Binixo Loans is a uniquely South African company, and since the beginning, we've always done what we can to reach out and help everyone with quick, affordable short-term loans .
South Africa is constantly evolving, building on a difficult past and working our way to a brighter future, bit by bit, until the day we can unite as a land and prosper as a people.
This road has never been easy, but we feel that as a company we can do our part to make it that much more manageable.
Binixo Loans empowers the people, to empower themselves
As our country grows, so do we, but growing can be a costly endeavour in modern South Africa, and we can often find ourselves falling behind in the race of life. Emergencies arise, things break, and unforeseen circumstances can lead to our downfall.
With getting ahead being so difficult, and help being so hard to come by, what can one do?
Fear not, as Binixo is here to help you escape your financial difficulties, and get you on the road to financial freedom and strength.
What we do to alleviate the difficulties of life
Binixo provides short-term finance in various ways and by several means, usually to clients that are in a lower income bracket and need short-term finance to assist in their day to day lives.
These people can ordinarily find securing loans difficult, and this can often lead to a knock-on effect where their problems are only made worse.
Luckily, we’ve set out special payday loans that can benefit a lower-income family and boost their finance. All you need to do is apply and see what you’re eligible for!
We provide loans between R100 and R9000, which can be repaid over a period of between 4 and 65 days.
These quick cash loans can be approved in a matter of hours. This means that any emergencies that one may encounter, or other dire monetary needs, can be seen to in a matter of hours and paid off at a low and reasonable repayment rate that won’t destroy your pocket or leave you worse off than you were before. Binixo has always aimed to alleviate poverty, rather than contribute to it.
What’s at the heart of our ideals
By keeping you at the heart of what makes our company great, we ensure your trust, and the repeat use of our service. As you pay off loans, you can unlock special benefits we reserve for our return clients.
This is not the only incentive we offer, you’ll come to discover. You can even gain a better understanding of the financial world by lending and working with us.
Our blog contains regularly updated content about who we’re working with, what they can offer you and any deals and incentives that may appear along the way.
The lenders we use are trustworthy and reliable
We’re not a lender, no, we’re a brokerage company with a combined financial industry experience of many years. We use our talents and industry know-how to put you in touch with lenders that have been doing the work they do for decades.
The lenders we use are responsible, reliable and have ideals and goals that mirror ours: Your wellbeing, and the growth of your finance and financial health.
We advertise who we work with openly on our site, and you can take a look through our catalogue of lenders at any time. This will help you understand their operating procedures and come to trust them as we do.
Binixo Product Details
- Loan Type Quick loans
- Interest Rate 10.5 – 71% p/a
- Loan Amount up to R9,000
- Repayment 4 days to 65 days
Summary of Services
- Easily compare loan options
- Our service is free
- Choose between trusted lenders
What you’ll need to become part of the Binixo family
As with all brokers and lenders, we’ve a set of rules and requirements you’ll have to adhere to, however, these aren’t anything too difficult to provide, don’t worry.
All you’ll require above your completed online loan application is a copy of your ID, a proof of address, a bank statement with the last 3 months of transactions listed on it, and finally, an internet connection. We need this to communicate with you, of course, considering that we’re an exclusively online short-term lender.
From that point on, it’s a piece of cake!
Getting a quick loan with us is as easy as ever in the modern, digital age! You can have money in your account in a matter of minutes, and repay it comfortably with our flexible loan repayment terms. All you need to do to get started is give us the details we need, which are as follows:
- Your full name
- Your email address
- Your contact number (cell phone)
After that, things couldn’t be easier: You pass a brief credit check which will give us an idea of what you are eligible for, and we can get back to you in a matter of minutes with a list of quotes from various lenders, and what they require from you. All you have to do is pick which of our short-term loans suits you best, and off you go!
The lenders and how they differ from each other
All of our lenders have similar requirements to each other, and all cater to the mid to lower income bracket who need finance the most; but some have different policies and requirements than others.
Any extra information they may ask for is usually to keep the security of the transaction maintained, as in today’s day and age, cyber-crime is rife online, and lenders will take the precautions necessary to protect not only themselves, but you, from awful fraudulent activities.
But trust us, they have your best interests at heart, and are here to see you into a brighter future with the instant cash loans we provide. So click on over to our website and see how we can help you today!
Customer Reviews & Testimonials
Getting a small loan to help you through the month is really easy when you loan through Binixo.
— Jeffreys Bay —
If I need money in a flash and I don’t want to break my budget taking one out, Binixo’s quick loans and payday loans are my go-to.
— Port Shepstone —