Rating based on 26 reviews

WesBank Loans

  • Personal loans up to R300,000
  • Low-interest starting from 19.25%
  • Repayment up to 6 years

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WesBank homepage
Author WesBank. Screenshot of WesBank website.
[Accessed December 8, 2022]

About WesBank

Online lenders in South Africa have changed the personal finance landscape.

You no longer have to stand in long queues, fill in mounds of paperwork or supply an endless array of supporting documents. 

Lenders such as WesBank will help you with whatever kind of credit you are in need of. Therefore, for all your personal loan needs, WesBank is the way to go.

They're a lender that brings with them a long history of breaking barriers and delivering on their promises. 

An effective partner you can trust

WeBank offers a range of services that extends well beyond finance. They strive to develop long-term relationships with their customers that extend well beyond a single transaction. For effective financial solutions and a long-term partner, look no further! 

WesBank Services

If you're looking for credit, you must take the time to find out which plan is best suited to your needs and matches your affordability and your credit profile.

WesBank has partnered with Direct Axis in an effort to meet your financial goals as comprehensively as possible.

CashPower offers up to R300,000

You can get an online loan ranging between R5,000 and up to R300,000 and interest rates starting from 17.25% if you meet their credit criteria. If you don’t meet their requirements, don't worry, they won't leave you in the dark but will inform you about what you need to fix and look forward to your future credit application.

With WesBank you don't have to wait around. As soon as you apply, their consultants will get to work. This means you'll enjoy getting a quick loan as soon as your application is approved.

WesBank – Personal loan

  • Loan Type Personal loans
  • Interest Rate 19.2529.25% p/a
  • Loan Amount up to R300,000
  • Repayment 24 months to 6 years
  • Monthly Service R69

Benefits of WesBank

  • Fixed interest rates
  • Customer protection plan
  • Easy repayment terms

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This personal loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

At Wesbank you will find many financial solutions under one roof

Although a loan might seem like a good idea initially, it'll become very difficult to pay a credit plan you can’t afford.

Therefore, you have to ensure that you've thought everything through before taking out a loan. You should also be determined to pay it off to ensure you maintain a great credit profile.

If you need help let a WesBank consultant help you in drawing up a conclusion as to whether you need a loan or not, after all, that's what they're there for!

Experience makes WesBank a preferred lender

The fact that we have been around the financial industry for a number of years has made things so much easier for us as a brand. This means a client can apply for cash no matter what time of the day it is because we are always available to help.

Time is definitely of the essence

WesBank offers personal loans that have competitive rates and terms and can be applied for from the comfort of your home or office in just minutes. By making a loan application online, you have already made things easier for yourself and saved yourself a lot of time.

After you apply, you'll be required to furnish WesBank with certain documents before your loan will be deposited (usually within two business days of your credit application).

Apply only for the amount you need

Although you can get up to a maximum of R300 000 with WesBank's quick and easy loans, you should apply for the exact amount that you need and not a rand more. This ensures you keep your finances healthy and don't place an unnecessary burden on your budget.

Requirements for a WesBank CashPower Personal loan

Essentially, you need to have a minimum income of R5,000 in order to qualify for a loan. The higher your salary, the higher the loan amount you'll qualify for. Make use of this lender's quick personal loans and you'll be one happy customer!

Documents needed to apply

  • Recent proof of current address
  • South African ID document/Smartcard
  • Three most recent bank statements to prove income
man holding thumbs up

WesBank is a trusted & reliable provider of personal loans

In our review, WesBank adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ WesBank is a registered credit provider in South Africa: NCRCP20

Customer Reviews & Testimonials

December 2018

They do not like keeping their customers waiting and it is quite evident; I received my money the very same day that I had processed my application. Good service!

Andrea M
— Stellenbosch —

February 2019

Even though I have a poor credit record, WesBank was able to offer me a financial deal to suit my circumstances. Thanks for giving me the second chance that I needed.

Viwe K
— Butterworth —

WesBank Contact

Physical Address

  • Portside, 21st Floor, FNB Building, Buitengracht Street & Hans Strijdom Avenue Cape Town Gauteng 8001 South Africa
  • Get Directions

Opening Hours

  • Monday 07:00 – 16:30
  • Tuesday 07:00 – 16:30
  • Wednesday 07:00 – 16:30
  • Thursday 07:00 – 16:30
  • Friday 07:00 – 16:30
  • Saturday 08:00 – 12:00
  • Sunday – Closed