Rating based on 822 reviews


image of Xcelsior
image of Xcelsior

Xcelsior is a registered credit provider with South Africa’s National Credit Regulator: NCRCP4752

About – Xcelsior

Xcelsior has gained an excellent reputation and a position of leadership in the South African credit market since our establishment some 15 years ago.

We offer an easily accessible credit facility which is a superb alternative to the loans provided by the commercial micro lenders in South Africa.

Secured loans

Our private-equity funded company is transforming the loans industry since we do not necessitate credibility from our clients. The only obligation is collateral. We welcome client that are blacklisted, our approach is helpful to clients who don’t have the credibility with mainstream banks or lenders in South Africa. Our products and services are based on expertise and experience. We strive to provide the best solutions to our customers and to make things easy and convenient for them.

We create the best opportunities for shareholders

Our current goal is to expand our business further and to perfect our offerings so that we can achieve even higher client satisfaction.

Services – Xcelsior

Xcelsior is among the top providers of secured personal loans in South Africa. If you need money fast with no questions asked, you should turn to us. We offer loans against collateral in the form of a motor vehicle.

We work with all kinds of vehicles from cars and trucks to boats and even jet skis. The loan amount corresponds to the collateral's value and can range from R5 000 to R500 000.

No credit & income checks

We do not run credit and income checks and this allows us to have some of the fastest approval rates in the industry.

Our loans are speedy

When you have to resolve a financial emergency extremely fast, the speed of the loan which you want to apply for is of paramount importance. At the same time, you would not want to get a solution that will get you into more trouble in the future. Xcelsior quick loans aim to assess these products in detail and to help you decide on quality and utility.

Interest Rate

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Repayment Term

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Summary of Services

  • SHORT Term Loan 
  • INSTANT Cash Loans
  • PERSONAL Loans
  • PAYDAY Loans 
  • CASH Loans

At Xcelsior we act quickly to help you solve your cash problems

Xcelsior is a small, but well-established provider of micro finance based in Pretoria.

We are a registered credit provider so you can expect complete transparency when dealing with us. Our customers are primarily from the local area, but if the need arises, we may be able to help people living in other parts of South Africa. In general, you will receive a friendly and dedicated service based on over 15 years of combined professional experience.

Quick online loans

Xcelsior quick loans are among the fastest you can get - not only in Pretoria but in the whole of South Africa. You can receive the cash within 45 minutes after applying. This will allow you to act quickly in the case of an emergency.

The high speed of the processing of the application comes from the fact that we do not run a credit check on the applicants and we do not assess affordability. This produces yet another benefit. Even people who are blacklisted or have other credit issues have very good chances of qualifying.

Borrow between R5 000 and R500 000

The benefits of the Xcelsior quick loans come from the fact that our loans are secured. This means that you have to place an asset which Xcelsior has the right to repossess in case you fail to repay the loan. Xcelsior micro lender exclusively accepts motor vehicles as collateral. The types of vehicles which can be placed as security include cars, trucks, SUVs, motorbikes and even jet skis. The loan amount is determined based on the value of the asset. Generally, you can borrow between R5 000 and R500 000. The interest rates are competitive, but you have to ensure that the repayment will be affordable to you.

Xcelsior storage facility

You can be assured that your assets will be safe and well looked after, all assets are kept in a secure facility that offers 24-hour video surveillance, electrified perimeter fencing and safe access control. You can personally deliver your vehicle in order to inspect the premises or we can collect. We can confidently say that your vehicle will be returned to you in the same condition as we received it in.

Xcelsior quick loans applications are exceedingly fast

Our application process is paperless, quick and easy plus there is no red tape or lengthy administration processes. We welcome you to fill in our online application and apply for your quick cash loan today!

Customer Reviews & Testimonials

 Contact Details

2, Villebois Office Park De Villebois, Moreletapark, Pretoria, Gauteng, 0044, South Africa
Ph: 012 997 1062 / 012 997 3946
Fx: 012 997 3948
Em: info@xcelsiorloans.co.za

 Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday 08:00 – 12:00
  • Sunday Closed –