Rating based on 26 reviews



  • Personal loans up to R200,000
  • Low-interest starting from 22.5%
  • Repayment up to 72 months

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WesBank homepage

Author WesBank. Screenshot of WesBank website. [Accessed April 5, 2018]

About WesBank

The fact that we online lenders in South Africa have made things rather easy for clients who don’t have time to stand in long queues due to operational and other personal requirements.

We will help you with whatever kind of credit you are intending to take care off but we are mostly concerned about transport, personal and business credit. Therefore, for all your logistics queries and other organizational necessities you might be looking into getting through a loan application, WesBank is the way to go.

An effective and lucrative bank

The fact that we listen to customers when it comes to what they want when it comes to credit has made us very resourceful as far as our clients are concerned. So much so that WesBank has life assurance services amongst other provisions such as retail.

WesBank Services

If you are looking for credit, ensure that you take the opportunity of finding out which plan is best suited for your affordability as well as your credit profile.

We have partnered with Direct Axis and this was just another effort made by us to meet your financial goals instantly.

Get a maximum of R200 000

You can get a total of R200 000 personal cash loan if you meet our credit criteria. If you don’t meet our requirements, we will not leave you in the dark, we will inform you about what you need to fix and look forward to your future credit application.

One of the reasons why we work as soon as we receive a credit request is because we don’t like keeping our customers waiting. This means you would get instant cash as soon as your application is approved.

WesBank Product Details

  • Loan Type Personal loans
  • Interest Rate from 22.5%
  • Loan Amount up to R200,000
  • Repayment 24 months to 72 months

Summary of Services

  • Personal loans up to R200,000
  • Convenient repayment terms up to 6 years
  • Customer protection plan
  • Fixed interest rates

At Wesbank you will find many financial solutions under one roof

Although a loan might seem like a good idea initially, it will become very difficult to pay a credit plan you can’t afford in the future.

Therefore, you have to constantly ensure that you have thought everything through before taking out a loan and you are not only determined to pay it off, you are also willing to maintain your financial end of the bargain. Our analysis of payday cash loans will assist in drawing up a conclusion as to whether you need a loan with us or not.

Our experience makes us a preferred lender

The fact that we have been around the financial industry for a number of years has made things so much easier for us as a brand. This means a client can apply for cash no matter what time of the day it is because we are always available to help.

Time is definitely of the essence

One of the reasons we encourage clients to use our personal loans is because they wouldn’t have to wait much. By making a loan application online or telephonically, you have already made things easier for us because we will have all your information via phone or electronically. After this, you will be required to furnish us with certain documents and the money will be deposited within two business days of your credit application.

Constant monthly rates

Although you can get up to a maximum of R150 000 with our quick online loans, we always encourage our clients to apply for a lesser amount as long as it will be enough to carry all the necessary requirements they need for their business ventures of personal affairs. The affordability of interest rates doesn’t change the fact that you don’t need to have a burden of credit you could’ve avoided if you took an amount that was just equivalent to your needs.

What are the requirements of a WesBank loan?

Essentially, you need to make a total income of R4500 in order to qualify for our credit services. The higher the salary, the better the chances you have to qualify for an even higher loan. We also have other offers that may be exactly what your budget can afford on a monthly basis. Make use of our quick personal loans and you will be one happy customer.

man holding thumbs up

WesBank is a trusted & reliable provider of personal loans

In our review, WesBank adheres to the compliance criteria in accordance with NCA regulations, where the granting the loan will not cause financial distress to the consumer.

WesBank is a registered credit provider in South Africa: NCRCP20

Customer Reviews & Testimonials

December 2018

They do not like keeping their customers waiting and it is quite evident; I received my money the very same day that I had processed my application. Good service!

Andrea M
— Stellenbosch —

February 2019

Even though I have a poor credit record, WesBank was able to offer me a financial deal to suit my circumstances. Thanks for giving me the second chance that I needed.

Viwe K
— Butterworth —

WesBank Contact Details

Physical Address

  • Portside, 21st Floor, FNB Building, Buitengracht Street & Hans Strijdom Avenue Cape Town Gauteng 8001 South Africa
  • Get Directions

Opening Hours

  • Monday 07:00 – 16:30
  • Tuesday 07:00 – 16:30
  • Wednesday 07:00 – 16:30
  • Thursday 07:00 – 16:30
  • Friday 07:00 – 16:30
  • Saturday 08:00 – 12:00
  • Sunday – Closed