Just Affordable Loans

image of Just Affordable Loans
image of Just Affordable Loans

About – Just Affordable Loans

The thing which makes our personal loans special is the speed that we provide them with.

We're super fast to respond to queries & applications.

We have made the assessment process the shortest which you can get in South Africa so we are ready with a reply in no time. You have high chances of approval even if you have a bad credit history or a low credit rating.

Simple, Affordable & Easy to repay.

We have been in business for over ten years and our experience allows us to deliver only the best quality micro finance.

Services – Just Affordable Loans

It is easy to get the perfect loan with Just Affordable Loans. We offer all types of personal cash loans from short term ones to loans aimed at resolving your financial emergency.

We welcome applications from all South Africans including those who poor credit rating and those who have got blacklisted.

We make things really simple, quick and easy for you.

Once you making an application with us, we will contact you within 2 hours to let you know if you have got approved.

We do not have upfront fees for any applicants including blacklisted ones. We do not charge a percentage of your loan amount as commissions.

Our service is transparent and perfectly trustworthy.


Summary of Services

  • Instant Loans
  • Student Loans
  • Indirect Loans
  • Micro Loans 
  • Instant Cash Loans
  • Blacklisted Loans
  • Consolidation Loans
  • Bad Credit Instant Loans
  • Long Term Loans
  • Direct Loans


Just Affordable Loans Review - What Can You Expect from Their Bad Credit Loans?

Many South Africans have bad credit record which prevents them from borrowing from the major banks. At the same time, there are various alternatives which you can consider if you are in this situation.

Read this Just Affordable Loans review to find out if the bad credit loans of this micro lender can be an effective solution for you.

Just Affordable Loans is a small company specialising in assisting consumers with securing personal loans. It operates nationwide via its online loan application.

It is dedicated to working with people who have bad credit as well as with those who have clean credit record. You can expect a speedy service in every respect.

You will hear from the company within 2 hours after applying.

The cash can be in your account on the next day and possibly on the same day.

The bad credit loans offered by Just Affordable Loans come from a variety of different micro lenders. This company gives you the opportunity to make a single application which will be processed on your behalf. This saves you time and effort and increases your chances of securing a loan.

Furthermore, your credit score will not be adversely affected. It is important to note that the service of this company is completely free of charge.

The company specialises in the provision of long-term personal loans.

You will be able to get micro finance from R1,000 to R100,000. You can get a sufficient amount of cash for home renovation, for financing the purchase of a car or for paying your children's university tuition fees. You can readily choose how much to borrow, but you have to keep in mind that the lender will set a cap based on your current income and debt.

You have good chances of getting approved for one of the bad credit loans offered by Just Affordable Loans. However, you can expect to pay a higher interest rate. The repayment term is typically flexible, but some restrictions may apply.

It is up to you to decide on the affordability of the loan which is offered to you.

This conclusion of this review is that the bad credit loans of Just Affordable Loans are speedy, flexible and convenient to use.

 Contact Details

377 Govan Mbeki Avenue, Port Elizabeth, Eastern Cape, 6001, South Africa
Ph: 041 487 1969 / 041 487 1969
Fx: 041 484 3567
Em: [email protected]
Em: [email protected]

 Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday Closed –
  • Sunday Closed –