Rating based on 29 reviews

FinCheck

Updated
  • Compare debt solutions
  • Apply in 2 minutes
  • One easy payment
FinCheck homepage
Author FinCheck. Screenshot of FinCheck website.
[Accessed December 12, 2022]

About FinCheck

FinCheck is a debt review comparison website offering the most attractive repayment deals, interest rates, and features.

FinCheck is partnered up with big banks and small microlenders. So, finding what you need at a suitable price is a guarantee with them. They do their best to provide South African consumers with a debt counselling solution that's as easy and simple as possible.

Your financial decisions are important to FinCheck

Their unique platform allows them to help you build a better financial future. Their system is accurate and up to date allowing you to access the most competitive debt review options tailored to your specific profile and finances.

Debt counseling and debt consolidation

Debt counselling is a concept that the National Credit Regulator brought about as a measure to relieve you from debt. It involves a number of debt relief measures like money management advice and negotiating a lower instalment on your debt. When you're in debt review you'll also enjoy protection against legal action from your creditors. Debt review does not force you to take out a larger loan to repay debts.

A dynamic team ready to assist you

Their dynamic team of debt counsellors is ready to help you. Each member of the team is highly skilled in their specific field with years of debt counselling experience.

FinCheck Services

Enjoy creating a healthy financial record through your partnership with FinCheck.

They offer everyone that uses their site a free credit check. Access a variety of personalized offers and security they offer today. What’s more, is that you can opt for them to manage your finances entirely.

They will help you to make better financial decisions and become debt-free with ease. In short, they are there to assist you with so much more than just debt review.

Why is a credit score important

Your credit score is important because it is how debt counsellors check whether they can assist you with debt review. Scores get updated every one to three months. Ways to maintain a good credit score is to make sure your accounts are up to date and that you have a good credit history.

Your debt review checklist

Make sure the following is part of your checklist when doing debt review.

  • A list of your debt, make sure you know what the leading cause is and how much you need to pay each month.
  • Plan expenses, create time to pay your debts over time but keep your future events and costs in mind.
  • Avoid the temptation to take on more debt as soon as your credit score improves.

FinCheck wants to help you with debt review, do not let debt be a hassle for you.

FinCheck – Debt review

  • Loan Type Debt review

Benefits of FinCheck

  • Apply within 2 minutes
  • Compare offers and apply online
  • Consolidate debt into one easy payment
  • Use our financial tools

How FinCheck helps with debt counselling

You will only have one monthly installment with a fixed interest rate.

Instead of paying individual lenders, you will be able to make one effortless payment

Qualifying for debt review

To qualify for debt counselling in South Africa, you need to have a regular income, it will help to reduce payments to your credit providers and create a payment plan. If you are married in a Community of Property, you and your spouse will both have to apply for debt review.

Get started with your debt review

1. Submit your debt review application

Fill out an application form with your personal details and submit it. When you have submitted your debt application, they will match you with the perfect lender

2. Compare the debt review options

Once you are matched up, you can then compare based on the options given to you. When your comparison is done simply click apply. Either the bank or the lender will get in touch with you based on the information you supplied.

3. Choose your debt counselling provider

Once you have chosen the perfect match that fits your needs the best your application is completed. You can now sit back and let Fincheck do all the heavy lifting for you.

Benefits that Fincheck has to offer

  • Apply in only two minutes.
  • They will work out a repayment plan for you based on your needs.
  • You will be able to do a credit check for free on the Fincheck website.
  • Bank-level security keeps your financial information safe.
  • Personalized offers tailored to your needs.
  • Make use of their financial tools.
  • Compare debt review offers and online applications.

Customer Reviews & Testimonials

April 2021

FinCheck did all the heavy lifting when it came to the debt review process. They gave me all their support. I am very thankful.

Vinita B
— Goodwood —

November 2021

If it was not for Fincheck, I could not have paid my debts so fast.FinCheck is the best in debt counseling.

Luke M
— Pretoria —

December 2019

FinChek is a trustable and reliable company. They helped me when I needed help the most. They have a wonderful and helpful team who is always there to assist. ruwer from.

John B
— Port Elizabeth —

FinCheck Contact

Contact Number

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E-Mail

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Website

Physical Address

Opening Hours

  • Monday Open – 24 hours
  • Tuesday Open – 24 hours
  • Wednesday Open – 24 hours
  • Thursday Open – 24 hours
  • Friday Open – 24 hours
  • Saturday Open – 24 hours
  • Sunday Open – 24 hours