When it comes to banking Nedbank believes in going the extra mile.
Nedbank aspires to be more than just a bank; they want to be a partner that is there to give you a helping hand with your finances.
Whether you'd like to open a new savings account, finance your dream vehicle or simply apply for a personal loan to spoil yourself, they want to make it happen.
The Nedbank family story
Nedbank is an NCR registered financial institution by definition but they aspire to be so much more than that. Nedbank’s history traces all the way back to 1831 with the establishment of the Cape of Good Hope Bank and has since undergone a variety of changes finally arriving as Nedbank as we know it today.
Choose one of their great loan options
They've been offering a wide assortment of financial products and services to the South African public for a very long time and continue to aspire to provide greater service and customer care.
Nedbank is proud of its reputation as one of the most transformed banks in South Africa and will continue to work to be the best that it can be while serving the needs of its fellow South Africans.
From short-term loans to debt consolidation, this powerhouse can assist you to meet your financial needs.
Nedbank is a financial provider offering a variety of trusted, fair, and affordable fast loans.
Among these loans is a personal loan that can be used to finance a variety of things.
Take your financial future into your own hands and get the finance that you need to live your dreams. Luckily for you, Nedbank is in the dream-making business.
Make personal loans your personal favorite
The personal loan is a favorite for many South Africans across the country. Think of a long or short-term loan with them as your golden ticket to happiness – a ticket that can be used for anything that you desire.
Some people will use their ticket to go on a well-deserved vacation to the Maldives while others might use it to purchase a new vehicle for their growing family.
Nedbank's loans are highly flexible
You know you best which is why Nedbank will leave the decision-making up to you, but they're the experts in finance so they'll make it their priority to give you the best deal possible.
This lender's personal loans allow you to borrow from R2,000 to R250,000 repayable over a period of 6 months to 6 years at a fair, competitive, and affordable rate.
The best part about their fast loans is that they're highly flexible and customizable allowing you to choose the best package to suit your situation.
Nedbank – Personal loan
- Loan Type Personal loans
- Interest Rate from 10.25%
- Loan Amount up to R200,000
- Repayment 36 months to 60 months
Benefits of Nedbank
- Online application
- Flexible repayment options
Personal loan calculator
Nedbank – the bank that cares about your financial needs
Nedbank prefers to play safe which is why it's compulsory to obtain loan protection cover when taking out a loan with them.
They also understand that with the current economic climate purchasing a new vehicle can be difficult which is why they also provide vehicle finance for secondhand vehicles.
Get more ‘vroom’ for your money
Purchasing a vehicle is an exciting part of life but it's also a very expensive asset to finance. This is why some people prefer to go for secondhand vehicle options.
Nedbank finances secondhand vehicles up to a maximum age of 20 years for a value between R40,000 and R250,000. The best part is that you don't require a deposit and your repayments will remain fixed for the loan period.
When applying for a loan it's compulsory to obtain loan protection cover which is a type of insurance that ensures the loan is fully repaid in the event of death, disability or retrenchment.
This way you protect yourself and your family from debt. Nedbank is more than willing to assist you in establishing loan protection cover upon application for one of their personal loans.
Eligibility for applying for a Nedbank loan
In order to qualify for one of their personal loans, you'll have to be permanently employed and earning a minimum of R3,500 per month. Your salary must also be deposited into your bank account electronically so that you can provide proof of income.
If you qualify against the above criteria then you can complete their application form online, telephonically, or at your nearest Nedbank branch.
You'll need to provide a South African ID, your most recent payslips, and three months' recent bank statements reflecting your income and expenses. Lastly, you'll also need to provide proof of residence.
Let Nedbank help you to plan your future
Since a personal loan can be used to help finance anything you need or want, why not use it for education? Do you want to study to be a lawyer or zoologist?
Nedbank can help you to pave the way to a better future with their student loans. If you're a full-time student you can obtain a Nedbank student loan with the help of a guarantor who agrees to pay off the interest on the loan until you've graduated. Take the smart step towards planning your future today and apply for a student loan.
Nedbank is a trusted & reliable provider of personal loans
Customer Reviews & Testimonials
When it comes to customer service Nedbank is definitely at the top in my books. From the moment that I stepped onto the premises until the moment I left, I was assisted by friendly and profession...
— Potchefstroom —
For fair and affordable loans I definitely recommend Nedbank. Their financial products are flexible and competitive. You will not find a better personal loan anywhere in South Africa.
— Port Alfred —
As a loyal customer of Nedbank, I have always been pleased by their service and products. This is why I had no doubts about their personal loan. I have used their loans for consolidation, renovat...
De Waal F
— Queenstown —
- Cnr Rivonia Rd & Maude St Shop L05, Block I Lower Ground Sandown Sandton 2196 South Africa
- Get Directions
- Monday 08:30 – 16:00
- Tuesday 08:30 – 16:00
- Wednesday 08:30 – 16:00
- Thursday 08:30 – 16:00
- Friday 08:30 – 16:00
- Saturday 08:30 – 13:00
- Sunday – Closed