Rating based on 12 reviews

Nifty Loans

  • Quick loans up to R8,000
  • Low-interest starting from 24.5%
  • Repayment up to 6 months

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Nifty Credit homepage
Author Nifty Credit. Screenshot of Nifty Credit website.
[Accessed December 9, 2022]

About Nifty Credit

They understand that unforeseen circumstances happen in life and when things get out of your control it can be quite expensive to keep up. The quick loan you apply for will be deposited into your bank account within one days’ time.

Get a quick loan anywhere anytime

With Nifty Credit you can get a quick loan of up to R12 000 payable over a maximum of 12 months. Smart technology allows you to apply for a quick loan from anywhere, anytime and there is no endless paperwork to fill in. Their quick loan application is online and takes just a couple of minutes to complete, and you will have your answer within an hour.

Get control of your financial life

It is a top priority for Nifty Credit to help you take control of your money matters so you can make better decisions. By giving you access to your credit profile, you can understand your credit status and make improvements. You will also be provided with the educational tools you need to guide you with your quick loan process. 

A responsible committed lender

Nifty Credit is committed to your financial well-being. As a responsible lender registered and regulated by the National Credit Regulator (NCR), they stand by the laws to ensure you are always treated with respect and transparency. All the necessary steps will be taken to guarantee the full protection of their clients.

Nifty Credit Services

All unnecessary steps will be eliminated when doing an application for a quick loan, you can expect a seamless application.

They also assist you when you are over-indebted to get the financial stability you need to get back on your feet. You can expect outstanding customer service and their friendly staff will treat you with dignity and respect.

Powered by Smartadvance

With operations in Eswatini and Namibia, Smartadvance South Africa forms part of the Finclusion Group. It is their goal to provide you with the best quick loans. Expert advice will be offered to assist and support you when things get tough.

A provider that cares

Nifty Credit is a dependable loan provider. Clients can expect a product that is comfortable to use when they apply for a quick loan. With state-of-the-art technology and customer insight, they strive to provide an experience that helps you on a journey of financial growth. All the information of your quick loan between you and the Nifty Credit website is safe and secure and will not be shared with any third parties.

How Credit Life works

Credit life is a policy that is linked to a quick loan agreement that will cover your debt in the event of death, permanent or temporary disability and retrenchment. It will pay the installments for a specified time or settle the total outstanding amount. They will go the extra mile when it comes to their customers.

Nifty Credit – Quick loan

  • Loan Type Quick loans
  • Interest Rate 24.560% p/a
  • Loan Amount up to R8,000
  • Repayment 3 months to 6 months
  • Monthly Service R69

Benefits of Nifty Credit

  • Fast online application
  • Flexible repayment plans
  • Transparent and stress-free loans

Quick loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This quick loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Get a quick loan with Nifty Credit today

The application with Nifty Credit is seamless and hassle-free to make sure there is no time that is going to waste.

It is stress-free so you can be at peace while you apply for your quick loan. Nifty Credit will offer you personalized fast loans that are tailored to your needs and also you will be offered attractive repayment terms.

Apply in these 4 easy steps

Step one: Register online by entering your personal information, this will consist of your name, contact details, email, and  ID.

Step two: There are a few legal boxes that need to be ticked to make sure you are permanently employed and not under debt review.

Step three: Nifty Credit checks your bank statements and credit score, as well as a repayment amount that you will be able to afford monthly.

Step four: Once approved, you can choose a quote to accept and have a quick loan in no time.

Criteria to apply

  • You must have a South African ID
  • An active bank account
  • Your latest payslips, or three months bank statements
  • A working cell phone number
  • Be over the age of 18

Benefits when you apply with Nifty

  • Have your answer in a day's time
  • 100% online
  • Tailored loans that will suit your budget and needs
  • In the case of death or disability, your quick loan will be paid in full
  • They offer stress-free loans

Get the help you need today

In the times when you find yourself in need, they will be there to assist you during the most difficult times. By offering you the best solutions to your financial problems, they can have a positive impact on your life. Get in contact with them today to get the help you need.

Customer Reviews & Testimonials

November 2021

Great service and quick response every time I made contact with them, I would recommend Nifty Credit to anyone.

Smit Y
— Despatch —

September 2021

My loan was paid in just a few hours. The online application at Nifty was easy to use, well done and thank you to Nifty Credit.

Otto P
— Bloemfontein —

October 2021

The service I had received from Nifty Credit is the best. Everything was done quick and easy and the money was in my account within a days’ time.

Olwage S
— Durbanville —

Nifty Credit Contact

Physical Address

  • 1st Floor, The Wedge, 43 Garsfontein Rd, Waterkloof Pretoria Gauteng 0045 South Africa
  • Get Directions

Opening Hours

  • Monday 07:00 – 18:00
  • Tuesday 07:00 – 18:00
  • Wednesday 07:00 – 18:00
  • Thursday 07:00 – 18:00
  • Friday 07:00 – 18:00
  • Saturday 09:00 – 12:00
  • Sunday – Closed