Rating based on 23 reviews

Letsatsi Finance


  • Debt consolidation up to R100,000
  • Approval in 1 hour
  • Repayment up to 36 months

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Author Letsatsi Finance. Screenshot of Letsatsi Finance website. [Accessed June 12, 2020]

About Letsatsi Finance

Life is meant to be lived and enjoyed.

If you have debt looming over you preventing you from moving forward then it is time to regain control of your financial circumstances and take a step out into the sun. We offer a range of financial products all designed to assist you to get out of a bad debt situation and back onto the right path.

Letsatsi – bringing happiness back into your life

With each new day comes new possibilities and, since “Letsatsi” means “day”, we will assist you to regain control of your finances today and get you back onto the path that you want to be on. Letsatsi has been operating in South Africa for over seventeen years providing personal loans and related solutions all over the country with over fifty branches nationwide.

Our loans are affordable

We are a microfinance company established in 1999 providing finance and debt consolidation loans to South Africans in need. It is our mission to provide affordable, flexible and helpful financial products to our customers in order to uplift their standard of living and achieve financial wellness.

Start your day the right way – contact Letsatsi today.

Letsatsi Finance Services

We understand that debt can be stressful and really place a damper on your lifestyle.

But we are here to help you find the best way to resolve your debt issues. We offer a variety of financial wellness products and services, one of which is a consolidation loan.

Debt consolidation – a loan with a plan

Are multiple credit cards, store cards, and loan repayments leaving you spiralling? Allow us to help you get off the carousel of debt and board the train to financial freedom.

A debt consolidation loan will help you to better manage your finances by combining smaller loans and accounts into one loan with a single monthly instalment.

We have competitive interest rates

Our debt consolidation loans will allow you to consolidate up to R100,000 in debt and repay the amount over a period of nine months to three years.

The interest rate on a debt consolidation loan is lower than that of credit cards and similar debts meaning that you can save on interest.

Letsatsi Finance – Debt consolidation loan

  • Loan Type Debt consolidation
  • Loan Amount up to R100,000
  • Repayment 9 months to 36 months
  • Decision 1 hour

Benefits of Letsatsi Finance

  • Get approval within 1 hour
  • Same day payout
  • Professional staff to assist

A lender that understands the power of debt consolidation

At Letsatsi we aim to be different from other lenders; we do not view our customers as numbers but rather as individuals who need to be treated with care and respect.

This is why we will do anything in our power to assist you to return to the normal life that you deserve. There’s no catch or fine print – we are truly here to help.

Credit repair – pave your way to a new financial future

When lending from us we will not only help you to gain control of your debt but we will help you to understand your past, current and future financial situation so that you can make better-informed decisions in the future.

Our comprehensive credit services will emancipate you from the shackles of debt and allow you to regain control of your finances with a debt solution from a consolidation loan to debt review and more. Whether you are under administration or debt review, we are here to lend the helping hand that you deserve.

We are not like other lenders – we will help you even if others have turned you away in the past.

Everyone deserves a second chance and we are willing to give it to you.

Are unforeseen problems clouding the future?

Life is filled with unexpected surprises – unfortunately, these surprises aren’t always the good kind. Whether you were in an accident or your beloved pooch needed to visit the vet, we understand that there is not always money to finance these unexpected situations.

Use your consolidation loan for any of the following;

  • House Related Expenses
  • Vehicle Expenses
  • Education
  • Personal Consumption
  • Medical Emergency or Bills
  • Funerals
  • Traditional Ceremonies
  • Special Events

Do I qualify for a Letsatsi loan?

Like any lender, we have specific requirements that need to be met before we agree to lend to an individual. We are a responsible lender and will only lend to you if you are able to afford the loan you have applied for. In order to apply you need to be;

  • a South African citizen between the ages of 21 and sixty
  • earning a minimum of R3,500 per month
  • be permanently employed for at least six months, and
  • have a functional bank account (so that we are able to assess your income and expenses).

Requirements for your loan application

  • South African ID
  • two months payslips
  • three months bank statements, and
  • proof of residence.

Customer Reviews & Testimonials

June 2019

Letsatsi Finance is a credit provider that is always seeking to help customers for the financial greater good.

Thabiso P
— Margate —

February 2019

I am finally on the road to becoming debt free. Thank you Letsatsi Finance

Julie J
— Pretoria —

Letsatsi Finance Contact

Physical Address

  • 222 Rivonia Rd, Crn Alon & Michelle Str, Morningside Close Office Park, Unit F Morningside, Sandton Johannesburg Gauteng 2001 South Africa
  • Get Directions

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday 08:00 – 17:00
  • Sunday 08:00 – 12:00