Rating based on 554 reviews


Xcelsior Loans

image of Xcelsior Loans
image of Xcelsior Loans

Xcelsior Loans is a registered credit provider with South Africa’s National Credit Regulator: NCRCP4752


About – Xcelsior Loans

Xcelsior has been working as a South African micro lender for a number of years.

Our job is to ensure that your credit queries are catered for no matter how you might feel defeated as far as your credit profile is concerned. Our team of qualified professionals have been in our company for the longest time and to date, no customer has complained about services.

Affordable short-term loans

The fact that we have efficient money management gives our customers the opportunity to have reasonable loans and ones they are able to afford. In addition, it gives you as the customer the advantage of being a low-risk opportunities to investors. At the end of the day, our job is to ensure that you don’t bombard yourself with too much debt.

Services – Xcelsior Loans

The fact that we are registered with the credit regulation should be sufficient to ensure that micro finance isn’t taken for granted and forsaken.

The assets that we require for security can be any cars that are of significant value. The fact that we don’t perform credit assessments doesn’t take away the fact that you might still be rejected. People who blacklisted are also welcome to apply.

R500 000 is the maximum amount you can get

Another advantage that you make good use of is the fact that you will be undergoing a paperless application which means everything will be done quicker. The money will be made available in your bank account in a few days. Should you require business opportunities to investors, we will also be able to assist.

Loan Amount

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Repayment Term

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Summary of Services

  • SHORT-TERM Loans
  • BAD Credit Loans
  • PERSONAL Loans 


Xcelsior Loans has reliable short-term loan solutions

Seeing that it is becoming more problematic to obtain a personal loan in South Africa, you need to ensure that you meet our credit criteria. This can only be accomplished if your credit profile is intact.

A registered lender

We are a registered micro lender that assists all kinds of customers throughout the country. We have made a lot of clients happy and that is why many more hopefuls keep coming back to us.

A financial services provider you can trust

Our short term cash loans are designed to help every client as long as they meet our credit criteria. The secured micro loans that we have means that you can take something and use it as collateral.

A car is usually what we require for security

The car can be any kind of vehicle as long as it is the same amount of money that you are requesting to borrow.

No credit checks will be run

Our customers get the shock of their lives when they realize that they can still get a thumbs up for their credit applications regardless of them being blacklisted. However, when you are applying for unsecured loans, you will be paying more fees. Should you not be certain as to whether you will have the required loan you have to repay when it is due, rather don’t risk the loss of your vehicle. Only pursue this option if you are certain that you will be able to settle your financial obligation at the given time.

Only opt for the amount you are looking for

We will advise on the credit options you can take. However, this will also be due to the amount of money you are looking to borrow. We have helped a number of clients who have bad credit history fix their defaults and get back on track.


Customer Reviews & Testimonials

 Contact Details

2, Villebois Office Park De Villebois, Pretoria, Gauteng, 0044, South Africa
Ph: 012 997 1062
Fx: 012 997 3948
Em: info@xcelsiorloans.co.za

 Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday 08:00 – 12:00
  • Sunday Closed –