Rating based on 45 reviews



  • Get eBucks rewards
  • Apply 100% online
  • Reliable credit card options

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Author FNB. Screenshot of FNB website. [Accessed September 2, 2021]

About FNB

First National Bank is one of the biggest banks in South Africa and it is a requirement that we comply with the National Credit Regulator.

We have come a long way, we have been in the banking industry for a number of years specializing in quick online loans and equipping customers with other financial necessities.

We will never let our customers down

For our company, FirstRand Group to have run for as long as it has run is because of the endless dedication that we have got from our clients. It is for this reason that we go above and beyond to ensure that they are catered for.

FNB Services

FNB offers a variety of banking products that you can have the pleasure in getting. As long as you meet our criteria, you can get a temporary loan, a personal loan, a student loan and even a credit card.

An above average service

We wouldn’t be fair if we gave ourselves all the credit of FNB. Having experienced specialists who know how to tackle issues and deal with clients is another reason why we are a ship that isn’t showing any signs of sinking.

FNB – Credit card

  • Loan Type Credit cards

Benefits of FNB

  • Manage your credit card with the app 24/7
  • Get eBucks as rewards
  • Easy credit card application

FNB is the trusted name when it comes to credit card providers

When you get a credit card from FNB, you are just getting a normal credit card; you are getting yourself a card that will work for you while you do little to nothing of effort.

Our job is to ensure that our financial services are pleasing to the far end and we know that we never disappoint when it comes to the credit services that we offer you. If you would like to get feedback from other credit cardmembers, you are welcome to make use of the review and find out what is everybody saying about the credit cards offered at FNB.

Everything is in black and white with us

Due to the fact that there are a variety of credit cards you can choose from, you will have to choose one that you can afford. In order to qualify for one, you have to ensure that you at least earn a minimum of R3,000. Furthermore, you must be above the age of 18 years and should be a South African citizen. Maintaining a good credit profile is important. Therefore, if you think there will be a time where you might fail on paying your monthly instalment, you might have to rethink the entire decision of applying for a credit card.

What do you benefit from our credit cards?

There is 55 days where you will not be charged any interest on your credit card. Furthermore, you will also not be charged if you have lost a credit card. If you are serious about this and want to get a credit card, you can apply online and we will attend to your application as soon as possible. An agent will call you back and ask you questions about the application that we have received. If you decide that you are no longer interested, you are welcome to inform us as soon as possible.

Take advantage of great credit

Another great benefit is comprehensive travel insurance. This means wherever you travel especially by means of flight transportation mode, we will cover you. Clients often worry about what might happen to them when they are miles apart but FNB will ensure that you get the best cover should anything go wrong. Speak to a financial advisor and allow us to help you get the best deal from one of the greatest financial providers.

man holding thumbs up

FNB is a trusted & reliable provider of credit cards

In our review, FNB adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

FNB is a registered credit provider in South Africa: NCRCP20

Customer Reviews & Testimonials

December 2018

The app that allows you to pay your accounts from where ever you are is fantastic and it also lets me know how much I owe on my credit card

Chris S
— Durban —

February 2019

The best part about getting my credit card approved is when I spend on my card I get rewarded with E Bucks which I can use later.

Kathy M
— Johannesburg —

October 2018

The service and the amazing staff that are willing to help you at any time really has made me feel like I will be going to stay with FNB forever.

Jayson W
— Durban —

FNB Contact

Physical Address

  • 3, First Place, Pritchard St & Simmonds St, Bank City Johannesburg Gauteng 2000 South Africa
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FNB Universal Branch Code

  • 254005

Postal Address

  • PO Box 1153, Johannesburg, 2000, South Africa

Opening Hours

  • Monday 08:00 – 17:30
  • Tuesday 08:00 – 17:30
  • Wednesday 09:00 – 17:30
  • Thursday 08:00 – 17:30
  • Friday 08:00 – 17:30
  • Saturday 08:00 – 13:00
  • Sunday – Closed