Rating based on 60 reviews

Hopon Loans


  • Instant loans up to R50,000
  • Repayment up to 36 months

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Hopon Loans homepage

Author Hopon Loans. Screenshot of Hopon Loans website. [Accessed July 24, 2019]

About Hopon Loans

Our personal loans will have you smiling all the way to the bank.

If you need money paid into your bank account within minutes then our speedy service is just what you are looking for.

Responsible lending and a helping hand

You will have a guide every step of the way and make sure that you never borrow more than you can afford to repay. Our company is registered with the National Credit Regulator and we comply with all the laws set out by them as a responsible lender. Our online application form can give you access to money in minutes so we are your perfect solution when you need cash in a hurry. Complete the application using your personal details and our system will check your level of affordability and help decide if a fast loan is in your best interest.

Make sure you can afford a loan

A trusted partnership is formed when you enter into an online loan agreement with us. Our consultants are there to offer support through the duration of the loan agreement. Honouring the terms of your loan agreement is your commitment to us.

To determine how much you would need to pay on your instant cash loan use our sliders, select how much you would like to borrow and for how long and we will give you a basic idea on costing. As a responsible lender, we will never lend you more than you can afford to repay, our contracts are fair and transparent.

Hopon Loans Services

Our aim is to get you the cash you require as quickly as possible, we do this with the help of technology enabling you to apply online and our system to give an outcome within a few minutes.

To apply for an instant cash loan is very just decide how much you would like to borrow and we will let you know if your loan is approved within seconds. There is no need to complete any paperwork or to speak to a consultant simply select the amount that you require and complete the required fields on the online application.

Settling your loan

Depending on your loan agreement your instant cash loan will either be deducted automatically in one large lump sum or deducted over smaller payments over a few months.

Find out if you qualify

In order to qualify for one of our short-term loans you need to be a South African citizen with a valid South African ID, be between the age of 22 and 60 and have a full-time job. If the loan is granted it will be paid directly into your bank account so it is important is valid and in your own name. Please supply us with your valid email address and your cell phone number so that we can of you easily.

Apply to see if you qualify, if your loan is declined for any reason we will make sure that you know why so that you can rectify it.

Hopon Loans – Instant loan

  • Loan Type Instant loans
  • Loan Amount up to R50,000
  • Repayment 7 months to 36 months

Benefits of Hopon Loans

Instant loan calculator


The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

We ensure you are well informed during the loan process

When you first apply for a loan online you will be given an estimate that shows a breakdown of all the costs involved and how much your monthly instalments would be.

Once you have applied we will make a final decision once we have verified your details and you have uploaded your relevant supporting documents. Our contracts are transparent and there are no hidden costs We will always do what is in your best interest and if you don’t qualify for the amount that you applied for we may offer you a lower amount that you can afford more easily.

Rewarding those with good credit

If you have a very good credit score then you may qualify for very good deals on our instant loans, this may enable you to borrow more money at a much better interest rate.

Get your cash paid straight into your bank account

Once your instant cash loan has been approved and the contract the money will be paid into your bank account on the very same day. To keep up to date on your loan agreement simply view your account via our website 24 hours a day.

Managing your own account

The My Account section on our website allows you to easily update your personal details, apply for an additional loan, may payment arrangements or request a statement.

Our payday loans are deducted automatically so that you never have to worry about missing a payment. Align the repayments with your pay date to make sure that you always have funds available for your debit order to be deducted successfully.

Consent to a credit check

Our consultants will perform a credit check to make sure that you can afford the loan. You will need to consent to a credit check. If you have a loan elsewhere it is still possible to apply for an additional loan as long as you are able to repay both loans easily.

Customer Reviews & Testimonials

June 2019

This is super easy and it makes applying for a loan much easier and better.

Kirsten S
— Port Elizabeth —

June 2019

They have got great service and speed they really know how to make a customer happy.

John B
— Cape Town —

Hopon Loans Contact

Physical Address

  • Houghton Estate Office Park 2 Osborn Road, Aloe Grove, Corner Terrace Rd, Johannesburg Gauteng 2198 South Africa
  • Get Directions

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed