Rating based on 94 reviews

Izwe Loans


  • Short-term loans up to R250,000
  • Low-interest up to 27.75%
  • Repayment up to 60 months

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Izwe homepage

Author Izwe. Screenshot of Izwe website. [Accessed April 5, 2018]

About Izwe

Izwe Loans (Pty) Ltd has become a nationwide sensation when it comes to credit applications.

Accurate expertise in the financial industry

There are a number of reasons why we started this organization. It was mainly for the purpose of ensuring that the clients financial help during a difficult time. In essence, we want our customers to know that their doors are always open when they need a cash emergency.

Quick turnaround times on loans

Time is important when you apply for a short term financial plan for the main purpose of ensuring that you get the loan before the end of business day. Therefore, if you give us the required documents on time, we will ensure that you get your money timeously.

Customers who believe in us

It takes a great deal of sacrifice to make 150 000 customers happy. However, we have maintained a lot of smiles on clients faces by ensuring that they are happy at all times. The rules and regulations set out in the National Credit Act are guidelines we have to abide by to ensure that we give our customers the best deals.

Izwe Services

Ensuring that your monthly budget is well-taken care off is not always guaranteed. This is mainly the reason why you might need a little loan to help you get out of financial difficulty.

Advantages of the Izwe Loan

We don’t limit customers to one standard credit plan. There are a number of options you could get.

A loan that is suitable for your budget

With our financial plans, you can get a short term loan, you can apply for a maximum amount of R 99000 and you can pay it over 42 months. It is imperative that you only apply for exactly the amount you need and nothing more. This is the only way you can become debt-free.

A loan for any occasion

We don’t restrict our clients from applying. As far as we are concerned, they can apply for anything and we will grant their application successful if they meet our requirements. Whether it is personal loans to settle a certain debt or a consolidation loan to combine all your debts, our doors are wide open for you.

Izwe Short-term loan

  • Loan Type Short-term loans
  • Interest Rate up to 27.75%
  • Loan Amount up to R250,000
  • Repayment 12 months to 60 months

Benefits of Izwe

  • Flexible loan options
  • Quick and paperless loan applications
  • Accessible financial solutions

Short-term loans calculator


The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

Do you need a little extra moola? Let us help!

If you are interested in our short-term loans, this is what you need to do.

Complete the application form that is available on our website. Here you need to complete your personal details, employment information as well as your banking information. There are certain documents you have to submit to prove everything you have stipulated on your application, furthermore, you need to be above the age of 18 years to apply and should be employed. In essence, we want to see that you will be able to repay your loan.

A timeous and speedy response

As soon as we receive all the documents and we are satisfied, the money will be deposited in your bank account within one business day.

A variety of ways to apply for credit

If you would like to apply online via our website, you can log on and register. Alternatively, you can apply via telephone or send us an email.

How much can you get?

Depending on your affordability, you can get cash loans to a maximum of up to R99000. The money will be deposited into your bank account within 24 hours and the money is yours to spend any way you want.

man holding thumbs up

Izwe is a trusted & reliable provider of short-term loans

In our review, Izwe adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

Izwe is a registered credit provider in South Africa: NCRCP4560

Customer Reviews & Testimonials

May 2019

The customer service was way above what I was expecting. They did a really good job in assisting me throughout the whole process.

Bandile D
— Empangeni —

May 2019

They were very responsive and flexible to my needs.

Kenneth M
— Boksburg —

Izwe Contact

Physical Address

  • Shop 25 Grand Central, Plein St, Cape Town City Center Cape Town Western Cape 8001 South Africa
  • Get Directions

Opening Hours

  • not available