Rating based on 4 reviews

ShowTime Finance

  • Bad credit loans up to R250,000
  • Low-interest up to 27.75%
  • Repayment up to 84 months

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ShowTime Finance homepage
Author ShowTime Finance. Screenshot of ShowTime Finance website.
[Accessed February 14, 2023]

About ShowTime Finance

A business with a little of the town’s history written into its own story, opened its doors to the public 10 years ago in October of 2012.

ShowTime Finance started operations in Bellville, a town established by proclamation in 1861. It ultimately became a town in 1940 and a city in 1979. ShowTime Finance occupied a small office space in Bellville when they first started.

As time went on and technology became better, they traded the office. They’re now proud to say that the entire company is cloud-based and operates entirely online.

A lifeline for people who can’t get financing elsewhere

ShowTime Finance saw a need among South Africans who required financing but couldn't get a loan from a bank. The idea was to create a lender that would serve people who have:

  • Previously had bad credit histories
  • Judgments against their names
  • Garnishee orders
  • Defaults
  • Refused financial aid by commercial banks

Uniquely established relationships

The reason that ShowTime Finance can provide financial assistance to these people is because of their unique relationships with brokers and lenders across South Africa.

Staying committed to their compliance with the Consumer Protection Act makes them a leader in the lending industry.

ShowTime Finance has a vision and a mission

Their vision is to provide relevant and up-to-date financial services that are tailored to your needs. By bringing about new financial services, they hope to be recognised for constant excellence in protection, leadership, and innovation to their customers.

Their mission is to provide tailored financial aid to those in need. By welcoming technology and innovation, they aim to become the leaders in the developing market for providing financial services.

ShowTime Finance Services

ShowTime Finance prides itself on delivering outstanding customer service and the numbers speak for themselves.

To date, they’ve financially assisted more than 10,000 customers with more than 25,000 loans. They boast a 100% customer satisfaction rate.

Loan offered by ShowTime Finance

  • Emergency loans
  • Payday loans
  • Short-term loans
  • Long-term loans
  • Consolidation loans
  • Bridging loans

Expanding their product range

They’re working on expanding the financial services they currently offer. To fill a growing need in the market, they’ll soon be offering:

  • Credit cards
  • Vehicle finance/bonds
  • Debt review program
  • Debt mediation program
  • Debt review cancellation

Bad credit loan from ShowTime Finance

ShowTime Finance can give you access to cash ranging from R1 000 up to R250 000. How much you qualify for is dependent on you financial situation. The repayment terms range from 6 to 84 months but are determined by borrowing power and agreed-upon terms and conditions.

Interest rates never exceed 27,75% annually, as prescribed by the National Credit Act. A once-off initiation fee of R936 and a monthly service fee of R69 will be charged. These fees are subject to change and depend on your risk profile.

The affordability calculator

This handy tool is available on the ShowTime Finance website. You can find it on the right side of the homepage. The calculator has two sliders that you’ll use to indicate the desired loan amount and repayment term. 

ShowTime Finance – Bad credit loan

  • Loan Type Bad credit loans
  • Interest Rate 27.75%
  • Loan Amount up to R250,000
  • Repayment 6 months to 84 months
  • Initiation Fee R936
  • Monthly Service R69

Benefits of ShowTime Finance

  • Quick online loan approvals
  • Repair your credit rating
  • See your current credit score

Bad credit loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This bad credit loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

How to get financing from ShowTime Finance

Applying for a bad credit loan from ShowTime Finance is easy and convenient. All you need to apply is access to the internet and a cell phone or computer.

Documents needed for the application

  • ID document/smartcard
  • Proof of residence
  • 3 month pay slips
  • 3 month’s bank statements

The qualifying criterion

  • Older than 18
  • A South African citizen or permanent resident
  • Have a bank account
  • Earn a steady monthly income of R1 500 or more

The application process explained

The first step is to utilize the loan calculator located on the ShowTime Finance homepage to indicate the loan amount and repayment term. When you’re satisfied with the approximation of your loan, you can click the apply now button. You’re redirected to the application form where you’ll be required to enter the following:

  • Name and Surname
  • ID number
  • E-mail address
  • Home, work, and cell phone numbers
  • Marital status
  • Gross salary
  • Nett salary
  • Living expenses
  • Debit orders

After you’ve completed your loan application you can accept the terms and conditions and submit it.

You’ll be notified via E-mail and SMS with a set of instructions to follow.

Upload the required documents to the website.

On approval of your bad credit loan, the money is paid directly into your nominated bank account.

ShowTime Finance can be the solution to your financial problem

When all hope is lost with commercial banks and big lenders, you can turn to ShowTime Finance to deliver the financial relief you need. They’ve been assisting South Africans for over 10 years to access financing.

With the friendly and professional team at ShowTime Finance, applying for the credit you need is a pleasant experience.

Reasons to partner with ShowTime Finance

  • More than 10 years of experience
  • Dedicated team to serve you
  • Professional
  • Trustworthy
man holding thumbs up

ShowTime Finance is a trusted & reliable provider of bad credit loans

In our review, ShowTime Finance adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ ShowTime Finance is a registered credit provider in South Africa: NCRCP8077

Customer Reviews & Testimonials

September 2022

I was turned down at all the major banks and lenders. I was unsure of where to turn when a friend suggested I try ShowTime Finance. They were great and assisted me with a bad credit loan.

Joan V
— George —

October 2022

Getting a bad credit loan is a breeze with ShowTime Finance. They offer great interest rates and flexible loan terms. I would recommend them to all of my family and friends.

Zukiswa P
— Adelaide —

June 2022

I would like to thank ShowTime Finance for giving me a second chance and granting me a bad credit loan. I’m now working on repairing my credit score and becoming debt free.

Johan D
— Sandton —

ShowTime Finance Contact

Physical Address

Opening Hours

  • Monday 08:00 – 18:00
  • Tuesday 08:00 – 18:00
  • Wednesday 08:00 – 18:00
  • Thursday 08:00 – 18:00
  • Friday 08:00 – 18:00
  • Saturday 09:00 – 13:00
  • Sunday – Closed