Xcelsior Loans

Xcelsior has gained an excellent reputation and a position of leadership in the South African credit market since its establishment.

This accommodating lender offers an easily accessible online loan which is a superb alternative to the loans traditionally provided by banks in South Africa.

Xcelsior's safe & reliable storage facility

You can rest assured that your assets will be safe and well looked after. All assets are kept in a secure facility that offers 24-hour video surveillance, electrified perimeter fencing and safe access control.

You can personally deliver your vehicle in order to inspect the premises or they can collect. Xcelsior can confidently say that your vehicle will be returned to you in the same condition as it was received. 

Xcelsior requires collateral for a personal loan

Xcelsior's private-equity-funded company is transforming the online loans industry with service excellence. The only obligation is the provision of security. They also provide loans for blacklisted people.

Their approach is helpful to clients who don’t have credibility with local banks or lenders. Xcelsior's products and services are delivered from a place of expertise and experience.

This pioneering lender strives to provide the best financial solutions to customers and to make things easy and convenient for them.

Creating the best opportunities for shareholders

Xcelsior's current goal is to expand its business further and perfect its offerings so that it can achieve even higher client satisfaction and continue to grow.

Xcelsior is among the top providers of secured personal loans in South Africa. If you need money fast with no questions asked, you should turn to them.

Xcelsior offers loans against collateral. They work with all kinds of vehicles from cars and trucks to boats and even jet skis. The loan amount corresponds to the collateral's value and can range from R5,000 to R250,000.

Quick online loans from R5,000 up to R250,000

The benefits of Xcelsior loans come from the fact that their loans are secured. This means that you have to offer an asset as security which Xcelsior has the right to repossess in case you fail to repay the loan.

Xcelsior exclusively accepts motor vehicles as collateral. The types of vehicles which can be placed as security includes cars, trucks, SUVs, motorbikes and even jet skis. The loan amount is determined based on the value of the asset.

Generally, you can borrow between R5,000 and R250,000. The interest rates are competitive, but you have to ensure that the repayment is affordable for you.

No credit checks online

Xcelsior doesn't base lending choices on credit and income checks and this allows them to have some of the fastest approval rates in the industry.

Xcelsior's loans are quick

When you have to urgently resolve a financial emergency, the quick loan which you want to apply for must be delivered fast.

At the same time, you wouldn't want to get a solution that you cannot afford or that simply doesn't meet your needs.

Xcelsior aims to assess your financial needs in detail and to help you decide based on quality, affordability, and utility.