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Expert financial guide to borrowing

Discover expert financial advice, useful tips, and effective how-to's for getting online loans, quick cash, payday loans, and more, when living in South Africa.

Through our blog, we aim to demystify the intricacies of credit scoring, explore various loan options, and provide valuable insights into building and maintaining a healthy financial profile. From understanding the difference between secured and unsecured loans to decoding credit terms and conditions, we've got you covered.

Our team of financial experts and industry professionals will share their knowledge and expertise to help you make informed decisions that align with your financial goals. Whether you're considering applying for a home loan, exploring personal loan options, or seeking guidance on debt management strategies, our blog is your go-to destination for reliable information and actionable insights.


Foreigners seeking loans in South Africa

Foreigners seeking loans in South Africa

Not from South Africa? Don’t fret, where there’s a will, there’s a way, and if you continue reading, we’ll show it to you!

Foreigners seeking loans in South Africa know all about the aches and pains of trying to successfully apply for a loan without...
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Beware the teeth of Loan sharks in South Africa

Beware the teeth of Loan sharks in Sout...

As we’re all well aware (and if not – listen up), loan sharks are not legal lend...
Choose the right loan for you

Choose the right loan for you

All the groundwork is done and you’re finally ready to get going, so you apply f...
Do I even qualify for a loan?

Do I even qualify for a loan?

You have all these great ideas, plans and figures going through your mind…

You’...
3 Ways you can rescue your struggling business

3 Ways you can rescue your struggling b...

Not everyone is cut out to run their own business, most people will go on to wor...
Am I lowering my credit score with all my loan applications

Am I lowering my credit score with all ...

These days with debt collectors hot on the heels of bad payers, blacklisted indi...
Loans for Government Employees

Loans for Government Employees

We all know that getting a loan can sometimes be very difficult; some might even...
How Does Debt Counselling Work?

How Does Debt Counselling Work?

We have all heard the term debt counselling before and some of us have either ma...
Islamic Banking in South Africa

Islamic Banking in South Africa

Islamic banking can be described as a banking system that is based on the princi...
Revolving loans in South Africa

Revolving loans in South Africa

Often times when people are in a difficult financial situation, they are turning...
3 Essential Safety Tips when Banking

3 Essential Safety Tips when Banking

In this article, we will be taking a closer look at some safety tips you can mak...
How to Consolidate ALL your Debt into a Single Low-interest Monthly Instalment

How to Consolidate ALL your Debt into a...

First of all, let’s take a look at what exactly it means when you consolidate yo...
9 Ways to Effectively Manage your Money

9 Ways to Effectively Manage your Money

When it comes to money, we more than often read or hear the words financial tips...
10 Tips to Secure your Business Loan

10 Tips to Secure your Business Loan

It’s no secret that cash is king when running a small business.

More so when st...
8 Things that will Help you Get Out of Debt

8 Things that will Help you Get Out of ...

Most of us dream of living a debt-free life, and even though we know how very im...
6 Ways to Help Clear your Bad Credit Record

6 Ways to Help Clear your Bad Credit Re...

Living in a world where things just becomes more expensive every day, sometimes ...
8 Ways to Climb Out of Debt

8 Ways to Climb Out of Debt

Most people understand the importance of being debt-free yet so few of them actu...
Found a Loan? Avoid these mistakes

Found a Loan? Avoid these mistakes

Sometimes, not borrowing is better than borrowing, but there are times when you ...
Christmas Budgeting: Set yourself a budget & stick to it.

Christmas Budgeting: Set yourself a bud...

With everyone tightening their purse strings (and considering pawning the purse)...
Money from Medallions

Money from Medallions

At the end of 2013, with ubiquitous strikes, service protests and political scan...
Inflation in South Africa

Inflation in South Africa

The news is filled with terms like inflation, interest rates and debt relief, my...
Addressing the Balloon in the Room

Addressing the Balloon in the Room

With the South African middle class rapidly expanding, banks and loan companies ...
Ways to Repay Your Debt Early

Ways to Repay Your Debt Early

When you pay your debt off earlier than the set term, you will be able to save c...
What is a Credit Line?

What is a Credit Line?

There are different types of credit products available in the market. In additio...
First time Home Loan Applicant in South Africa

First time Home Loan Applicant in South...

As stability returns to the South African economy, banks have lowered their home...
Effective Use of Programs for Debt Consolidation

Effective Use of Programs for Debt Cons...

There are many consumers who are interested in debt consolidation programs, but ...
How to Get a Loan in South Africa

How to Get a Loan in South Africa

You are not supposed to be an expert in finance in order to obtain a loan.

Stil...
How to Save for a Deposit

How to Save for a Deposit

The deposit is your contribution to the purchase of a house or a car while the r...
Get Rid of Debt Effectively – South Africa

Get Rid of Debt Effectively – South Afr...

Can a modern family, couple, or business individual live without incurring any d...
Home Loan Approval – South Africa

Home Loan Approval – South Africa

Homeownership can be real and not only a dream. You can purchase any type of pro...
Personal loan approval in South Africa

Personal loan approval in South Africa

Personal loans are often referred to as signature loans since you do not have to...
Improve your chances of Home Loan

Improve your chances of Home Loan

Even though the recent global economic downturn has had a major negative impact ...
Blacklisted: How to improve your Credit Record

Blacklisted: How to improve your Credit...

If you’re blacklisted, it’s not the end of the world. It’s perfectly possible fo...
Your First Home Loan

Your First Home Loan

It is truly exciting to buy your first home, but at the same time, there is a lo...
Debt Consolidation Strategy: An Online Guide

Debt Consolidation Strategy: An Online ...

It is a common misconception that with debt consolidation your debt will just go...
Which Is the Best Loan Company in South Africa?

Which Is the Best Loan Company in South...

When you are looking for a personal loan to fill holes in your budget or to make...
Payday Loans & Salary Advances – South Africa

Payday Loans & Salary Advances – South ...

The popularity of payday loans in South Africa is growing because they are quite...
How to Manage Personal Loan Repayment

How to Manage Personal Loan Repayment

You need to set aside a portion of your budget that will be sufficient for the p...
Understanding Personal Loan – South Africa

Understanding Personal Loan – South Afr...

Are you looking for a personal loan for blacklisted people in South Africa? You ...
A Guide to the Credit Card Reward Programmes

A Guide to the Credit Card Reward Progr...

The reward programmes are among the most attractive features of credit cards.

T...
How to get a Personal Loan in the Tough Economy of South Africa

How to get a Personal Loan in the Tough...

The world economy has been in recession over the past few years and the economy ...
How to save money with a credit card

How to save money with a credit card

Some South Africans use their credit cards to buy things that they do not need a...
Different Types of Online Loans in SA

Different Types of Online Loans in SA

You can select from a range of different types of online loans in South Africa. ...
Online Loans in SA: Avoid scams

Online Loans in SA: Avoid scams

The majority of online loans in South Africa are offered by registered and reput...
How to Lower the Cost of Quick Loans

How to Lower the Cost of Quick Loans

There are numerous advantages associated with quick loans. They are easy to appl...