Low Credit Loans

image of Low Credit Loans
image of Low Credit Loans

About – Low Credit Loans

Loans for blacklisted clients are easy to get, if you apply through the right lender.

Low Credit Loans should be your first choice when needing a loan fast. We assist all clients in South Africa, even providing loans for blacklisted clients, no matter what your credit score may be.

Our application process is all 100% online

It not only makes life easier for you, but saves you time when you have a busy lifestyle. We specialise in helping clients financially. Our cash loans work in line with your salary, minus your expenses, and what you can afford each month on instalments.

Backed by a dynamic team

Our team of experienced consultants on the other end of the phone lines, are there to assist you with your queries and questions throughout our loan process, and a support team to guide your through every step should you need it. We believe in providing simple and fast process to make getting cash a breeze.

Getting cash should be the least of your problems

We understand that life throws us a curveball often, and throughout our lives, having cash on hand is usually the crunch of everything. We offer convenient, easy and fast ways to get you the cash you need, when you need it.

Services – Low Credit Loans

An online lending platform, which specialises in loans for clients who are blacklisted.

We know the difficulties our clients have when applying for finance, and wanted to assist these clients when no one else would. We have over the years grown from a small firm to helping thousands of clients every month with their goal to increasing their financial situation.

A range of easy to afford loans, including:

  • PERSONAL loans ranging from R1 000 to R150 000 which can be paid off over 6 to 60 months.
  • HOME loans at affordable terms and impressive rates
  • VEHICLE finance that will have you pre-approved in minutes
  • AS WELL AS blacklisted and bad credit loans.

Who can apply?

To qualify for a loan, clients need to be over 18 years old, be permanent residents of South Africa, and be permanently employed at the same place for more than three months. You will need to be earning over R3 000 per month, and receiving your salary in a valid bank account each month.

Best terms and rates available

We offer more convenient terms than larger banks and lenders, and also, won’t decline your application because of your credit score. We look at the bigger picture, and what your affordability is.


Summary of Services

  • Payday Loans
  • Loans for people with bad credit


Low Credit Loans that are highly recommended for blacklisted clients

A proudly South African lender that helps applicants to get a personal loan of up to R150 000.

We not only help all clients with all kinds of loan options, but we also assist those who are blacklisted, in getting the finance they need.

Blacklisted clients find it difficult to access finance from lenders and banks. The word bad credit becomes a taboo in the finance industry. This is not the case with Low Credit Loans. We will assist everyone, except clients who are under debt review, or debt administration.

Why we should be your preferred lender

  • By simply completing our online loan application form, we can help you get the cash you need by the very next day, or even sooner.
  • Our services are completely free, we don’t charge for you to use our online platform.
  • Clients can register online to activate their subscription, which allows getting more than loan application options.
  • We offer clients legal options through assistance and advice that till open a whole new world to your life.

Minimal fees, and competitive rates

There is a slight subscription fee; however, the benefits and value added services you receive outweigh the cost tremendously.

All applicants need to be over the age of 18 years, earning a regular monthly salary of no less than R3 000. This salary must go into a valid bank account. Clients must be a South African citizen to apply.

Click on apply, complete the application and send to us

It’s that simple. Let us do the searching for you, and we will find a suitable lender from our preferred lending list to match your specific loan requirements. You will have the option to choose repayment terms ranging from 6 to 60 months to repay your loan.

Affordable loans that gives you options

If you divide the total sum of your loan with our low interest by the instalment terms, you will see that our online loans are highly affordable, and work out at a minimal figure each month. A debit order process will enable us to deduct your instalment form your bank account, the same day each month. This will take the hassle off you from trying to remember to pay for this and that each time you get paid, and you won’t fall behind in your loan repayments.

 Contact Details

106 Adderley St, Cape Town City Centre, Cape Town, Western Cape, 8000, South Africa
Ph: 071 723 0965
Fx: 0865103877
Em: [email protected]