Rating based on 39 reviews

Budget Cash Loans

Updated

  • Bad credit loans up to R3,000
  • Low-interest up to 65.96%
  • Repayment up to 40 days

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Budget Cash Loans homepage

Author Budget Cash Loans. Screenshot of Budget Cash Loans website. [Accessed April 5, 2018]

About Budget Cash Loans

Budget Cash Loans offers unbeatable, highly competitive short-term loan options to clients across the country.

With a client list a mile long, this provider delivers positive results. Client’s satisfaction rates are higher than we ever imagined. We know we provide service of the highest quality.

World-class financial services

We aim to provide financial assistance to all South African citizens across the country through our online platform. Since our establishment in 2002, we have built a lending empire, based on our ability to maintain constant outstanding service and offer the best deals on loans. Our loan products and various options help anyone get finance no matter what their credit score. Even clients that have been blacklisted or have a bad credit score are welcome to apply for a loan through our service.

Lending cash through simple processes

This is where we shine, even if your loan application has been declined in the past we specialise in getting everyone approved. If anyone can get your loan application approved we can.

Minimum requirements to apply for a loan

If you have a permanent job and earn a monthly salary that is paid into a bank account and are over 18 years old, we will help you to get a loan. Say goodbye to your cash-strapped days and hello to cash in your pocket.

Apply online now and let us help you change your life for the better. It’s easy, it’s quick and it’s available to everyone who needs cash.

Budget Cash Loans Services

We offer our clients affordable cash loans to all South Africans, even those who are blacklisted or have bad credit scores.

There are so many reasons why you may need a loan in today’s world if you have unexpected bills to pay, school fees that is due or for any number of other reasons.

Bad credit loans

You may be financially stable in every way, but experience an unforeseen incident where your car packs up, or your roof blows off and you need a helping hand in the form of a quick loan to help you with emergencies of any kind.

Being blacklisted just makes it even more difficult to obtain a loan when you need it. Many lenders and especially banks will not offer you approval on a loan if you have a bad credit score but this doesn’t have to be the end for you, as we are able to assist you when no one else will. We don’t decline your loan application based on your credit score; instead, we look at what you can afford to pay back, after your expenses each month according to how much you earn.

Our loans are simple and affordable

Through an online application form, clients may take only a few minutes to complete the form with their personal details then send to us for approval. Your information will be verified and you will receive your outcome.

The entire process takes no more than 24 to 48 hours for the cash to be in your bank account.

Budget Cash Loans – Bad credit loan

  • Loan Type Bad credit loans
  • Interest Rate 65.96%
  • Loan Amount up to R3,000
  • Repayment 5 days to 40 days

Benefits of Budget Cash Loans

  • Payout within 24 hours
  • Fast service 
  • Bad credit? No problem
  • Loan terms for all budgets
  • Loans available of up to R3000

Bad credit loan calculator


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The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

Budget Cash, when you need a blacklisted loan on a budget

We are taking the lending business to a whole new level by offering our products to clients that usually have their loan applications declined.

Apply for a personal cash loan online

Simply visit our website, and follow the easy steps. Clients can make use of our totally paperless process and complete the application form online. What’s even more amazing to our clients is that if they apply before 15h00, they can get cash in their bank account on the very same day!

You will receive an emailed notification from us once your application has been received.

The next step would be to provide the following documents:

  • Your most recent payslip
  • A valid South African ID document
  • Three months bank statements

These documents can be scanned and emailed to us directly to us at [email protected] or faxed to 086 647 0038.

We aim for same day delivery

The quicker you forward us this information, the quicker we can verify your details and pay out your loan. We will give you a call once we finalise the last details of your loan agreement. Sign the contract and your cash will be directly deposited into your banking account.

Fast cash delivery service

Even though our processes are quick, we don’t jeopardise the quality of our customer care. We are lucky to have an amazing support team of highly experienced members on board, who are always available to assist clients when they need a little guidance or questions answered.

We are the leading short term loan provider, which is taking the online lending industry a step further. To date, we have assisted thousands of clients and have many of these clients come back to us for further loans once their initial loan has been paid off.

Stop letting your credit history hold you back

Many clients have had a problem getting finance because of their credit history, we look at the bigger picture and focus on our client’s affordability. You are more than your credit score and a few numbers written down. We judge you on your overall ability to repay the loan.

Apply now and be one of the thousands of happy clients who get extra cash in their bank account to use as they please.

Customer Reviews & Testimonials

April 2019

Budget Cash Loans has always been my desired credit provider of choice because they always offer affordable credit plans.

Natasha H
— Stellenbosch —

May 2019

Applying for the Budget Cash Loans was easy and convenient, within 10 minutes I was done with the loan application.

Lerato K
— Lenasia —

May 2019

I would recommend Budget Cash Loans because of the low interest rates they have on their loans.

Gregory M
— Cape Town —

Budget Cash Loans Contact

Physical Address


Postal Address

  • P.O Box 8280, Nelspruit, 1200, South Africa

Opening Hours

  • Monday 08:00 – 16:00
  • Tuesday 08:00 – 16:00
  • Wednesday 08:00 – 16:00
  • Thursday 08:00 – 16:00
  • Friday 08:00 – 16:00
  • Saturday – Closed
  • Sunday – Closed