Rating based on 1,252 reviews
About – Nedbank
When it comes to banking we believe in going the extra mile. We aspire to be more than just a bank; we are a friend that is there to give you a helping hand with your finances.
Whether you would like to open a new savings account, finance your dream vehicle or simply apply for a personal loan to spoil yourself, we want to be of assistance.
The Nedbank family story
Nedbank is a financial institution by definition but we aspire to be so much more than that. Nedbank’s history traces all the way back to 1831 with the establishment of the Cape of Good Hope Bank and has since undergone a variety of changes finally arriving as Nedbank as we know it in 2003.
Choose one of our great loan options
We have been offering a wide assortment of financial products and services to the South African public for a very long time and continue to aspire to provide greater service and customer care even still.
We are proud of our reputation as one of the most transformed banks in South Africa and will continue to work to be the best that we can be while serving the needs of our fellow South Africans.
Services – Nedbank
Nedbank is a financial lender offering a variety of trusted, fair and affordable fast loans. Among these loans is a personal loan that can be used to finance a variety of matters.
Take your financial future into your own hands and get the finance that you need to live your dreams. Luckily for you, we are in the dream making business.
Make ‘personal loans’ your personal favourite
The personal loan is a personal favourite for many South Africans across the country. Think of a long or short-term loan with us as your golden ticket to happiness – a ticket that can be used for anything that you desire. Some people will use their ticket to go on a well-deserved vacation to the Maldives while others might use it to purchase a new vehicle for their growing family.
Our loans are highly flexible
You know you best which is why we will leave the decision making up to you but we are the experts in finance so we make it our priority to give you the best deal possible.
Our personal loans allow you to borrow from R2,000 to R250,000 repayable over a period of six months to six years at a fair, competitive and affordable rate. The best part about our personal loans is that they are highly flexible and customizable allowing you to choose the best package to suit your economic situation.
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Summary of Services
- PERSONAL Loans
- HOME Loans
- BUSINESS Loans
Nedbank – the bank that cares about their clients finacial needs
At Nedbank, we prefer to play matters safe which is why it is compulsory to obtain loan protection cover when taking out a loan with us.
We also understand that with the current economic climate purchasing a new vehicle can be difficult which is why we also provide vehicle finance for secondhand vehicles.
Get more ‘vroom’ for your money
Purchasing a vehicle is an exciting part of your life but it is also a very expensive asset to finance. This is why some people prefer to go for secondhand vehicle options. Nedbank finances secondhand vehicles up to a maximum age of twenty years for a value between R40,000 and R250,000. The best part is that you do not require a deposit and your repayments will remain fixed for the loan period.
Loan protection – because we care about you and your family
When applying for a loan it is compulsory to obtain loan protection cover which is a type of insurance that ensures the loan is fully repaid in the event of death, disability or retrenchment. This way you protect yourself and your family from bad debt. We are more than willing to assist our customers in establishing loan protection cover upon application for one of our personal loans.
Am I eligible to apply for a Nedbank loan?
In order to qualify for one of our personal loans, you will have to be permanently employed and earning a minimum of R3,500 per month. Your salary must also be deposited into your bank account electronically so that you can provide proof of income.
If you qualify against the above criteria then you can complete our application form online, telephonically or at your nearest Nedbank branch. You will need to provide a South African ID, your most recent payslip and three months recent bank statements reflecting your income and expenses. Lastly, you will also need to provide proof of residence.
Let us help you to plan your future
Since a personal loan can be used to help finance anything you need or want, another good use for a personal loan is for educational advancement. Do you want to study to be a lawyer or zoologist?
We can help you to pave the way to a better future with our student loans. If you are a full-time student you can obtain a Nedbank student loan with the help of a guarantor who agrees to pay off the interest on the loan until you have graduated. Take the smart step towards planning your future today and apply for a student loan.
Customer Reviews & Testimonials
When it comes to customer service Nedbank is definitely at the top in my books. From the moment that I stepped onto the premises until the moment I left, I was assisted by friendly and professional employees.
— Potchefstroom —
For fair and affordable loans I definitely recommend Nedbank. Their financial products are flexible and competitive. You will not find a better personal loan anywhere in South Africa.
— Port Alfred —
As a loyal customer of Nedbank, I have always been pleased by their service and products. This is why I had no doubts about their personal loan. I have used their loans for consolidation, renovation and even a family vacation! They are truly the best.
De Waal F
— Queenstown —
Ph: 011 294 7800 / 0860 555 111
- Monday 08:30 – 16:00
- Tuesday 08:30 – 16:00
- Wednesday 08:30 – 16:00
- Thursday 08:30 – 16:00
- Friday 08:30 – 16:00
- Saturday 08:30 – 13:00
- Sunday – Closed