Rating based on 71 reviews

Investec Personal Loan

  • Personal loans up to R250,000
  • Low-interest starting from 10.25%
  • Repayment up to 60 months

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Investec homepage
Author Investec. Screenshot of Investec website.
[Accessed December 8, 2022]

About Investec

Having opened in 1974, Investec has a long and rich history.

It gives them great pleasure to be able to help you access credit when you need it most.

Investec specializes in different personal loan options that are available to South African, Australian, and New Zealand citizens.

They've ensured that holistic financial solutions are considered when it comes to helping you access credit. 

A team you can trust

Although Investec deals with finance daily, administration of possessions, affluence, and investments are their priorities.

During the year 2002 and thereafter they've seen tremendous growth, are listed on the Johannesburg Stock Exchange, and continue to build their market reach and serve South Africans. 

Investec Services

Should you require a fast loan, don’t hesitate to contact an Investec consultant and they'll help you right away.

They'll need certain documents before they can process it but once they receive everything, the money you'll be well on your way to approval.

Should you have queries regarding any business loans or alternative credit options, contact them directly. They're also willing to help you with any business prospects that you might have. After all, they're a team and will help during your life journey.

Financial specialists by trade

Amongst other services offered, car finance is also on offer. Whether you're looking to trade in your car and get a new one or buy a pre-used vehicle, Investec can offer you a tailored loan solution. 

Should you face certain difficulties that require you to take out a short-term loan, Investec is always ready to assist. 

Investec – Personal loan

  • Loan Type Personal loans
  • Interest Rate from 10.25%
  • Loan Amount up to R250,000
  • Repayment 2 months to 60 months

Benefits of Investec

  • A finance specialist
  • Low-interest starting from 10.25%
  • Personal loans up to R250,000
  • Repayment up to 60 months

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This personal loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Affordable and competitive loans

Make use of Investec's site so that you can choose a plan that is well-suited for you.

Investec has been operating in the financial industry since 1981. Since then, they've ensured that clients are always assisted when it comes to flexible lending solutions. They specialise in wealth-building and management services and can offer you personal finance solutions for every step of your journey.

How do you apply for a personal loan?

Investec's personal loans are one of the easiest credit forms to secure as an existing client. They understand that you're usually going through a difficult financial time during your credit application.

So they won't make matters worse by delaying the process. They work effectively and efficiently to ensure that you have a quick response and money in your account within two business days.

While they'll do everything to help you, you have to ensure that you meet their credit criteria. Furthermore, you have to ensure that you can afford the personal loan that you're applying for. The last thing you need is to realize you took way more than you can handle. If you're interested in their credit plans, apply online.

Reasonable and affordable interest rates

Another reason that makes their credit products so famous is the fact that their interest rates are very affordable.

At the end of the day, we all have bills and expenses, and you need the cash flow to attend to these obligations. It's for this reason that Investec will offer you a competitive interest rate that will suit your profile. 

You can obtain the loan by applying online and uploading all the necessary supporting documents. 

Investec is a highly reliable financial services provider that seeks to empower you by ensuring that they meet you halfway no matter how difficult your situation may seem. Get in touch for a quote and they'll take it from there.

man holding thumbs up

Investec is a trusted & reliable provider of personal loans

In our review, Investec adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ Investec is a registered credit provider in South Africa: NCRCP9

Customer Reviews & Testimonials

January 2019

The Investec staff is dedicated to finding the best deal possible for their customers. I am fussy with my finances and they were able to find a loan that checks all of my boxes. For a loan that s...

Deon V
— Pretoria —

March 2019

When you bank with Investec you know exactly what to expect every step of the way. They are upfront about their charges and their fees so there will be no surprises. Thanks for being an open and ...

Lindy M
— Benoni —

March 2019

Investec helped me to get the vehicle finance that I have been desperately needing. They found me the best deal for my circumstances and I am now very happy with my new wheels!

Mthatha O
— Mbeki Thuthu —

Investec Contact

Contact Number


  • not available


Physical Address

Investec Universal Branch Code

  • 580105

Postal Address

  • PO Box 785700, Sandton, 2146, South Africa

Opening Hours

  • Monday 08:00 – 16:00
  • Tuesday 08:00 – 16:00
  • Wednesday 08:00 – 16:00
  • Thursday 08:00 – 16:00
  • Friday 08:00 – 16:00
  • Saturday – Closed
  • Sunday – Closed