Rating based on 35 reviews

SA Personal Loans

Updated

  • Bad credit loans up to R150,000
  • Low-interest starting from 21%
  • Repayment up to 59 months

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SA Personal Loans homepage

Author SA Personal Loans. Screenshot of SA Personal Loans website. [Accessed July 24, 2019]

About SA Personal Loans

The last thing you need when you are paying a bad credit loan is to end up paying your loans late.

This doesn’t only ruin your credit profile; it inconveniences your budget too. In order to ensure that your payments are always to par, you have to stick to your realistic financial limits. SA Personal Loans will help you get there with our quick loans.

Assisting customers is what we do best

We meet a number of customer’s that are always looking for a credit option that is slightly easier to pay for. This is because no client would like to be feeling overwhelmed with too much credit. When you apply for a bad credit loan online, you have to be certain that you will be able to account for all the money you are applying for. It is crucial that the client maintains his word and sticks to the agreed repayment periods. If you do this, you will make it easier for you should you need money at a later stage in your life.

Let us help you

Seeing that life is unpredictable and you might never know when you will need financial assistance again, it is better to always ensure that your credit profile is praised instead of criticized. What you couldn’t do before due to poor financial planning or little guidance won’t be a factor with us because we will help you all the way. We will equip you with sufficient skills to handle your monthly budget without any hassle.

SA Personal Loans Services

Seeing that customers usually want to make use of the money right away, we will never delay the online loan application process.

It is mandatory that there are certain credit requirements you will have to abide by before any other processes can be materialized. These include the submission of additional pay slips, bank statements and proof of identity.

The sooner you get the loan, the better

The loan repayments that you will set have to be repayments that you get be able to maintain. Failure to do this will result in creating more interests in your financial plan. However, you also need to accept that you can actually pay for the credit. If you feel that everything is too costly, you might have to reconsider the whole idea of applying for one of our bad credit loans.

Get a loan today

We also want our customers to be able to live life stress-free and enjoy everything that they used to do before while paying other expenses without any hesitation. At the end of the day, we want to ensure that you indeed have the money to afford the personal online loan that you are looking into getting. What is even better is the fact that there are no application charges that are incurred from applying for credit. Everything you will be doing is free of charge.

SA Personal Loans – Bad credit loan

  • Loan Type Bad credit loans
  • Interest Rate from 21%
  • Loan Amount up to R150,000
  • Repayment 6 months to 59 months

Benefits of SA Personal Loans

  • Bad credit friendly
  • Speedy service
  • Easy repayment terms
  • You can lend up to R150 000
  • Repayment terms between 6 and 59 months

Bad credit loan calculator


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The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

At SA Personal Loans we help you make the best credit choices

It is important to understand that there is no quantifiable time of applying for an online loan.

As long as you feel that you are well and financially liable to take up a loan, you can. However, we normally encourage our customers to only apply for credit when you have been hit with a crisis. If you are going through a minor challenge that can wait until you get paid, there is no point.

Always look at the criteria of why you looking for a loan and nothing else. The fact that you can get up to R150 000 for credit sounds tempting but you should only apply for the exact amount that you are looking for. This way, it will be easier to pay off.

Adhering to the terms and conditions

The client will be given a contract to read and sign. Signing the contract means that you agree to all the terms and conditions stipulated in the set contract. If you have any queries on the personal or payday loan agreement, you can always give us a call and we will see if we can’t assist you. However, you have to give us a call or send an email before you sign the loan.

The rules and regulations that we stipulate on the credit agreement are economically feasible and done to ensure that the client doesn’t too many interests when paying back the loan. As soon as you are finished with your current loan, you can always apply for another bad credit loan. We will still look into a few things as this is part and parcel of our credit policies and procedures.

SA Personal Loans won’t lead you astray in terms on your finances

We have qualified and competent consultants who will ensure that you make the best credit choices not only today but whenever you embark on a instant cash loan application process.

Customer Reviews & Testimonials

February 2019

SA Personal Loans offers affordable that suit any household’s financial background.

Sylvester B
— Witbank —

May 2019

Applying for a SA Personal Loans was the best financial decision I took for my budget.

Patricia B
— Boksburg —

SA Personal Loans Contact

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