Rating based on 71 reviews

Personal loans offered by Investec


  • Low-interest starting from 10.25%
  • Personal loans up to R250,000
  • Repayment up to 60 months

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Investec homepage

Author Investec. Screenshot of Investec website. [Accessed April 5, 2018]

About Investec

Having opened our business in the year 1974, we have never looked back. This is because it gives us great pleasure to be able to help clients with their credit applications.

Investec specializes with different personal loan options that are available to South African, Australian and New Zealand citizens. We have ensured that financial solutions become a priority when it comes to helping our customers

A team you can trust

Although we deal with finance on a daily basis, short-term lending, administration of possessions, affluence and investment are our priorities. During the year 2002, we have been accountable for credit and we have even seen our name make it in massive lists such as those of the Johannesburg Stock Exchange.

Investec Services

Should you require a fast credit plan, don’t hesitate to inform us and we will help you right away. We will need certain documents before we can process it but once we receive everything, the money will be within your reach.

Should you have queries regarding any business loan financial inquiries, we are also willing to help you with any business prospects that you might have. After all, we are a team and we will help during your financial application journey.

Financial specialists by trade

Amongst other expertise that we do, motor vehicle finance is also common assistance that we do. The reason we do this kind of help is so that clients can have better and outstanding service when it comes to their car loan applications. Should you face certain difficulty that may require you to take out a short-term loan, Investec is always ready to open their financial arms wide for you. In essence, that is what we are here for.

Investec Product Details

  • Loan Type Personal loans
  • Interest Rate from 10.25%
  • Loan Amount up to R250,000
  • Repayment 2 months to 60 months

Summary of Services

  • A finance specialist
  • Low-interest starting from 10.25%
  • Personal loans up to R250,000
  • Repayment up to 60 months

At Investec we have affordable and competitive loans

Make use of our systems online so that you can choose a plan that is well suited for you.

We have been operating in the financial industry dating back to the year 1981. Since then, we have ensured that clients are always assisted when it comes to whatever lending solutions they may need. When you are called to offer a service, you have to execute it perfectly so.

How do you apply for a personal loan?

Our quick personal loans are one of the easiest credit applications available. We understand that you are usually going through a difficult financial time during your credit application. Having said that, we will not make matters worse by delaying the entire process. We work effectively and efficiently to ensure that you have a response in a period of two business days.

While we will do everything to help you, you have to ensure that you meet our credit criteria. Furthermore, you have to ensure that you can afford the personal loan that you are applying for. The last thing we need is to realize you took way more than you can handle and now you are running on excessive debts. If interested in our credit plans, apply online.

Reasonable and affordable interest rates

Another reason that makes our credit products so famous is the fact that our interest rates are very affordable. At the end of the day, we know that you usually have other bills you would like to take care of and we will never be that cruel to make you fix your gaze on our loans while you have other obligations to attend to. It is for this reason why we have made our loans financially reasonable.

Although our brokers are known to offer unsecured personal loans, you will have to adhere to stern credit requirements if you would like to qualify for one.

In essence, Investec is a highly reliable financial industry that seeks to empower customers by ensuring that we meet them halfway no matter how difficult their situation may seem. Call us for a quote and we will take it from there.

man holding thumbs up

Investec is a trusted & reliable provider of personal loans

In our review, Investec adheres to the compliance criteria in accordance with NCA regulations, where the granting the loan will not cause financial distress to the consumer.

Investec is a registered credit provider in South Africa: NCRCP9

Customer Reviews & Testimonials

January 2019

The Investec staff is dedicated to finding the best deal possible for their customers. I am fussy with my finances and they were able to find a loan that checks all of my boxes. For a loan that s...

Deon V
— Pretoria —

March 2019

When you bank with Investec you know exactly what to expect every step of the way. They are upfront about their charges and their fees so there will be no surprises. Thanks for being an open and ...

Lindy M
— Benoni —

March 2019

Investec helped me to get the vehicle finance that I have been desperately needing. They found me the best deal for my circumstances and I am now very happy with my new wheels!

Mthatha O
— Mbeki Thuthu —

Investec Contact Details

Contact Number


  • not available


Physical Address

Investec Universal Branch Code

  • 580105

Postal Address

  • PO Box 785700, Sandton, 2146, South Africa

Opening Hours

  • Monday 08:00 – 16:00
  • Tuesday 08:00 – 16:00
  • Wednesday 08:00 – 16:00
  • Thursday 08:00 – 16:00
  • Friday 08:00 – 16:00
  • Saturday – Closed
  • Sunday – Closed