Rating based on 1,499 reviews
About – Low Credit Loans
Loans for blacklisted clients are easy to obtain if you apply through the right lender. You can find a low credit loan you just need to know where to look.
Low Credit Loans should be your first choice when you need to apply for a loan in a hurry. We assist all clients in South Africa, even providing loans for blacklisted clients, no matter what your credit score may be.
100% online application process
Our process helps make life easier for you and saves you time when you have a busy lifestyle. We specialise in helping clients financially that struggle to obtain financing. Our cash loans work in line with your salary. We determine what you can afford to repay by taking your salary and then subtracting your expenses and what you can afford to pay each month on instalments.
Backed by a dynamic team
Our team of experienced consultants on the other end of the phone lines are there to assist you with your queries throughout the loan process. Our team is there to support and guide you through every step. Our main aim is making getting cash for you a breeze.
Getting you the cash you need, when you need it
We understand that when life throws you a curveball, having cash on hand is usually what is needed to rectify the problem. We offer a convenient, easy way to get you the cash you need, when you need it.
Services – Low Credit Loans
Our company is an online lending platform, which specialises in loans for clients who are blacklisted.
We know how difficult it is for our clients when it comes to applying for finance especially if you have a low credit score. We wanted to solve this problem by assisting our clients when no one else would.
A range of easy to afford loans, including:
- Personal loans ranging from R1 000 to R150 000 which can be paid off over 6 to 60 months.
- Home loans at affordable terms and impressive rates
- Vehicle finance that is pre-approved in minutes
- Blacklisted and bad credit loans.
Do you earn more than R3 000 per month
To qualify for a loan, clients need to be over 18 years’ old, permanent residents of South Africa and be permanently employed at the same place for more than 3 months. You will need to earn over R3 000 per month and receive your salary paid into your active bank account each month.
Best terms and rates available
We offer more convenient loan terms than other larger banks and lenders. We find a way to say yes and won’t decline your application because of your bad credit score. By looking at the bigger picture and what your affordability is we are able to determine if your application will be approved or not.
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Summary of Services
- PAYDAY Loans
- BAD Credit Loans
Low Credit Loans are highly recommended for blacklisted clients
We are a proudly South African lender that helps applicants get a personal loan of up to R150 000 in the quickest time with the least effort.
We not only help all our clients with all kinds of loan options, but we also assist those who are blacklisted. Blacklisted clients find it difficult to access finance from lenders and banks. The word bad credit becomes a taboo in the finance industry. This is not the case with Low Credit Loans. We will assist everyone; the only clients we can’t help are those who are under debt review or debt administration.
Why we should be your preferred lender
- By simply completing our online loan application form, we can help you get the cash you need.
- Our services are completely free.
- Clients can register online to activate their subscription.
- We offer clients legal options through assistance and advice that will open a whole new world.
Minimal fees with competitive rates
There is a minimal subscription fee; however, the benefits and value-added services you receive far outweigh the cost.
All applicants need to be over the age of 18 years and be South African citizens, earning a regular monthly salary of no less than R3 000. Your salary must be paid into a valid bank account for at least 3 months.
Manage your repayment terms
It’s that simple. Let us do the searching for you, and we will find a suitable lender from our preferred lending list to match your specific loan requirements. You will have the option to choose repayment terms ranging from 6 to 60 months to repay your loan.
Affordable loans that give you options
Our online loans are highly affordable because of the competitive interest rates that we charge. A debit order process will enable us to deduct your instalment from your bank account to align with your payday. The amount that you qualify for will depend on your affordability and the amount that you earn each month. This will minimize your hassle when you need to pay for your loan and that each time you get paid you won’t fall behind in your loan repayments.
Customer Reviews & Testimonials
Low Credit Loans is a convenient credit provider. I wasn’t asked a number of unnecessary questions. Everything was directed to getting my loan application approved.
— Umlazi —
There is always something you going to benefit from taking a Low Credit Loans credit plan. Their charges are massively lower than most providers.
— Germiston —