New Debt Plan

There is a better way, a new way at New Debt Plan debt management services.

When debts become a concern and are no longer working for clients, they can reach out to New Debt Plan.

Debt consolidation is their niche, and they are also NCR registered debt counsellors. They have introduced intelligent methods and innovative solutions to a host of clients in similar positions. The enthusiastic team at New Debt Plan is fully compliant with regulations and financial legislation. They are awaiting clients’ calls for assistance with an attentive ear, an open mindset, and a compassionate outlook. They are on a mission to lighten clients’ financial load and put them on the path toward improved financial standing.

Vision and values

New Debt Plan has a vision for the future; one where all South Africans are empowered to take control of their finances. It is possible to learn and adapt to the current economic climate, devise wise choices and commit to living within one's means.

New Debt Plan has the tools to elevate clients to a debt-free life.

These are the values we hold dear:

• Integrity and honesty – This means always putting the client first, operating openly, and keeping them in the loop.
• Excellency – There are ever-present opportunities to better our knowledge, services, technology, and expertise; and this is a constant ambition.
• Courtesy and commitment – Clients are treated with the utmost respect and will find that the team does care for their well-being.
• Confidentiality – Strict measures are in place to keep clients’ data safe at all times.
• Trustworthy – Trust is earned, so we aim for this in every transaction with clients.

Financial difficulties and debt can quickly get out of hand and seem insurmountable.

That is precisely why the New Debt Plan is the answer to arranging multiple debts into one simple (monthly) repayment by using a consolidation loan. This way debt is much easier to track and budget for.

New Debt Plan also assists clients in creating a structured budget to keep clients on track to achieve their financial goals and start getting rid of debt. Clients may be concerned that they have a bad credit history or have even been blacklisted.

This should not prevent them from calling on New Debt Plan. The counsellors have the skills, know-how, and drive to turn it all around and make a lasting difference in clients’ lives. Clients will be surprised at the capacity they will gain to keep up a constant and comfortable lifestyle, while still making acceptable payments to creditors.

Legislation

It is a good idea to register for debt counselling. Being financially over-extended can be stressful and expert counsellors can provide essential support throughout the client’s journey to financial well-being. Also, debt counselling registration has the benefit of legal protection which then comes into effect. This is a far-reaching safeguard against creditors ordering forced payment from clients’ salaries, blacklisting them, or taking any legal action whatsoever. Another shield for the client is provided under the National Credit Act. It states that the client’s house and the vehicle may not be repossessed. It is well worth knowing one's legal rights and applicable legislation. Soon enough clients will have paid off all their debts and be able to look back with pride. Once debt-free, clients earn a clearance certificate and a clean credit record.