Rating based on 73 reviews

Finance Wizard

Finance Wizard homepage
Author Finance Wizard. Screenshot of Finance Wizard website.
[Accessed December 9, 2022]

About Finance Wizard

Finance Wizard was established in 2004 by Daveer Ramlall and has gained a solid reputation as a leading credit provider over the past few years.

Wouldn’t it be wonderful to have a Finance Wizard living in your wallet? All you'd need to do is ask for the cash you need and you'll receive it in seconds.

This lender wants to put the magic back into finance and help you get a loan with just a swish of their financial magic wand.

Personal loans with Finance Wizard 

With Finance Wizard all, you need to do is simply log in and wait for the magic to happen! Their specialty is to provide loans for bad credit; these are for South Africans who can’t access the credit facilities offered by the big lenders in the country.

Apply free of charge

What’s even more magical is the fact that you can apply for one of their loans for free. With Finance Wizard you have nothing to use. Their loan repayment terms are very flexible and arranged to suit your budget.

This provider's service is professional, friendly, and totally free of charge. They have simple procedures for pre-approval to ensure that you get the money you need, granted in no time.

They have the experience and dedication necessary to provide financial products and services of top quality.

Finance Wizard Services

Finance Wizard caters to people with bad credit in the same way big banks cater to the needs of their wealthiest clients.

This smaller provider will be there for you, to serve your every need and make your financial wishes come true.

Finance Wizard believes that you deserve a chance to manage your finances properly even if you have experienced problems in the past.

Your bad credit score doesn’t mean that you'll be excluded from the magic, in fact, they'll use their powers to grant you the loan that you need.

Quick & affordable loans

It's easy to meet this provider's loan criteria. They offer friendly customer service with an easy loan application process which can be submitted by fax or by email.

Once you apply, they'll give you a reply in the shortest possible period of time. They don't fool around which is why they've gained a mass of loyal customers over the years.

Finance Wizard deliver on their promises

Finance Wizard is focused on precision, transparency, and certainty. Their contracts are very transparent and there are no hidden traps or costs that will catch you off guard later down the line. Simply show that you can afford to repay your loan and they'll do the rest!

Finance Wizard – Bad credit loan

  • Loan Type Bad credit loans
  • Loan Amount up to R150,000
  • Decision 24 hours

Benefits of Finance Wizard

  • Loans of up to R150 000 in only 24 hours
  • High approval rate
  • Easy to get finance
  • Bad credit loans offered

Bad credit loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This bad credit loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Finance Wizard is dedicated to providing top quality services

A bad credit record will certainly impact your ability to borrow money - even if you're just looking for a small loan.

Still, you can find loans that are specially designed for those that have a less than perfect credit record - and Finance Wizard is just such a provider.

Loans for clients with bad credit

Finance Wizard bad credit loans are ideal for those who have been rejected by mainstream lenders or that need a bad credit loan solution. 

Finance Wizard is a service provider helping people with bad credit records get credit as easily as if it were magic. This company has been operating since 2004 and has already helped many people.

Their loans are processed entirely online and this makes their service accessible to South Africans from all over the country. Once they've secured you a loan you'll need to pay a once-off service fee of only R99.

Free Credit Fix toolkit e-book

Finance Wizard’s job is to process your application as quickly as possible and apply to all the lenders in their wide network. In this way, you'll have a better chance of qualifying for at least one loan and getting the cash that you need.

You'll avoid the hassle and the risk of credit score damage that is associated with applying to many different lenders at the same time. You can expect your loan application to be processed quite quickly and to get a reply within 24 hours.

One of the major benefits of working with this Finance Wizard is that they'll help you secure a variety of credit products designed for people with bad credit. Their loan range includes traditional unsecured loans plus bridging finance, home loans, and emergency cash loans.

Negotiable flexible terms

Even if you're blacklisted, you'll still be able to negotiate with the lender to arrange the loan terms that will suit your budget. You should not miss out on this opportunity to make the loan easier to repay and possibly more affordable. The ability to negotiate will help you save money.

The interest rates on Finance Wizard's bad credit loans are higher than those on conventional loans. Let them negotiate a deal with their panel of bad credit lenders and secure a lower rate with more favorable terms on your loan.

Once you've received the deal that suits you, sign the loan contract and receive your cash, it really is that easy! Finance Wizard's bad credit loans are versatile and fairly easy to obtain - so what are you waiting for?

Customer Reviews & Testimonials

May 2019

Finance Wizard always gives me a loan that I can afford to pay off on a monthly basis.
Stephanie Woods

Stephanie W
— Parktown —

June 2019

Always ensure that you get a loan that has the most affordable loans such as the one from Finance Wizard.

Ernest M
— Mafikeng —

June 2019

Finance Wizard has the most affordable interest rates when it comes to their credit offers.

Penelope G
— Sandton —

Finance Wizard Contact

Physical Address

  • 83 Hatfield St, Highveld, Pretoria South Africa Pretoria 0083 South Africa
  • Get Directions

Postal Address

  • 70 Brakfontein road, Thatchfields, Centurion, Pretoria, 0157

Opening Hours

  • Monday 08:00 – 16:00
  • Tuesday 08:00 – 16:00
  • Wednesday 08:00 – 16:00
  • Thursday 08:00 – 16:00
  • Friday 08:00 – 15:00
  • Saturday – Closed
  • Sunday – Closed