can also save by paying only your FNB account fee.

Finally, if you’ve been finding it difficult to make it through the month because you simply have too many debt commitments to take care of, consolidating will free up some money.

This doesn’t mean you’ll pay less for your debts overall but you will certainly make your day-to-day life a lot easier.