Absa

image of Absa
image of Absa

Absa is a registered credit provider with South Africa’s National Credit Regulator: NCRCP7


About – Absa

Absa Bank is a subsidiary of Barclays Africa Group and is listed on the Johannesburg Stock Exchange.

It offers retail banking products and services to private individuals, business banking services to enterprises and specialty services to corporations. It is a recognised specialist in investment banking and wealth management with long term traditions and a proven performance record.

The bank caters to the needs of all individuals and organisations in South Africa and tries to satisfy their needs fully.

It has spread its activity to other countries on the African continent.

The list includes Mozambique, Nigeria, Botswana, Tanzania, Zambia and Namibia.

Services – Absa

In the new logo of ABSA, the emphasis is on the first letter of the name. In the Roman alphabet "A" is Alpha which symbolises a new beginning. Red is chosen as the predominant colour because it is vibrant, exciting and modern.

ABSA is a natural leader in banking.

The bank is a natural leader in the industry with the top quality products which it offers and with the exceptional customer service.

It offers the most advanced modern solutions to its clients.

It has received many awards throughout its history and in recent times.

It is the number 1 brand for banking in South Africa at present and the coolest brand as well.


Summary of Services

  • Credit Cards
  • Debit Cards
  • Bank Accounts
  • Finance Leases
  • Card Products 
  • Transactional Products
  • Lending Products


ABSA is one of the leading banks providing financial products in South Africa.

Every modern person wants to enjoy the financial freedom and flexibility provided by credit cards.

There are many such products to pick from so making a choice can be quite challenging. This Absa credit cards review will evaluate these particular products to help you decide on their usefulness to you.

You can rely on their professionalism & expertise.

They are known for offering some of the best deals around.

Among the wide variety of credit cards, the Transact card is the most basic.

It gives you an interest-free period of up to 57 days and no transaction fees on qualifying purchases, fixed monthly instalments and complete ATM functionality for maximum convenience.

The interest rates are competitive.

Some of the main extra benefits include automatic basic travel insurance when using the card to pay for international return tickets, free lost card protection and secure online shopping.

In order to qualify, you need to earn a monthly income of R2,000 or higher.

The Titanium Credit Card is a more sophisticated option.

This technologically advanced card enables you to make direct purchases online, to make transactions internationally and to have direct access to your cheque and savings accounts. As part of the MasterCard family, this product gives you access to exclusive entertainment and travel offers. Again, you will get up to 57 days of free credit. The qualifying monthly income is R3,000.

The Absa Gold credit card is designed for people earning over R4,000 per month.

Choose between the Visa & MasterCard – Join programs with special offers.

In addition to the main benefits which are the same as with the Transact card, you will receive free secondary cards for your family.

Another attractive offer is the Student card, which has the same benefits and qualifying income as the Transact card. With the Garage card, you can pay all expenses related to the use and servicing of your car.

It can be used as a separate tool or get linked with another card of the bank to share the same limit.

This review's conclusion is that the Absa credit cards are useful for effective and affordable personal finance management.

 Contact Details

180 Commissioner St, City and Suburban, Johannesburg, Gauteng, 2000, South Africa
Ph: 011 350 4111 / 0861 462 273
Fx: 011 370 5000
Em: [email protected]

 Postal Address

PO Box 7735, Johannesburg, 2000, South Africa

 Universal Branch Code

Absa’s universal branch code: 632005

 Opening Hours

  • Monday 08:30 – 15:30
  • Tuesday 08:30 – 15:30
  • Wednesday 08:30 – 15:30
  • Thursday 08:30 – 15:30
  • Friday 08:30 – 15:30
  • Saturday 08:00 – 11:00
  • Sunday Closed –