Rating based on 53 reviews

Little Loans

  • Quick loans up to R8,000
  • Low-interest starting from 36%
  • Repayment up to 6 months

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Little Loans homepage
Author Little Loans. Screenshot of Little Loans website.
[Accessed December 9, 2022]

About Little Loans

Little Loans was launched in 2014 to provide you with the ability to find multiple loan options in one application.

They realised that searching for a loan is time-consuming and wanted to offer a convenient solution.

Avoid multiple credit checks

When you apply for a loan, the company will do a credit check to establish your repayment habits and decide, among other factors, if you’re eligible for a loan.

Applying to multiple lenders for financing means that you’ll undergo multiple credit checks which might reflect negatively on your credit record.

This is where Little Loans makes life a little easier. They only do one credit check and then source the market for all lenders that can offer you financing. Next, you’re presented with multiple loan options to choose from.

What is a payday loan?

The name is self-explanatory but to break it down simply, a payday loan is a short-term loan that is paid back over three or fewer instalments.

Payday loans are good for those mid-month crises or that unexpected bill. Since they are paid out so quickly, they can be referred to as quick loans.

A quick loan could be the answer

One of the main reasons for the popularity of payday loans is accessibility. There are no lengthy queues, no reams of paperwork, and no extra long waiting periods. The process is simple and hassle-free so you get your loan fast.

As opposed to a personal loan, a quick loan will give you access to funding in 24 to 48 hours. It’s essentially the fastest way to solve your cash flow problems.

Little Loans has made sure that its loan process saves you time and is available at your convenience.

Little Loans Services

Obtaining a quick loan is a great way of building a good credit record.

If your loan is paid on time it reflects on your credit record. A good credit record in turn makes it easier when you’re ready to purchase your first home or need financing for a vehicle.

What a quick loan can offer you

With a quick loan from Little Loans, you could enjoy cash amounts ranging from R500 up to R8,000. The chosen loan amount is repaid in one instalment on your next salary date.

Little Loans acts as a loan comparison site and they don’t charge for their service. They use innovative and up-to-date technology to search through a network of lenders to find you a suitable loan.

Access affordable quick loans

The interest, costs, and fees related to the loan you choose depend on the loan amount you apply for. You can however expect to pay up to 5% interest per month. If, for example, you choose to apply for funding of R2,000, you can expect the following scenario:

  • Loan term – 20 days
  • Total interest – R45.30
  • A service fee – R40
  • Value-added tax – R42.70
  • Initiation fee – R265

Thus, adding all of the above-mentioned costs and fees to your initial loan amount, you can expect to repay a total amount of R2,393.

How to know if a quick loan is right for you

There are numerous reasons why people opt for quick or payday loans. The most popular reasons are cash flow problems or unexpected emergencies. Irrespective of the reason, how do you know that it’s the right option for you?

Due to the convenience and ease of the loan process, it’s the fastest and easiest way to obtain the credit you need. Always bear in mind that this is not an addition to your salary but instead an aid to make life simpler and that you’ll need to repay.

Little Loans – Quick loan

  • Loan Type Quick loans
  • Interest Rate from 36%
  • Loan Amount up to R8,000
  • Repayment 30 days to 6 months

Benefits of Little Loans

  • Instant loan approvals
  • No paperwork
  • Same day loans

Quick loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This quick loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Little Loans ensure you access the funding you need fast

For any type of funding, there are some documents that you need to produce for the lender to verify information like your income, your identity, and affordability.

Make sure you have these on hand when applying for your quick loan:

  • South African ID document/Smart card
  • Your most recent proof of residence
  • A letter of employment stating that you’ll be employed for the loan term

The easy application process

1. On the Little Loans website, locate and click on the apply now button at the top of the homepage.

2. You’ll be redirected to the instant application form where you’re required to provide the desired loan amount, your mobile number, and your email address. When you’re done, click continue.

3. On this page, you can complete all the fields on the application form. These are:

  • The purpose of your loan and personal details
  • Your full address and primary bank
  • Employment and employer details
  • Salary advise and banking details

4. Once you’ve completed the application form in full, agree to the terms and conditions. Check the box to grant Little Loans permission to do a credit check.

5. You can then click on the see available loans tab. You’ll instantly enjoy access to all the loans available to you. Choose the one that suits you best and continue to apply.

6. The lender will then provide you with a loan agreement you’ll sign and send back. The loan is paid into your chosen bank account within 24 hours of completing all admin.

Choose Little Loans for a hassle-free option

  • Little Loans is a trusted company
  • You enjoy access to instant options
  • Their service is free of charge
  • Loans are paid out within 24 hours
  • They offer a hassle-free online application
  • Convenience

Little Loans is your key to quick cash solutions

Everyone finds themselves in need of funding from time to time. With life’s constant rush, there isn’t always time to go to the bank to apply for a loan. Little Loans is a company that puts ease into obtaining the credit you require.

They process over 2,500 loans daily and can offer you the financial option that suits you best. Let them do the search work for you.

man holding thumbs up

Little Loans is a trusted & reliable provider of quick loans

In our review, Little Loans adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ Little Loans is a registered credit provider in South Africa: NCR CP7290

Customer Reviews & Testimonials

April 2019

Applying for a credit plan at Little Loans changed my entire perspective on finances.

Nadia K
— Durban —

May 2019

I would have never pulled through if it weren’t of the financial assistance I got from Little Loans.

James A
— Springs —

May 2019

Thanks to Little Loans, I got an advance just when I needed it.

Michael P
— Pretoria —

June 2019

I would have never been able to attend to my financial emergency if it weren’t of the generous loan I got.

Jonathon X
— Carletonville —

Little Loans Contact

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Opening Hours

  • Monday 08:30 – 17:00
  • Tuesday 08:30 – 17:00
  • Wednesday 08:30 – 17:00
  • Thursday 08:30 – 17:00
  • Friday 08:30 – 16:00
  • Saturday – Closed
  • Sunday – Closed