Rating based on 1,516 reviews

African Bank

image of African Bank
image of African Bank

African Bank is a registered credit provider with South Africa’s National Credit Regulator: NCRCP5

About – African Bank

We are constantly modernising financial solutions that are more accessible and more valuable. We like to call it humanity through banking.

We strive on a daily basis to drive our brand ‘humanity through banking’. African Bank is signified by the people who work for us they also signify the diverse residents of South Africa. Thus we are a reflection of all South Africans.

A leader in the financial industry

It doesn’t matter what your circumstances or situation is, we have confidence that individuals who deal with us will say “I was treated with humanity”. When you are looking for a credit specialist that you can trust, you should turn to African Bank – the current leader in the provision of personal unsecured credit facilities in South Africa.

We help achieve your goals

Our expertise allows us to understand your financial needs fully and to help you achieve your goals. Through our affordable and convenient online loans, you will enjoy the better lifestyle that you have dreamed of.

By working with us, you will get personal attention, high chances of instant loan approval, quick cash transfer, some of the best interest rates in the country and personalised repayment schedule. We encourage responsible credit management through special rewards.

Services – African Bank

Work with reliable credit institutions for obtaining the credit solution which you require. African Bank is a leader in the provision of short term personal loans. You can select from loan amounts between R1, 000 and R10, 000 and decide on any term between 3 and 12 months.

When you apply for a loan, you can expect an immediate response from us. We will provide an adequate solution quickly so that you can resolve your financial emergency which you are in or pay for something important like a big purchase or a family holiday. If you need a larger loan with a longer term, this can be arranged quickly as well.

Simple & effortless

When you have mounting debt and you struggle to pay all monthly instalments, you should look for a timely and effective solution. This African Bank online debt consolidation loans review intends to evaluate these particular solutions.

A reliable lender

African Bank is one of the most reliable financial companies in South Africa. We have an impeccable reputation for our transparent lending policies and our high-quality credit products. You will receive professional service based on expertise and care for the individual customer. You can trust the African Bank completely.

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Summary of Services

  • PERSONAL Finance 
  • DEBT Financing
  • DEBT Clearance
  • SHORT-TERM Loans
  • DEBT Consolidation 
  • BAD Credit Loans

Use African Bank to consolidate your debt effortlessly & fast

Is to be a successful Retail Bank that offers an extensive variety of products, solutions and services to all our fellow South Africans and to provide value and go the extra mile.


We are committed to having open and honest communication in all our dealings, be that verbal or written. We are committed to allowing for different viewpoints and promise to express our own, courteously. We commit to be accountable for our activities and accept accountability for them. We deliver on our promises and reveal the results of our undertakings.

The debt consolidation loans of African Bank are designed to be in line with the needs and requirements of our clients. You can expect a high level of flexibility when it comes to the loan amount and the repayment options. You can borrow up to R180, 000 without placing collateral. This is a sufficient amount of money even for those who are in serious debt.

The maximum repayment term is 5 years

We are here to assist in the best possible way and have your best interest at heart; we will help you save on interest. It is advisable to borrow only what you need so that you can be certain that you are able to afford the monthly repayments comfortably.

The interest rate is based on the prime interest rate set by the South African Reserve Bank. This rate is currently 8.5%.

The actual rate is based on your creditworthiness

You can apply for a loan online as well as in one of our branches. You can expect a pretty quick reply, but you will have to disclose personal details before you can receive the loan amount. It is important to note that you can only use your consolidated loan for the repayment of existing debt.

African Bank online debt consolidation loans are helpful and fairly easy to obtain. Should you feel that you are in over your head with debt, our consolidation loan could be the answer!

Customer Reviews & Testimonials

 Contact Details

59 16th Road, Midrand, Gauteng, 2191, South Africa
Ph: 011 256 9000 / 0861 111 011
Fx: 087 943 0136
Em: loanbackoffice@africanbank.co.za
Em: cardbackoffice@africanbank.co.za

 Postal Address

Private Bag x170, Midrand, 1685, South Africa

 Opening Hours

  • Monday 08:00 – 17:30
  • Tuesday 08:00 – 17:30
  • Wednesday 08:00 – 17:30
  • Thursday 08:00 – 17:30
  • Friday 08:00 – 17:30
  • Saturday – Closed
  • Sunday – Closed