Rating based on 53 reviews

Capitec Bank

  • 4 savings plans
  • Expert money management
  • Competitive interest rates

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Capitec Bank homepage
Author Capitec Bank. Screenshot of Capitec Bank website.
[Accessed December 11, 2022]

About Capitec Bank

Capitec Bank wants to give you more time for the important things in life.

They've made it much easier and user-friendly. You don't need to spend hours in a queue anymore. Simply register for online banking with Capitec Bank and save time and money.

Simplicity is key

Capitec Bank has developed an online banking experience that's your one-stop for all your banking needs.

A one-stop that lets you do everything banking-related in one place, on your time. From transacting, and saving, to accessing your credit in real-time, anytime. Online banking is the new craze and Capitec Bank makes it easy.

Online banking with no hidden costs

Knowing that you get what you pay for is something that everyone wants. At Capitec Bank you can be sure that they're 100% transparent.

You'll know exactly what you pay for and Capitec Bank has done everything it can to make your banking affordable. Online banking with Capitec Bank is better, simpler, and more affordable.

Interesting information about Capitec Bank

Established on the first of March 2001 and listed on the JSE on 18 February 2002, Capitec Bank now boasts more than 852 branches. Capitec Bank is proud to say that it has more than 14 029 employees and more than 14.7 million active clients.

Capitec Bank Services

Capitec Bank has more than 15 million active customers of which more than 8.7 million are using Capitec Bank's online banking.

They're undoubtedly South Africa's largest online banking platform. By checking what their customers were doing online, they've tailored their online banking experience to their customers.

An up-to-date online banking experience 

They're constantly busy improving their online banking experience. Staying on top of the latest trends to make banking easier for you is what they do best. There's no need to go to a branch anymore because, with Capitec Bank's online banking, you have a virtual bank at your fingertips 24/7.

Personalize your online banking experience 

With Capitec's online banking you can personalize your home screen. You can now, as an added safety measure, choose to hide your balance on your home screen.

By customizing your home and sign-in screens, you can have one-tap access to the features you use the most. This gives you more convenience with your online banking than ever before. 

Online banking is easier than ever before

With Capitec you don't need to carry around your bank card anymore. You can create a virtual card and use it for all your online and scan-to-pay purchases.

You can also use your online banking to send money to anyone with a phone number. The bottom line is that with Capitec Bank's online banking, you're always in control.

Capitec Bank – Bank

  • Loan Type Online Banking

Benefits of Capitec Bank

  • Get up to 4 additional saving plans
  • Competitive interest rates
  • Choose between personal and business accounts

Capitec Bank is your simple solution to money management

Getting yourself registered for Capitec Bank's online banking is now easier than ever.

You simply go to your nearest Capitec Bank branch with your Global One card. There are no fees for the registration of online banking and no monthly subscriptions. In this rat race, we call life, it's often hard to find the time to fit everyday banking into a manageable time slot.

With Capitec Bank's internet banking, there is no better place to do all your banking needs in one place.

With ease, simplicity, and affordability you can now do anything banking-related in your own time. Sign up for Capitec Bank's online banking, because with online banking any time is a good time.

Benefits of online banking

  • Online banking is paperless
  • It saves you time and money
  • Online banking puts convenience at your fingertips
  • You can do anything banking-related with online banking
  • Capitec Bank's online banking is safe and secure
man holding thumbs up

Capitec Bank is a trusted & reliable provider of online banking

In our review, Capitec Bank adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ Capitec Bank is a registered credit provider in South Africa: NCRCP13

Customer Reviews & Testimonials

April 2021

I never knew that I could do my banking all in one place. With Capitec Bank's online banking it has never been easier. I can take care of the banking whenever I have the time. No more waiting in ...

Sharon V
— Cape Town —

May 2021

Being able to do all my banking in one place in the palm of my hand has never been this easy or convenient. I was so pleased to see the many features that the Capitec Bank online banking had to o...

Johannes B
— Drie Riviere —

May 2021

When a friend told me that I could do everything banking-related with Capitec Bank's online banking, I could hardly believe it. I registered for online banking and I was amazed at how easy and us...

Sindile K
— Kirkwood —

Capitec Bank Contact

Physical Address

  • Braamfontein Devonshire House, 49 Jorissen St Johannesburg Gauteng 2188 South Africa
  • Get Directions

Capitec Bank Universal Branch Code

  • 470010

Postal Address

  • PO Box 12451, Die Boord, Stellenbosch, 7613, South Africa

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday 08:00 – 13:00
  • Sunday – Closed