National Debt Advisors

• Manage your debt
• Trusted debt counsellors
• Become debt free

Table of Contents

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National Debt Advisors has an effective strategy to regain control over your finances

Planning ahead helps you manage your money better

Having the ability and the right tools to help you plan ahead is beneficial and crucial for a healthy financial future. National Debt Advisors knows that empowering you to make better decisions is the most important key in money management.

For this reason, they’ve put a budget planner on their website so you can calculate the best way forward. The planner is helpful and user-friendly.

You simply enter your income into the first section and click next. The second section requires you to list your monthly expenses. When you’re done, the planner will present you with a personal budget plan tailored to your needs.

National Debt Advisors – your key to financial health

When you decide to approach National Debt Advisors to file for debt review, there are a few documents you may need to have on hand for the assessment. The documents needed usually consist of:

• South African ID document/Smart card
• Proof of your income/Payslips
• A complete list of all your current creditors
• Your financial dependents
• A signed list of your monthly living expenses

The debt review process in six easy steps

1. You choose one of the three available methods to contact National Debt Advisors and wait for a friendly, expert consultant to contact you back.
2. During your session, they’ll require you to send them all the necessary documentation to thoroughly assess your financial situation. This will indicate whether you qualify for debt review or not. If your debt counsellor finds that you qualify for debt review, the forms are completed.
3. Your creditors will now be notified that you’re under debt review. No legal action can be taken against you for the next 60 days. This allows your counsellor to gather the certificates of balances on all your outstanding debt.
4. With a clear indication of what you owe, your debt counsellor will now compile a list with reasonably restructured payments to be presented to your creditors. The restructured payments also take your monthly living expenses into account.
5. The restructured payment plan is negotiated with your creditors. The negotiations include lowered instalments, reduced interest rates, and longer repayment terms. This frees more money for you to breathe financially.
6. Once your restructured payment plan is accepted by your creditors, your debt counsellor will approach the court to get your payment plan declared an order. You can now rest assured that your possessions are safe from repossession.

The advantages you could enjoy with debt review

• Lower monthly instalments
• They’re an award-winning company
• No more harassing phone calls
• Enjoy protection for your assets
• Improved monthly cash flow
• Easy application

Choose financial freedom with National Debt Advisors

Many South Africans are being pulled down by the burden of debt. There’s no need to be ashamed if you too struggle to repay your debt. National Debt Advisors was established as a place of hope and support.

Let them assess your situation and help you to plan a sustainable way forward. Rectify your credit record the legal way and opt for debt review.