Rating based on 39 reviews

Budget Cash Loans

  • Bad credit loans up to R3,000
  • Low-interest up to 65.96%
  • Repayment up to 40 days

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Budget Cash Loans homepage
Author Budget Cash Loans. Screenshot of Budget Cash Loans website.
[Accessed December 9, 2022]

About Budget Cash Loans

Budget Cash Loans offers unbeatable, highly competitive short-term loan options to clients across the country.

With a client list a mile long, Budget Cash Loans deliver positive results. Client satisfaction rates are higher than they anticipated. They know they provide service of the highest quality.

World-class financial services

They aim to provide financial assistance to all South African citizens across the country through their online platform. Since their establishment in 2002, they've built a lending empire, based on their ability to maintain constant outstanding service and offer the best deals on loans. Their loan products and various options help you get finance no matter what your credit score. Even clients that have been blacklisted or have a bad credit score are welcome to apply for a loan through their service.

Lending cash through simple processes

This is where they shine, even if your loan application has been declined in the past they specialise in getting everyone approved. If anyone can get your loan application approved Budget Cash Loans can.

Minimum requirements to apply for a loan

If you have a permanent job and earn a monthly salary that's paid into a bank account and you're over 18 years old, they'll help you to get a loan. Say goodbye to your cash-strapped days and hello to cash in your pocket.

Apply online now and let them help you change your life for the better. It’s easy, it’s quick and it’s available to everyone who needs cash.

Budget Cash Loans Services

They offer you affordable cash loans, even for those who are blacklisted or have bad credit scores.

There are so many reasons why you may need a loan in today’s world if you have unexpected bills to pay, school fees that are due or for any number of other reasons.

Bad credit loans

You may be financially stable in every way, but experience an unforeseen incident where your car packs up, or your roof blows off and you need a helping hand in the form of a quick loan to help you with emergencies of any kind.

Being blacklisted just makes it even more difficult to obtain a loan when you need it. Many lenders and especially banks will not offer you approval on a loan if you have a bad credit score but this doesn’t have to be the end for you, as they're able to assist you when no one else will. They don’t decline your loan application based on your credit score, instead, they look at what you can afford to pay back, after your expenses each month according to how much you earn.

Their loans are simple and affordable

Through an online application form, you may take only a few minutes to complete the form with your personal details and then send it to them for approval. Your information will be verified and you'll receive your outcome.

The entire process takes no more than 24 to 48 hours for the cash to be in your bank account.

Budget Cash Loans – Bad credit loan

  • Loan Type Bad credit loans
  • Interest Rate 65.96%
  • Loan Amount up to R3,000
  • Repayment 5 days to 40 days

Benefits of Budget Cash Loans

  • Payout within 24 hours
  • Fast service 
  • Bad credit? No problem
  • Loan terms for all budgets
  • Loans available of up to R3 000

Bad credit loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This bad credit loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Budget Cash, when you need a blacklisted loan on a budget

They're taking the lending business to a whole new level by offering their products to clients that usually have their loan applications declined.

Apply for a personal cash loan online

Simply visit their website, and follow the easy steps. You can make use of their totally paperless process and complete the application form online. What’s even more amazing to you is that if you apply before 15h00, you can get cash in your bank account on the very same day!

You'll receive an emailed notification from them once your application has been received.

The next step would be to provide the following documents:

  • Your most recent payslip
  • A valid South African ID document
  • Three months' bank statements

These documents can be scanned and emailed to them directly at loans@budgetcash.co.za or faxed to 086 647 0038.

They aim for same-day delivery

The quicker you forward them this information, the quicker they can verify your details and pay out your loan. They'll give you a call once they finalise the last details of your loan agreement. Sign the contract and your cash will be directly deposited into your banking account.

Fast cash delivery service

Even though their processes are quick, they don’t jeopardise the quality of their customer care. They're lucky to have an amazing support team of highly experienced members on board, who are always available to assist you when you need a little guidance or questions answered.

They're the leading short-term loan provider, which is taking the online lending industry a step further. To date, they've assisted thousands of clients and have many of these clients come back to them for further loans once their initial loan has been paid off.

Stop letting your credit history hold you back

Many clients have had a problem getting finance because of their credit history, they look at the bigger picture and focus on your affordability. You're more than your credit score and a few numbers written down. They judge you on your overall ability to repay the loan.

Apply now and be one of the thousands of happy clients who get extra cash in their bank account to use as they see fit.

Customer Reviews & Testimonials

April 2019

Budget Cash Loans has always been my desired credit provider of choice because they always offer affordable credit plans.

Natasha H
— Stellenbosch —

May 2019

Applying for the Budget Cash Loans was easy and convenient, within 10 minutes I was done with the loan application.

Lerato K
— Lenasia —

May 2019

I would recommend Budget Cash Loans because of the low interest rates they have on their loans.

Gregory M
— Cape Town —

Budget Cash Loans Contact

Physical Address

Postal Address

  • P.O Box 8280, Nelspruit, 1200, South Africa

Opening Hours

  • Monday 08:00 – 16:00
  • Tuesday 08:00 – 16:00
  • Wednesday 08:00 – 16:00
  • Thursday 08:00 – 16:00
  • Friday 08:00 – 16:00
  • Saturday – Closed
  • Sunday – Closed