image of Xcelsior
image of Xcelsior

Xcelsior is a registered credit provider with South Africa’s National Credit Regulator: NCRCP4752

About – Xcelsior

Xcelsior has gained an excellent reputation and a position of leadership in the South African credit market since its establishment some 15 years ago. We offer an easily accessible credit facility which is a superb alternative to the loans provided by the commercial micro lenders in South Africa.

Our products and services are based on expertise and experience. We strive to provide the best solutions to our customers and to make things easy and convenient for them.

We create the best opportunities for shareholders.

Our current goal is to expand our business further and to perfect our offerings so that we can achieve even higher customer satisfaction.

Services – Xcelsior

Xcelsior is among the top providers of secured personal loans in South Africa. If you need money fast with no questions asked, you should turn to us. We offer loans against collateral in the form of a motor vehicle.

We work with all kinds of vehicles from cars and trucks to boats and even jet skis. The loan amount corresponds to the collateral's value and can range from R5 000 to R500 000.

NO credit & income checks.

We do not run credit and income checks and this allows us to have some of the fastest approval rates in the industry.

We typically have the granted cash wired to the client's bank account within 45 minutes.

Summary of Services

  • Short Term Loan 
  • Instant Cash Loans
  • Personal Loans
  • Payday Loans 
  • Cash Loans
  • Fast Money

Xcelsior Quick Loans Review - What Kind of Speed and Quality to Expect?

When you have to resolve a financial emergency extremely fast, the speed of the loan which you want to apply for is of paramount importance. At the same time, you would not want to get a solution that will get you into more trouble in the future. This Xcelsior quick loans review aims to assess these products in detail and to help you decide on their overall quality and utility.

Xcelsior is a small, but well-established provider of micro finance based in Pretoria.

The company is a registered credit provider so you can expect complete transparency when dealing with them. Their customers are primarily from the local area, but if the need arises, the company may be able to help people living in other parts of South Africa. In general, you will receive a friendly and dedicated service based on over 15 years of combined professional experience.

Cash within 45 minutes.

The Xcelsior quick loans are among the fastest you can get - not only in Pretoria, but in the whole of South Africa. You can receive the cash within 45 minutes after applying. This will allow you to act quickly in the case of an emergency.

The high speed of the processing of the application comes from the fact that the lender does not run a credit check on the applicant and does not assess his affordability. This produces yet another benefit. Even people who are blacklisted or have other credit issues have very good chances of qualifying.

Borrow between R5 000 and R500 000

The benefits of the Xcelsior quick loans come from the fact that they are secured. This means that you have to place an asset which the lender will repossess in case you fail to repay the loan. The micro lender exclusively accepts motor vehicles as collateral. The types of vehicles which can be placed as security include cars, trucks, SUVs, motorbikes and even jet skis. The loan amount is determined based on the value of the asset. Generally, you can borrow between R5 000 and R500 000. The interest rates are competitive, but you have to ensure that the repayment will be affordable to you.

Overall, this review finds the Xcelsior quick loans to be extremely fast and very easily accessible. You have to take into account the risk as well.

 Contact Details

2, Villebois Office Park De Villebois, Moreletapark, Pretoria, Gauteng, 0044, South Africa
Ph: 012 997 1062 / 012 997 3946
Fx: 012 997 3948
Em: [email protected]

 Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday 08:00 – 12:00
  • Sunday Closed –