Rating based on 94 reviews

Izwe Loans

Updated

  • Short-term loans up to R250,000
  • Low-interest up to 27.75%
  • Repayment up to 60 months

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Izwe Loans homepage

Author Izwe Loans. Screenshot of Izwe Loans website. [Accessed April 5, 2018]

About Izwe Loans

Izwe Loans (Pty) Ltd has become a nationwide sensation when it comes to fast credit applications.

Accurate expertise in the financial industry

There are a number of reasons why Izwe Loans was established. It was mainly for the purpose of ensuring that South Africans were able to easily access financial help during a difficult time.

In essence, Izwe wants customers to know that their doors are always open when they need help for a cash emergency.

Quick turnaround times on loans

Time is important when you apply for a short-term loan online. It's simply a must to get the loan before the end of the business day. Therefore, if you give Izwe Loans the required documents on time, they'll ensure you get your cash quickly! 

Customers believe in Izwe Loans

It takes a great deal of sacrifice to make 150,000 customers happy. However, Izwe Loans has maintained its customer base by ensuring to always deliver on its promises. 

The rules and regulations set out in the NCA are guidelines all lenders have to abide by to ensure that they give customers the best deals. Izwe is no exception. 

Izwe Loans Services

Ensuring that your monthly budget is followed to the letter isn't a simple task.

This is mainly the reason why you might need a little loan to help you get out of some financial difficulty, and Izwe is ready to help.

Advantages of the Izwe Loan

They don’t limit customers to one standard credit plan. There are a number of options you could get and this makes it easier for you to find an option that really suits your needs.

A loan that is suitable for your budget

With Izwe, you can get a short-term loan of up to a maximum amount of R 99,000 and pay it over 42 months. Only apply for exactly the amount you need and nothing more. This is the only way you can become debt-free and ensure your long-term financial stability. 

A loan for any occasion

As long as you meet Izwe's lending criteria and pass their affordability checks they'll grant your application and deposit your loan in minutes.

Whether it's personal loans you're in search of or a consolidation loan to combine all your existing debts, Izwe's doors are open for you.

Izwe Loans – Short-term loan

  • Loan Type Short-term loans
  • Interest Rate up to 27.75%
  • Loan Amount up to R250,000
  • Repayment 12 months to 60 months

Benefits of Izwe Loans

  • Flexible loan options
  • Quick and paperless loan applications
  • Accessible financial solutions

Short-term loan calculator


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The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

Do you need a little extra moola? Let Izwe Loans help!

If you're interested in short-term loans, Izwe is a reliable, registered lender that you can trust to lend you a helping hand. 

To get started all you need to do to apply for a loan is complete the application form available on their website. You need to complete your personal details, and employment and banking information.

There are certain documents you have to submit to prove everything you've claimed in your application, furthermore, you need to be above the age of 18 years to apply and should be employed. In essence, Izwe Loans want to ensure that you'll be able to repay your loan.

A timeous and speedy response

As soon as they receive all the documents and they've approved your application, the money will be deposited in your bank account within one business day.

A variety of ways to apply for credit

If you'd like to apply online via Izwe's website, you can log on and register. Alternatively, you can apply via telephone or send them an email to get the ball rolling.

How much can you get?

Depending on your affordability, you can get a fast online loan to a maximum of up to R99,000. The money will be deposited into your bank account within 24 hours and the money is yours to spend in any way you want.

man holding thumbs up

Izwe Loans is a trusted & reliable provider of short-term loans

In our review, Izwe Loans adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

Izwe Loans is a registered credit provider in South Africa: NCRCP4560

Customer Reviews & Testimonials

May 2019

The customer service was way above what I was expecting. They did a really good job in assisting me throughout the whole process.

Bandile D
— Empangeni —

May 2019

They were very responsive and flexible to my needs.

Kenneth M
— Boksburg —

Izwe Loans Contact

Physical Address

  • Shop 25 Grand Central, Plein St, Cape Town City Center Cape Town Western Cape 8001 South Africa
  • Get Directions

Opening Hours

  • not available