Rating based on 81 reviews

Debt Fresh


  • Get rid of debt
  • Financial management
  • Low interest rates

In-page navigation

Debt Fresh homepage

Author Debt Fresh. Screenshot of Debt Fresh website. [Accessed April 5, 2018]

About Debt Fresh

Debt Fresh is a registered financial services provider that offers debt counselling services to South African citizens. There is no need to try to force settling loans while it has become financially difficult to keep pressing on.

Trust us to make your money problems fade away

There is nothing wrong with taking up credit plans as long as you can pay for them. the only problem is when you start falling behind on your financial obligations or taking more quick loans to cover payments. This only means one underlying truth; there is a long road you have to embark on until you are debt-free.

Everything is completed at your convenience

The reason we want to help clients with debt assistance is that we want them to be able to live a life without the constant stress of worrying about picking up your phone because you are worried it might be creditors.

How does the process work?

It will take us a day to go through your application. This is on the provision that you have furnished us with all the relevant documents.

Debt Fresh Services

What we always aim for is to ensure the debt payments of your loans are up to date. There is no point in settling other loans and leaving other financial obligations unpaid.

This will mean your reputation as a customer and whenever you would like to apply for credit in the near future will be jeopardized. It is imperative that you submit salary documents, individual identity documents, marriage certificates if applicable and loan statements.

What steps should you take to be debt-free?

As much as the end goal might be to clear your debt, there are a number of processes that need to be executed before it comes down to that. Furthermore, you have to ensure that you have a consolidated debt that renders your loans easier to pay off.

Debt Fresh practices responsible lending

The National Credit Act permits lending to a certain degree. If you would like to apply for debt counselling this then means you need assistance when it comes to paying your loans. This is an effective way to manage your debt.

Debt Fresh – Debt review

  • Loan Type Debt review

Benefits of Debt Fresh

  • Get one affordable monthly repayment
  • Lower interest rates
  • Safeguard your assets

Get the Debt Fresh solution to financial freedom today

An investigation has to be conducted in order to determine that you qualify for debt counselling.

Only after this analysis has been done will you be under debt review if the findings recorded find that you are above the financial limit.

Debt counselling processes

A number of customers might think they need debt counselling; only to find out they just need to spend their money a lot wiser. After all, if you don’t have any financial discipline, it will be difficult to pull through. If you want to change your financial ways, you need to be able to commit to sticking well within your budget.

We have to thoroughly go through the information that you have submitted for our attention. We will ensure that we come up with a lower payment plan that you have to pay for every single month until your debt has been settled.

After we have communicated with your creditors, they will no longer call you because we would have agreed on the terms and conditions that will be incorporated going forward. Furthermore, you will now have no worry about picking up your phone because your creditors will no longer be pestering you with phone calls. The money will be deducted straight from your bank account on a day acceptable for you and the creditors. After this, you will be on the right path to financial freedom.

Customer Reviews & Testimonials

December 2018

After struggling with debt for the last few months I found out about this company and they have helped me with the best advice and helped me understand my loan better.

Jacques S
— Port Elizabeth —

April 2019

The best service that I have ever received regarding my debt.

Carl S
— Cape Town —

December 2018

Happy to have my sleep back when I was struggling with my debt and I contacted them they were more than willing to help me understand my debt and help me get the best way to pay my debt off.

Juan S
— Cape Town —

Debt Fresh Contact

Physical Address

  • 91 Mangold St, Newton Park Port Elizabeth Eastern Cape 6055 South Africa
  • Get Directions

Opening Hours

  • Monday 08:00 – 16:30
  • Tuesday 08:00 – 16:30
  • Wednesday 08:00 – 16:30
  • Thursday 08:00 – 16:30
  • Friday 08:00 – 16:30
  • Saturday 08:00 – 13:00
  • Sunday – Closed