Rating based on 56 reviews

EC Loans

Updated

  • Quick loans up to R120,000
  • Low-interest up to 28%
  • Repayment up to 84 months

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EC Loans homepage

Author EC Loans. Screenshot of EC Loans website. [Accessed April 5, 2018]

About EC Loans

EC Loans understand the demands of today’s world.

When you're feeling a financial pinch, they'll offer you an online loan that’s speedy and simple. The online loan application is clear, easy, and quick.

EC Loans has been assisting clients with quick loans for years. They use their experience in the financial world to better process and create loan products for clients, with the aim to make life a lot easier and more affordable.

Quick approvals with EC Loans

Too many debts to pay off? Perhaps you have bad credit and you need a little extra cash to make it through the rest of the month? Apply for a bad credit loan with EC Loans and get the best and most affordable loan options available to South Africans.

This lender doesn’t care too much about what your credit circumstances are; they're focused on finding a loan that will get you what you want when you need it. Discover more about EC Loans and how their loan application process works by visiting their website.

Competitive interest rates

EC Loans deliver instant loan approvals and products that are affordable and offer competitive rates and repayment terms. They aim to encourage responsible lending and ensure that they carefully assess affordability before approving a loan.

Their solutions can help you to get rid of debt build-ups and cash shortages with ease. You'll have a handful of experienced consultants and top quality products on your side.

EC Loans Services

EC Loans unsecured online loan options are intended to give you a chance to get the cash you require urgently.

It's also important to pay your credit off over reasonable terms. This allows you to quickly and easily resolve your cash emergency.

EC Loans offer a choice of personal loans for bad credit to get you out of troublesome financial circumstances.

Get a quick loan when you need it with EC Loans

In the event that you have a bad FICO rating or no credit record, a bad credit advance is the perfect online loan option for you.

This sort of loan is intended for individuals keen on contributing or buying something they can't manage the cost of immediately, yet can't get financing from larger banking firms in light of their bad credit record.

Need a cash injection to make ends meet?

This alternative is perfect for those looking for an advance or to increase their bank balance. You may be having an intense month and need a cash injection to keep you afloat before your next payday.

EC Loans have amazing short-term finance options to help you during these financially challenging times. Their vision is to help and guide you as much as possible to reduce bad credit.

EC Loans – Quick loan

  • Loan Type Quick loans
  • Interest Rate up to 28%
  • Loan Amount up to R120,000
  • Repayment 160 days to 84 months

Benefits of EC Loans

  • Bad credit loan options
  • Same day loan approval
  • Instant online cash loans

Quick loan calculator


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The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

Get a simple, affordable quick loan online

When you need a little extra cash you can feel confident that EC Loans will assist.

If you need some extra cash this month, apply for an unsecured loan with EC Loans and get the best and most affordable loan.

EC Loans don’t judge you on your financial situation; their decisions are centred on finding a loan that will get you the advance you need in the quickest possible time.

EC Loans understand the financial needs of people; cash doesn't always stretch to the end of the month and your bank account looks somewhat grim on occasions.

The loan application is clear, simple, and fast

EC Loans has been helping customers with quick loans for a considerable length of time, utilizing their experience to make life less stressful and less demanding for all.

At EC Loans you can get a short term cash loan with fast approval and reasonable rates and terms simply by completing an online application.

Advice for improving bad credit

EC Loans intend to continue supporting customers through the support of their experienced advisors and top quality products.

Should you have a poor FICO rating or no record as a customer, a blacklisted loan is a good alternative. You can quickly and effortlessly resolve your emergency or cash shortage with a quick cash injection and pick a repayment period that suits your financial plan.

Not only do they offer great rates and flexible repayment terms but their turnaround time is impressive. 

EC Loans has a product and solution for everyone, give them a call today or fill in their online application and get your life back under control.

Customer Reviews & Testimonials

April 2019

EC Loans gave me a credit plan that I couldn’t refuse.

Nomasonto K
— Durban —

April 2019

Applying for the EC Loans was fast, effective and convenient.

Mary Ann J
— Benoni —

EC Loans Contact

Physical Address

  • 14 Bloem Street, Kraaifontein Cape Town Western Cape 7560 South Africa
  • Get Directions

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed