Square Finance

Founded in Cape Town, South Africa in 2010, Square Finance has upheld the values they stand by for over a decade.

By June 2013, Square Finance had already dealt with R200 million worth of personal loans. By September 2018, R2.9 billion worth of loans had been dealt with and completed. Now, Square Finance is working with a team of over 30 professionals ready to assist you.

Square Finance stand by stern principles

They have 4 main principles on which they aim to base their relationships, business, and work ethics.

• Responsibility – they aim at making sure their products do what they promise to do and ensure affordability to you.
• Transparency – you get what you see. There is nothing to hide with Square Finance, giving you a sense of security in every decision you make with them.
• Fairness – You are treated exactly the way you would want to be treated, with human dignity and respect.
• Simplicity – Square Finance explains its products in such a way that you are able to understand exactly what is going on, also leaving you with a sense of security and being comfortable with the decisions you make.

Creative consumer personal finance

Being a specialist consumer and lending business, Square Finance needs to provide you with sound security. They do this by warning you about common loan mistakes that people often make in the financial industry. They are a responsible lender. 

One of them is; securing debt against your home. Without certain precautionary measures and the help of Square Finance, you could be left with nothing. Square Finance looks out for its customers and that is what makes them a cut above the rest.

Offering competitive personal loan rates, while having friendly and helpful consultants, Square Finance is once again aiming at another year of financial excellence as they help you through your financial challenges. This means they can help you move forward and on to a much better financial future with the right personal loan.

Square Finance offers you different personal loan options that also include personal loans for business.

Affordable personal loans

These online loans are usually for your personal use such as unexpected expenses, medical bills, new furniture, a new venture or hobby, planning a wedding, event, or holiday, etc. You can borrow up to R3 million. The great part about a personal loan is that you can easily pay it off over a comfortable and affordable period of normally up to 10 years while enjoying low-interest rates. Square Finance’s personal loans can be paid back with a fixed rate of only 5%. 

Square Finance mortgage loans

With a home loan, you can borrow up to R50 million by providing an immovable asset like your house as collateral.

Square Finance guarantor loans

Borrow up to R3 million with a guarantor loan. For this loan, you need to have a third party or individual that is willing to assist with your repayments if you can’t.

What a personal loan can be used for

Square Finance personal loans are designed for those that have a great credit history. If you are not a homeowner and your credit history is not 100%, trying the guarantor loan option might be the better choice for you.

Examples of what you could use a Square Finance personal loan for:

• Home Improvement
• School fees
• Weddings
• Starting a business
• Studies
• Holidays
• Debt consolidation and so much more