Nifty Loans

They understand that unforeseen circumstances happen in life and when things get out of your control it can be quite expensive to keep up. The quick loan you apply for will be deposited into your bank account within one days’ time.

Get a quick loan anywhere anytime

With Nifty Credit you can get a quick loan of up to R12 000 payable over a maximum of 12 months. Smart technology allows you to apply for a quick loan from anywhere, anytime and there is no endless paperwork to fill in. Their quick loan application is online and takes just a couple of minutes to complete, and you will have your answer within an hour.

Get control of your financial life

It is a top priority for Nifty Credit to help you take control of your money matters so you can make better decisions. By giving you access to your credit profile, you can understand your credit status and make improvements. You will also be provided with the educational tools you need to guide you with your quick loan process. 

A responsible committed lender

Nifty Credit is committed to your financial well-being. As a responsible lender registered and regulated by the National Credit Regulator (NCR), they stand by the laws to ensure you are always treated with respect and transparency. All the necessary steps will be taken to guarantee the full protection of their clients.

All unnecessary steps will be eliminated when doing an application for a quick loan, you can expect a seamless application.

They also assist you when you are over-indebted to get the financial stability you need to get back on your feet. You can expect outstanding customer service and their friendly staff will treat you with dignity and respect.

Powered by Smartadvance

With operations in Eswatini and Namibia, Smartadvance South Africa forms part of the Finclusion Group. It is their goal to provide you with the best quick loans. Expert advice will be offered to assist and support you when things get tough.

A provider that cares

Nifty Credit is a dependable loan provider. Clients can expect a product that is comfortable to use when they apply for a quick loan. With state-of-the-art technology and customer insight, they strive to provide an experience that helps you on a journey of financial growth. All the information of your quick loan between you and the Nifty Credit website is safe and secure and will not be shared with any third parties.

How Credit Life works

Credit life is a policy that is linked to a quick loan agreement that will cover your debt in the event of death, permanent or temporary disability and retrenchment. It will pay the installments for a specified time or settle the total outstanding amount. They will go the extra mile when it comes to their customers.