Rating based on 41 reviews

Active Credit

  • Quick loans up to R1,500
  • QUICK cash loans
  • Repayment up to 30 days

In-page navigation

Active Credit homepage
Author Active Credit. Screenshot of Active Credit website.
[Accessed December 9, 2022]

About Active Credit

The founder of Active Credit has been in the financial industry for many years.

The company started up in the Eastern Cape and it grew tremendously over time. Active Credit helps thousands of people with their quick loans in South Africa every year.

Are you feeling overwhelmed? 

As a registered credit supplier, Active Credit aims to provide relief to those who have become overwhelmed with debt and people when they feel they have no one to turn to. This modern lender will assist you with quick and convenient credit, even when you're credit score isn't perfect. Having unhindered access to quick loans can help you in many ways.

Active Credit is fully aware and knows that unexpected expenses, accounts, repairs and other contributing factors happen when we least expect it and that there is often the need for a same day payout online. This is where Active Credit come in; they're ready to offer financial assistance to help you deal with these unforeseen crises.

Convenient loans just one application away

Sometimes expenses come out of nowhere, and many of us don't have an emergency fund or savings to make use of. This is why Active Credit has made it easier than ever to get access to cash when you need it in a hurry.

Active Credit offers a very convenient online tool that you can use to work out how much you need to borrow and what sort of repayments you’ll be looking at. All you need to do is make use of their online calculator to get started.

Active Credit Services

As a first time customer, you can access online loans of up to R1,500 in an instant. 

Ensure that you can afford to make repayment within 30 days with ease so that you still have enough money left over to see you through the next month. Active Credit provides loans of between R500 and R1 500 for first-time customers. 

Convenient loan applications

Active Credit has a team of highly experienced consultants that are readily available to assist should you have any questions.

Once you've completed the easy loan application, they’ll have an answer immediately and you can expect the cash in your bank account within 24 hours after approval.

Approved or declined - what's the next step

In the unlikely event that your application is declined, they'll let you know and answer any questions you may have as to why. If the application is approved they’ll send you the term contract via email.

The loan term, as well as the full repayment amount, will be stipulated in your contract. It all happens rather quickly, so when looking for instant online loans, Active Credit will certainly deliver. 

Get your quick cash loan today

Note that Active Credit also offers you a 5-day cooling-off period once you've signed your agreement, during which you can cancel the loan, penalty-free.

Active Credit – Quick loan

  • Loan Type Quick loans
  • Loan Amount up to R1,500
  • Repayment 24 hours to 30 days

Benefits of Active Credit

  • Quick loans up to R1,500
  • Repayment up to 30 days

Quick loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This quick loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

It's easy to get a quick cash loan through Active Credit

Active Credit's team of experienced advisors are readily available to assist you with queries and any concerns.

Once you've filled in the simple online loan application, you’ll have an answer and the cash in your bank account within a period of 24 hours. It’s as straightforward, easy, and simple.

Fast loan approvals

Active Credit doesn't believe in wasting your time so they aim to get your loan approved and the funds in your account as fast as they possibly can. They invite you to contact them or fill in the online application.

There's no reason why you should not enjoy the vacation you so desperately crave or take care of school fees without worry and stress.

Active Credit strongly believes that you have no reason to stress about not having money to pay for something or make a purchase because they're ready to help. 

Apply for your instant loan today

Active Credit offers quick online loans that are simple and convenient. The interest is fair and the terms are easy to go through and understand. 

Active Credit makes use of online technology to serve the entire country. This has enabled them to help a large number of South Africans with short-term credit each year. As a registered NCR credit provider, they're able to help when you feel there's no hope at all!

So whether you have good or bad credit, visit Active Credit's website, use their online loan calculator and work out how much you can afford to borrow. When you're ready head on over to their website and start your quick loan application! 

man holding thumbs up

Active Credit is a trusted & reliable provider of quick loans

In our review, Active Credit adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ Active Credit is a registered credit provider in South Africa: NCRCP6474

Customer Reviews & Testimonials

May 2019

Active Credit is a credit provider that works tirelessly to ensure that customers get the exact amount that they looking for when applying for a loan.

Vanessa L
— Cape Town —

June 2019

Applying for an Active Credit loan was fast, convenient and effective.

Thomas H
— Byranston —

Active Credit Contact

Contact Number


  • not available


Physical Address

  • 14b Maclean Street King William's Town KwaZulu-Natal 5601 South Africa
  • Get Directions

Opening Hours

  • Monday 08:00 – 16:30
  • Tuesday 08:00 – 16:30
  • Wednesday 08:00 – 16:30
  • Thursday 08:00 – 16:30
  • Friday 08:00 – 16:30
  • Saturday – Closed
  • Sunday – Closed