image of WesBank
image of WesBank

WesBank is a registered credit provider with South Africa’s National Credit Regulator: NCRCP20

About – WesBank

WesBank has been the leader in asset finance and fleet management in South Africa for over 40 years. The company has a reputation for offering the most affordable low-risk solutions which guarantee high returns. Customer service excellence and attention to detail are other major advantages attractive to businesses.

Part of the most progressive corporations

Its portfolio is quite vast and covers several important industries including company and commercial vehicles, office and plant equipment, franchise finance, agriculture and aviation plus the public sector with a variety of personal loan and products. The company is part of FirstRand Group which is among the most progressive corporations in the country operating across several industries including banking, assurance, financial planning and healthcare.

Services – WesBank

With the WesBank CashPower personal loan, you can solve all your financial troubles and achieve your goals on the spot. You can take out as much as R150 000, but the loan amount is fully flexible.

You decide on the loan amount and on the loan term as well. We guarantee maximum flexibility and convenience plus attractive interest rates.

receive a fast response

You make the decisions while we tailor the credit product to your needs. It's that simple. The application is easy and quick. You can expect to receive a fast response.

Together with Direct Axis, we offer one of the most universal and appealing short-term cash products in South Africa.

Summary of Services

  • Credit Cards
  • Debit Cards
  • Bank Accounts
  • Finance Leases
  • Card Products 
  • Transactional Products
  • Lending Products

WesBank Credit Cards Review - Do They Offer What You Need?

Undoubtedly, the credit cards are among the most flexible financial tools which you can use. They give you peace of mind that you can handle cash emergencies and manage your budget throughout the month. Read this WesBank credit cards review to find out if these products can give you the benefits which you are looking for.

great credibility and an impeccable reputation

WesBank is a provider of personal financial products and services with great credibility and impeccable an reputation. The lender has been serving South Africans for over 40 years and offers ever better deals. You will receive highly professional dedicated customer service. You will be able to use the financial products comfortably and confidently.

types of WesBank Credit cards

There are two main types of WesBank credit cards Classic and Gold. They offer virtually the same benefits but the Classic card has a lower credit limit and lower level of debt protection. Besides, the Gold card gives you greater flexibility when it comes to using the available credit. The interest rates on both cards are competitive while the fees are reasonable. The cost of owning a Classic card, in particular, should be perfectly affordable. Still, it is best if you refer to your income and budget to confirm this.

All WesBank credit cards come with a set of exclusive benefits. You will get free lost card protection and free comprehensive international travel insurance. You will receive free email statements as well. You have the option of adding a petro card from the same lender and receiving free emergency roadside assistance service for this.

interest-free period of up to 55 days

There are some optional benefits which are among the most favourable. You can get interest-free period of up to 55 days. This is a standard offer with most other lenders. For extra R200 per year, you can join the eBucks reward program and earn 1 point for each R10 which you spend. You can get considerable discounts that way, especially if you use the card extensively. You have to ensure that the savings will exceed the annual fee.

This review's conclusion is that the WesBank credit cards offer good terms and conditions plus great benefits. They are convenient and fairly affordable to use.

 Contact Details

Portside, 21st Floor, FNB Building, Buitengracht Street & Hans Strijdom Avenue, Cape Town City Center, Cape Town, 8001, South Africa
Ph: 086 193 7265 / 0861 288 272
Fx: 0861 888 272
Em: [email protected]

 Opening Hours

  • Monday 07:00 – 16:30
  • Tuesday 07:00 – 16:30
  • Wednesday 07:00 – 16:30
  • Thursday 07:00 – 16:30
  • Friday 07:00 – 16:30
  • Saturday 08:00 – 12:00
  • Sunday Closed –