Rating based on 1,714 reviews
About – Just Loans
Just Loans specialize in personal and consolidation loans for all South Africans.
Your bad credit does not have to continue to haunt you, we will help you obtain financing even if you are currently blacklisted.
Pay off your loan quickly
With our short term loans, clients benefit from being able to pay off their loan in a shorter time frame and by not having to pay exorbitant interest rates on a loan that takes years to pay off. We offer convenient ways to access cash, without even leaving your home or office.
Once your loan application has been approved we will deposit the cash directly into your bank account so that there is no unnecessary waiting around.
Thousands of satisfied clients
We know that times can be tough. Expenses come up when we really can’t afford them and if you are blacklisted, getting a loan can be a very stressful time, as many lenders decline your application for having a bad credit without even giving you a fair chance.
This is not the case with Just Loans. We aim to provide our lending services to everyone and not to judge you on your past mistakes and give you a chance based on your level of affordability.
Everyone, who can afford to pay back their instalments will be able to qualify, you need to provide proof that you can repay the loan. You won’t get a loan quicker anywhere else.
Services – Just Loans
With our turnaround times being no longer than two hours, you can have cash in your account before you’ve finished logging out of your computer.
We pride ourselves in our service delivery and getting you theFor over 10 years we have been driving services of the highest degree to our clients. Discover a range of beneficial products to our clients. Our lending options are diverse and work for all clients, including those who are blacklisted.
Loans for people with bad credit
If you are blacklisted, there is hope in getting a loan. We offer loans for blacklisted people ranging between R2 000 and R50 000 to use to cover your expenses and bills that have been piling up, taking your family on vacation, or doing a few renovations to your home.
Simply apply online
To apply for a loan simply go onto our website and follow the easy steps, everything is processed online for your convenience. If you are over 18 years old, earning a regular monthly income and are a citizen of South Africa, you shouldn’t have any problems to get finance easily.
We look at your ability to pay off your loan and whether or not you can afford the monthly instalments, in order to approve your loan application.
Apply now and have cash directly paid into your bank account in only two hours once your application has been approved. It’s as simple as that!
Summary of Services
- BAD Credit Loans
- SHORT-TERM Loans
- PERSONAL Loans
- DEBT Consolidation
Apply at Just Loans today for a reliable bad credit loan
Just Loans is just simple! Why should life be more complicated than it already is? Getting a loan should be one of those processes that are smooth, fast and hassle-free.
Getting a loan is quick, easy and affordable
You can complete the application provided on our website with a few of your personal details. We will store these details so if you apply for finance down the line your application can be approved even quicker the second time around.
The personal details you provide us will allow us to verify your credibility and see whether or not you can afford to repay a loan.
Solid security measures
This is a key qualification in our loan process. All information provided on our website is treated with the utmost confidentiality, so your personal details will remain private and secure.
Our blacklisted loan option has extended loan terms from between 3 and 60 months. These simple terms are most affordable to customers, making the total sum they pay back less demanding on their pockets.
Variety of loan alternatives
We offer a scope of loan alternatives, such as secured and unsecured loans, personal loans, vehicle finance, and debt consolidation. In addition advances for customers who are blacklisted. To meet the requirements of our lenders, customers need a good credit score, as this will be the defining factor of whether you can afford to take out a loan or not.
Can you easily afford the instalments?
We will confirm your application to perceive what your costs are as per your monthly instalments, and check whether there is sufficient cash left over after your monthly expenses to pay your instalments every month.
The whole procedure only takes a couple of minutes of your time and you can expect a quick pay-out on your loan once the lender has verified all your application criteria and approved your loan. You have nothing to lose and everything to gain by applying.
Get your application completed and expect a boost in your bank account by tomorrow. It’s simple, it's fast and it’s all available online.