Rating based on 71 reviews


  • Quick loans up to R5,000
  • Low-interest starting from 0.17 per day%
  • Repayment up to 90 days

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Mulah homepage
Author Mulah. Screenshot of Mulah website.
[Accessed December 9, 2022]

About Mulah

Mulah is a team of young, creative, and vibrant entrepreneurs, specialising in micro-financing; they offer innovative financial services to South Africans.

They understand the industry and the needs of people in search of a quick loan.

They're all about assisting you to get by because everyone knows that at some point in our lives we all need a little help.

Innovative loan solutions from Mulah

Mulah can help you meet your financial needs through fast and convenient cash flow as well as dedicated customer service.

Mulah will never leave you hanging onto the dream of getting a quick loan online – Mulah makes it happen. They offer a swift turnaround time as well as exceptionally innovative financial products.

Taking the South African financial industry by storm, Mulah is renowned for its ability to deliver on its promised turnaround times, exceptionally innovative products, and service excellence.

Existing clients refer Mulah to their friends and family, due to the superb service they get consistently. 

An accredited and registered lender

They work independently as an accredited and registered lender, making life simpler for you when you need cash in a flash! Mulah offers fast, short-term, safe, and quick online loans that will sort you out. 

Mulah Services

Mulah understands your cash flow needs, especially when the end of the month seems further than you'd like.

They're ready to help you through any financial emergency and assist you with their remarkable short-term loan options.

Mulah make your cash loaning options easier; they also make life great -, particularly for those who need a little cash boost and can't seem to meet the bank's minimum criteria. 

Loans of up to R5,000

If you're an existing Mulah customer, you can apply for up to R5,000 with a maximum repayment term of 90 days. New customers can take out a loan of R4,000 with a 31-day repayment term. 

A competitive daily interest rate of 0.17%

They charge a daily interest rate of 0.17% as well as an initial application fee and an R60 monthly service fee. 

Mulah's initiation fees

  • Loans of under R1,000 - 15% initiation fee
  • Over R1,000 - 10% initiation fee + R165

Quick loans – 100% online

The whole loan application is done online and takes only a few minutes to complete. It’s safe, quick & so easy! Mulah can make loans more efficient by having no middleman to tell them how or when to issue cash to clients.

Mulah makes use of an online system to help them get an answer regarding your credit score and what you can comfortably afford to borrow and repay. 

Mulah – Quick loan

  • Loan Type Quick loans
  • Interest Rate from 0.17 per day%
  • Loan Amount up to R5,000
  • Repayment 24 hours to 90 days
  • Decision 6 hours

Benefits of Mulah

  • Queries answered in minutes online
  • Safe and secure loans with ease
  • Up to R4000 short-term loans
  • Simple online registration

Quick loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This quick loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Mulah South Africa – quick & simple short term loans

Mulah offers quick loans through an energetic and ambitious group of experienced financial experts, all specialists in their field of online loans.

They help you make your dreams a reality. They understand the financial sector and know exactly how to help you with your cash needs through quick and precise online systems that fast-track it all. 

Mulah can help you through your financial troubles

Mulah will never leave you clinging to the hope of getting a loan – they get things done. Taking the industry by storm; they're respected for their capacity to deliver time and time again.

Improve your chances of securing a quick loan in South Africa when you need it; live a better life and have money to spend on the things you love!

Make the change to Mulah

Enjoy a quick loan application process, quick payouts, and affordable rates and instalment options, with the lending firm of champions.

Apply day or night - 100% online

Mulah uses an online platform, which means you can find and apply for your loan any time of the day or night - in just minutes!

Short-term loans – quicker than you can imagine

The entire loan application is done online, and it takes just a couple of minutes to finish and send off; it’s secure, quick, and simple! If you're ready to get the cash that you need, head on over to this leading lender's site and get the ball rolling!

man holding thumbs up

Mulah is a trusted & reliable provider of quick loans

In our review, Mulah adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ Mulah is a registered credit provider in South Africa: NCRCP6092

Customer Reviews & Testimonials

May 2019

Mulah has always looked beyond my bad credit history when I applied for credit.

Rebecca P
— Pietermaritzburg —

May 2019

Applying for a Mulah loan was the best decision I took for my finances.

Ethan J
— Cape Town —

Mulah Contact

Physical Address

  • Block A, Waterkloof Rand Corporate Park, 358 Buffelsdrift St Pretoria Erasmusrand, Gauteng 0181 South Africa
  • Get Directions

Postal Address

  • P.O Box 99849 , Garsfontein East , 0060

Opening Hours

  • Monday 08:30 – 16:00
  • Tuesday 08:30 – 16:00
  • Wednesday 08:30 – 16:00
  • Thursday 08:30 – 16:00
  • Friday 08:30 – 16:00
  • Saturday – Closed
  • Sunday – Closed