Low Credit Loans

image of Low Credit Loans
image of Low Credit Loans

About – Low Credit Loans

Low Credit Loans is one of South Africa’s most successful online lending firms.

We assist clients who need a little extra cash for something important, or just to use for pleasure.

No matter what you need it for, our job is to provide a fast and effective service that you can count on. Our online loans are based on our leverage in the financial market, and partnerships with strong leading lenders in the country, who offer our clients the best possible rates, repayment terms and loan approval.

We manage to secure deals for our clients

Because we have the clout in the market to get the best value for your request, our clients are the ones who benefit.

Our aim to provide a consistent and unique service for every client we approve

You can get a personal loan that covers your loan amount request, and works through a tailored repayment structure that you can easily afford. Many of our lenders also approve clients who have a bad credit history, which makes our services open to anyone who needs a personal loan. We work fast, so our clients can have access to the cash they need within 24 hours.

Services – Low Credit Loans

We offer all South African clients who meet the criteria, a simple and affordable personal loan of up to R150 000!

Imagine what you could do with this kind of extra cash!

We even assist clients who are struggling to get a good credit score

We have strong leverage in the lending markets to secure a loan for anyone who applies through our online platform. Our service is safe, keeping your personal information completely confidential. Clients who are of the right age, and earn over R3 000 per month from a permanent job, can look forward to being approved in minutes for a loan of their choice.

Expert personal loans to suit your needs

Our personal loans are highly effective for clients who need a larger amount of money to use for a holiday, home renovations, car repairs, or anything else. We don’t ask what you it for that is your private information, we simply provide the means to get it to you fast. We have repayment terms ranging between six and 60 months, making your personal loan affordable and easy to budget for each month.

Our clients are our top priority, so if you need any advice before applying, feel free to contact us for expert guidance.


Summary of Services

  • Personal loans for bad credit
  • Payday loans
  • Unsecured personal loans


Low Credit Loans will make your life easier & affordable – enjoy the good things in life!

What do I need to qualify for a loan through Low Credit Loans? Well the answer is simple!

Easy requirements

  • OVER 18 years old
  • BE EMPLOYED for more than 3 months on a permanent basis earning a salary of no less than R3 000 per month.
  • BE A South African resident with a green bar coded ID book
  • YOU DON’T need a perfect credit score to be approved, we help everyone!

Simply complete our quick and easy online application form, in just a few minutes

This can be completed from the comfort of your home or office any time you like! Submit your application with your supporting documents requested on the application and wait for one of our consultants to contact you on the details you have provided.

We will inform you of your application approval, and present you with a draft agreement, stating the amount of cash you qualify for, as well as the repayment terms of your personal loan. If you agree to the terms, we will then start processing the payment into your bank account, which take between 24 and 48 hours.

Best rates in the industry

What makes our loans so inviting, is our ability to fix your interest rates and your repayment terms for the term of your loan contract, so you know exactly what you are paying each month, which makes it easier to budget for.

Getting a loan shouldn’t be difficult

We action our applications fast, to ensure the quicker you get your information in to us, the quicker we can process it. Our turnaround times are fast, with our technology systems that support the speed of payments, as well as the confidentiality of our client’s information.

We also offer on the ground support from our experienced loan consultants, who have many years in the industry. They have extensive knowledge of the loan markets, and will advise you wherever they can, to make your journey with us a pleasant one.

Contact us today, and let us hep make your finances look a little more appealing, we can help you live a fruitful financial future.

 Contact Details

106 Adderley St, Cape Town City Centre, Cape Town, Western Cape, 8000, South Africa
Ph: 071 723 0965
Fx: 0865103877
Em: [email protected]