Rating based on 6 reviews

Konga Loans

  • Quick loans up to R5,400
  • Automatic loan transfers
  • Repayment up to 35 days

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Konga Loans homepage
Author Konga Loans. Screenshot of Konga Loans website.
[Accessed June 25, 2020]

About Konga Loans

Konga Loans has always done its best to help the people of South Africa reach their goals, and achieve their dreams. We continue to strive toward these goals every day, and always will.

We pride ourselves on being fully automated, and this makes us much, much faster than any other finance company you may try to deal with.

We provide our simple and lightning-fast loans online to all the people of our beloved country, with but a few sacred and hallowed rules and priorities.

What makes us who we are at Konga?

We have 3 missions, that we’re constantly striving to uphold. First: we aim for integrity. Our most important goal is, to be forthcoming with all information about the financial process you’ll undertake with us, so you can better understand the process itself.

Secondly, we aim to innovate the finance industry. We do this with our fully automated instant loan system, which has proven time and again to be pushing the boundaries of online finance. We’re constantly rolling with the times, keeping our company and our service relevant and helpful.

The final mission: To uphold our dependability

All of this sounds wonderful, but without our clients being able to depend and rely on our services with full trust, we’re nothing. This is why we’re always doing what we can to improve our personal loans for you. We also want to ensure that our clients return satisfied and happy with what they received from us, time and again.

And from our clients overwhelming and positive response, we must be doing something right. But don’t take our word for it, by heading to our site online and checking out our gleaming reviews, your heart will be put at ease.

Konga Loans Services

At Konga, we have a tier system set in place.

The way you are assigned one of these tiers is achieved by repeated use of our service, and repeated repayment of loan amounts.

So, essentially, the more you use and take advantage of our service, and by completing your loan repayment terms without any hassle or defaulting, the better your tier. When this happens, the loan size and the benefits you gain access to increasing as well.

How the tiers work

As you continue to use our service and grow in our company’s standing, you’ll be rewarded through a set of four tiers. The tiers themselves consist of a beginner tier, a silver, gold, and then finally a platinum tier.

The first three tiers comprise similar rules and benefits, with your loan always receiving a 0.16% interest rate on a daily basis during your loan term. The quick online loans you take out are paid between 4 and 35 days, and this is done in a one-time repayment, with early repayment options allowed.

The platinum tier

The platinum tier, which is the final tier, offers the most benefits and deals on interest rates, loan amounts, and repayment terms. The loan amounts you’ll have access to will be increased, your interest rates can lower, and you can claim other smaller benefits that we provide to our more distinguished users.

And if that’s not motivation enough, the ease of use is another driving factor, with our online loan application and approval process leaving you with cash in your account in as little as five minutes.

Our systems have been designed to shortlist and provide you with quotes from our various lenders, and all you have to do is pick and the short-term loan tailor-made for you will be on its way to your account!

Konga Loans – Quick loan

  • Loan Type Quick loans
  • Loan Amount up to R5,400
  • Repayment 4 days to 35 days

Benefits of Konga Loans

  • Apply for a loan up to R5400
  • 24/7 loan applications
  • Automatic loan transfers

Quick loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

The kinds of loans you’ll have access to

Our company provides a wider variety of short-term loans, with various interest rate points, repayment terms, and amounts.

Each customer is treated uniquely and our state of the art system ensures that this is upheld. All you have to do is pick the amount you’re hoping to be eligible for, and we’ll get back to you with all the details you’ll need. All we need is a bank statement that shows us the last 3 month’s activity and a copy of your RSA ID.

What we do to keep you safe in the lending process

We understand that lending money from an online company can be stressful and online lenders are often given a bad rap. Not us, however. Our systems and the actions of our staff alone are already enough to prove this point.

We also implement the service of a DebiCheck system, as a further precaution. This is a uniquely South African service, which enables you to approve or disapprove of any debit orders happening to your account on a month-to-month basis.

Why we do this

We use this system to not only give you extra peace of mind but to avoid all instances of cyber terrorism online. In the modern age where fraud, hacking, and scams run amok, we feel taking extra precaution is the least we can do.

Not to mention keeping the security of their money a top priority. It’s the least we can do. Security and comfort are guaranteed with Konga Loans, as we continue to provide you with only the best online loans in the business today.

man holding thumbs up

Konga Loans is a trusted & reliable provider of quick loans

In our review, Konga Loans adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

Konga Loans is a registered credit provider in South Africa: NCRCP10807

Customer Reviews & Testimonials

December 2019

Konga had me hopping and skipping all the way home, the deal I got was unbelievable!

Mary R
— Mpumalanga —

October 2019

I trust Konga to give me the loan I deserve like they always do.

Beauty Q
— Cape Town —

Konga Loans Contact

Physical Address

Opening Hours

  • Monday 08:30 – 17:00
  • Tuesday 08:30 – 17:00
  • Wednesday 08:30 – 17:00
  • Thursday 08:30 – 17:00
  • Friday 08:30 – 17:00
  • Saturday – Closed
  • Sunday – Closed